Compare annuity rates

Current multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for a set term — across 951 products from 97 carriers.

See which annuity fits your goal

Compare top-rated annuities
See real rates in seconds
100% free. No pressure.

Start my free review

No credit card required. Takes 2 minutes.

Top rates by term

The highest multi-year guaranteed rate available right now at each common term. Tap a term to see every product.

3-year6.00%top rate · 211 products →5-year6.45%top rate · 278 products →7-year6.90%top rate · 237 products →10-year7.65%top rate · 53 products →

Browse another way

Rates by carrier

Each company's best rate, by term — 97 carriers, sorted by top 5-year rate.

Rates by state

Narrow the list to products approved for sale where you live.

Rates are current as of 2026-05-20, shown for the highest available premium band per product. Rates change frequently and vary by premium amount and state — confirm with the carrier. Rate information, not a quote or recommendation.

Find the right annuity for your goal

Compare top-rated annuities
Real rates, run honestly
100% free. No pressure.

Get my free annuity review