Compare annuities side by side

• MassMutualA++MYGA 5.90% · No income product
• Reliance Standard LifeA++MYGA 5.90% · No income product
• GuardianA++MYGA 5.60% · No income product
• MassMutual AscendA++MYGA 5.45% · No income product
• NationwideA+MYGA 6.05% · Income $112,811/yr
• AtheneA+MYGA 6.15% · Income $109,013/yr
• North AmericanA+MYGA 5.85% · Income $59,508/yr
• Midland NationalA+MYGA 5.80% · Income $59,363/yr
• Protective LifeA+MYGA 6.00% · Income $58,988/yr
• Pruco LifeA+No MYGA · Income $37,813/yr
• Athene Annuity & Life Assurance Company of New YorkA+MYGA 5.90% · No income product
• Securian FinancialA+MYGA 5.80% · No income product
• Mutual of OmahaA+MYGA 5.75% · No income product
• National Life GroupA+MYGA 5.50% · No income product
• IntegrityA+MYGA 4.90% · No income product
• Columbus LifeA+MYGA 4.48% · No income product
• AllianzA+No MYGA · No income product
• Cincinnati LifeA+No MYGA · No income product
• National Integrity LifeA+No MYGA · No income product
• Pacific LifeA+No MYGA · No income product
• JacksonAMYGA 5.85% · Income $121,539/yr
• CorebridgeAMYGA 5.75% · Income $63,200/yr
• F&GAMYGA 5.55% · Income $60,238/yr
• ForethoughtAMYGA 6.00% · Income $59,925/yr
• Symetra LifeAMYGA 6.10% · Income $37,000/yr
• SBLI -Savings Bank Life Insurance of MAAMYGA 6.30% · No income product
• OceanviewAMYGA 6.20% · No income product
• SagicorAMYGA 6.20% · No income product
• AmericoAMYGA 6.00% · No income product
• LincolnAMYGA 6.00% · No income product
• AuguStarAMYGA 5.95% · No income product
• Oxford LifeAMYGA 5.95% · No income product
• American NationalAMYGA 5.90% · No income product
• Equitable Financial Life Insurance of AmericaAMYGA 5.85% · No income product
• Royal Neighbors of AmericaAMYGA 5.80% · No income product
• Fidelity Security Life Insurance CompanyAMYGA 5.75% · No income product
• The StandardAMYGA 5.55% · No income product
• BrighthouseAMYGA 5.50% · No income product
• Jackson National Life Insurance Company of New York®AMYGA 5.50% · No income product
• Pacific Guardian LifeAMYGA 5.40% · No income product
• American EquityAMYGA 3.75% · No income product
• American EquityAMYGA 1.95% · No income product
• AmeritasANo MYGA · No income product
• F&GANo MYGA · No income product
• National Western LifeANo MYGA · No income product
• VALICANo MYGA · No income product
• Clear Spring LifeA-MYGA 6.00% · Income $105,385/yr
• S.USA LifeA-MYGA 6.00% · Income $103,502/yr
• Talcott Financial GroupA-MYGA 6.10% · Income $52,807/yr
• Axonic InsuranceA-MYGA 6.15% · Income $50,000/yr
• AspidaA-MYGA 6.35% · No income product
• Delaware LifeA-MYGA 6.10% · No income product
• SBLI USAA-MYGA 6.10% · No income product
• Knighthead LifeA-MYGA 6.05% · No income product
• IbexisA-MYGA 5.87% · No income product
• Security BenefitA-MYGA 5.85% · No income product
• Assurity LifeA-MYGA 5.75% · No income product
• Capitol LifeA-MYGA 5.75% · No income product
• Liberty BankersA-MYGA 5.75% · No income product
• GBU LifeA-MYGA 5.50% · No income product
• GCUA-MYGA 5.25% · No income product
• United LifeA-MYGA 4.80% · No income product
• Guaranty Income LifeA-MYGA 4.60% · No income product
• NassauB++MYGA 5.85% · Income $81,180/yr
• Revol OneB++MYGA 6.30% · No income product
• CL LifeB++MYGA 6.25% · No income product
• Farmers LifeB++MYGA 6.25% · No income product
• American Century LifeB++MYGA 6.05% · No income product
• Heartland NationalB++MYGA 6.05% · No income product
• American GulfB++MYGA 6.00% · No income product
• EquiTrustB++MYGA 5.85% · No income product
• American LifeB++MYGA 5.83% · No income product
• Western United LifeB++MYGA 5.75% · No income product
• ELCO MutualB++MYGA 5.70% · No income product
• Nassau Life Insurance Company (NY)B++MYGA 5.55% · No income product
• Ceres LifeB++MYGA 5.30% · No income product
• Manhattan LifeB++MYGA 5.05% · No income product
• Puritan Life Insurance Company of AmericaB++MYGA 5.00% · No income product
• Investors HeritageB++MYGA 3.65% · No income product
• Baltimore Life Insurance CompanyB++No MYGA · No income product

Pick	Company	A.M. Best	Top MYGA yield	Max income ($500K)	Surrender Period	Products
	MassMutual	A++	5.90% · 7yr	No income product	2–7 years	9
	Reliance Standard Life	A++	5.90% · 10yr	No income product	3–10 years	14
	Guardian	A++	5.60% · 6yr	No income product	3–6 years	4
	MassMutual Ascend	A++	5.45% · 7yr	No income product	3–10 years	9
	Nationwide	A+	6.05% · 5yr	$112,811per year at 75	3–12 years	25
	Athene	A+	6.15% · 7yr	$109,013per year at 75	3–15 years	25
	North American	A+	5.85% · 5yr	$59,508per year at 67	3–14 years	14
	Midland National	A+	5.80% · 5yr	$59,363per year at 67	3–14 years	15
	Protective Life	A+	6.00% · 5yr	$58,988per year at 67	5–10 years	12
	Pruco Life	A+	No MYGA	$37,813per year at 62	5–10 years	8
	Athene Annuity & Life Assurance Company of New York	A+	5.90% · 7yr	No income product	3–7 years	3
	Securian Financial	A+	5.80% · 7yr	No income product	3–9 years	13
	Mutual of Omaha	A+	5.75% · 7yr	No income product	3–10 years	15
	National Life Group	A+	5.50% · 5yr	No income product	3–10 years	24
	Integrity	A+	4.90% · 5yr	No income product	4–10 years	23
	Columbus Life	A+	4.48% · 7yr	No income product	7–10 years	8
	Allianz	A+	No MYGA	No income product	5–10 years	12
	Cincinnati Life	A+	No MYGA	No income product	5–9 years	3
	National Integrity Life	A+	No MYGA	No income product	5–10 years	3
	Pacific Life	A+	No MYGA	No income product	5–10 years	7
	Jackson	A	5.85% · 7yr	$121,539per year at 75	3–10 years	12
	Corebridge	A	5.75% · 10yr	$63,200per year at 67	3–10 years	43
	F&G	A	5.55% · 7yr	$60,238per year at 67	3–14 years	17
	Forethought	A	6.00% · 5yr	$59,925per year at 67	3–10 years	23
	Symetra Life	A	6.10% · 7yr	$37,000per year at 62	3–10 years	10
	SBLI -Savings Bank Life Insurance of MA	A	6.30% · 5yr	No income product	5 years	1
	Oceanview	A	6.20% · 10yr	No income product	2–10 years	18
	Sagicor	A	6.20% · 7yr	No income product	3–10 years	13
	Americo	A	6.00% · 7yr	No income product	2–10 years	17
	Lincoln	A	6.00% · 10yr	No income product	5–10 years	10
	AuguStar	A	5.95% · 7yr	No income product	3–10 years	24
	Oxford Life	A	5.95% · 10yr	No income product	3–10 years	13
	American National	A	5.90% · 3yr	No income product	3–20 years	39
	Equitable Financial Life Insurance of America	A	5.85% · 7yr	No income product	3–7 years	3
	Royal Neighbors of America	A	5.80% · 10yr	No income product	3–10 years	5
	Fidelity Security Life Insurance Company	A	5.75% · 5yr	No income product	3–7 years	3
	The Standard	A	5.55% · 5yr	No income product	3–10 years	27
	Brighthouse	A	5.50% · 7yr	No income product	3–7 years	9
	Jackson National Life Insurance Company of New York®	A	5.50% · 7yr	No income product	3–7 years	3
	Pacific Guardian Life	A	5.40% · 10yr	No income product	3–10 years	8
	American Equity	A	3.75% · 3yr	No income product	3–10 years	16
	American Equity	A	1.95% · 7yr	No income product	5–7 years	8
	Ameritas	A	No MYGA	No income product	10 years	1
	F&G	A	No MYGA	No income product	10 years	1
	National Western Life	A	No MYGA	No income product	7–15 years	11
	VALIC	A	No MYGA	No income product	5–7 years	2
	Clear Spring Life	A-	6.00% · 5yr	$105,385per year at 75	3–10 years	12
	S.USA Life	A-	6.00% · 7yr	$103,502per year at 75	3–14 years	49
	Talcott Financial Group	A-	6.10% · 10yr	$52,807per year at 65	2–10 years	22
	Axonic Insurance	A-	6.15% · 5yr	$50,000per year at 65	2–10 years	12
	Aspida	A-	6.35% · 7yr	No income product	2–10 years	12
	Delaware Life	A-	6.10% · 5yr	No income product	3–10 years	15
	SBLI USA	A-	6.10% · 7yr	No income product	3–7 years	20
	Knighthead Life	A-	6.05% · 7yr	No income product	3–10 years	30
	Ibexis	A-	5.87% · 5yr	No income product	3–10 years	19
	Security Benefit	A-	5.85% · 5yr	No income product	3–10 years	11
	Assurity Life	A-	5.75% · 10yr	No income product	3–10 years	6
	Capitol Life	A-	5.75% · 5yr	No income product	1–10 years	21
	Liberty Bankers	A-	5.75% · 5yr	No income product	1–9 years	19
	GBU Life	A-	5.50% · 5yr	No income product	2–8 years	8
	GCU	A-	5.25% · 3yr	No income product	3–10 years	6
	United Life	A-	4.80% · 5yr	No income product	3–10 years	12
	Guaranty Income Life	A-	4.60% · 5yr	No income product	3–10 years	17
	Nassau	B++	5.85% · 7yr	$81,180per year at 70	4–10 years	16
	Revol One	B++	6.30% · 10yr	No income product	3–10 years	46
	CL Life	B++	6.25% · 5yr	No income product	2–10 years	11
	Farmers Life	B++	6.25% · 10yr	No income product	3–10 years	15
	American Century Life	B++	6.05% · 10yr	No income product	3–10 years	8
	Heartland National	B++	6.05% · 10yr	No income product	3–10 years	11
	American Gulf	B++	6.00% · 5yr	No income product	5–7 years	3
	EquiTrust	B++	5.85% · 10yr	No income product	3–14 years	19
	American Life	B++	5.83% · 5yr	No income product	3–10 years	11
	Western United Life	B++	5.75% · 5yr	No income product	3–10 years	19
	ELCO Mutual	B++	5.70% · 10yr	No income product	1–10 years	7
	Nassau Life Insurance Company (NY)	B++	5.55% · 5yr	No income product	5 years	2
	Ceres Life	B++	5.30% · 7yr	No income product	3–10 years	6
	Manhattan Life	B++	5.05% · 5yr	No income product	3–7 years	6
	Puritan Life Insurance Company of America	B++	5.00% · 10yr	No income product	10 years	2
	Investors Heritage	B++	3.65% · 7yr	No income product	3–10 years	7
	Baltimore Life Insurance Company	B++	No MYGA	No income product	3–7 years	3

Carriers shown are rated B++ or better by A.M. Best. Top MYGA yield is the carrier’s best guaranteed yield to surrender across its current lineup. Max income shows the highest-paying income-rider product per carrier, single life, issue age 62, deferral nearest 5 years, on a $500,000 premium; income start age is shown per row since it varies by carrier. Figures are illustrative, depend on the contract issued, and are not a quote. “No MYGA” or “No income product” means no product of that type is currently quotable for this scenario. All figures are live from Annuity Rate Watch, as of Oct 26, 2026; surrender shows the range across the carrier’s current lineup.