CL Life review

Annuity Atlas has published 5 editorial reviews of CL Life products. Average peer-group rating 3.4 / 5, top-rated product earns 3.7 / 5. Browse the full lineup below.

Our rating

3.4

Avg ★ / 5

Products reviewed5

A.M. BestB++

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Reviews published

Average rating

★ 3.4 / 5

A.M. Best

B++

Categories covered

MYGA

5 CL Life annuities reviewed

Sorted by star rating. Click any product for the full peer-group review.

Product	Type	Surrender	Rating	Income rider	Bonus
Sundance 3-Year Retirement savers who want a competitive fixed rate locked in for just three years, are comfortable with a B++-rated carrier, and value the flexibility of penalty-free RMD withdrawals without committing to a longer term	MYGA	3yr	B++	—	—	Review →
Sundance 2-Year Buyers who want a short, no-frills rate lock and are comfortable holding a B++ rated carrier for two years in exchange for a competitive short-duration rate	MYGA	2yr	B++	—	—	Review →
Sundance 5-Year Someone who already has a fresh, carrier-confirmed quote in hand and is comfortable with a B++ carrier and interest-only liquidity for five years	MYGA	5yr	B++	—	—	Review →
Tarrant Trail 4-Year Someone who wants a short, four-year commitment with a guaranteed rate floor and doesn't need a rate locked in for the full term	MYGA	4yr	B++	—	—	Review →
Tarrant Trail 6-Year Conservative savers who want a CD-like, tax-deferred fixed annuity and are genuinely comfortable holding through a full six-year surrender cage while the renewal rate resets every year	MYGA	6yr	B++	—	—	Review →

Frequently asked questions

Is CL Life a good annuity company?

CL Life earns an average rating of 3.4/5 across the 5 products we've reviewed, and A.M. Best rates the carrier B++ for financial strength.

What is the surrender period for CL Life annuities?

Surrender periods on CL Life's current lineup run 2–6 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

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