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Multi-year guaranteed · MYGA
Best 7-year annuity rates
Current 7-year multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for the full 7-year term. Highest right now: 6.25%.
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7-year MYGA rates
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Showing 1–15 of 161 products
| Product | Term | Rate | Surrender | MVA | Bonus | |
|---|---|---|---|---|---|---|
| Personal Choice Annuity 7 Sentinel Security Life Insurance Company | 7-yr | 6.25% | 7-yr | Yes | — | Review → |
| Personal Choice Annuity 7 (FL) Sentinel Security Life Insurance Company | 7-yr | 6.20% | 7-yr | Yes | — | Review → |
| Secure Rate Pro 7 Heartland National | 7-yr | 6.10% | 7-yr | Yes | — | Review → |
| Personal Choice Annuity 7 (CA) Sentinel Security Life Insurance Company | 7-yr | 6.05% | 7-yr | Yes | — | Review → |
| American Freedom Max Growth 7 American Century Life Insurance | 7-yr | 6.00% | 7-yr | Yes | — | Details → |
| DirectGrowth 7 Revol One Financial | 7-yr | 6.00% | 7-yr | Yes | — | Details → |
| Preserve MYGA 7 Clear Spring Life | 7-yr | 5.95% | 7-yr | Yes | — | Details → |
| Farmers Safeguard Plus 7 Farmers Life Insurance Company | 7-yr | 5.95% | 7-yr | Yes | — | Details → |
| Personal Choice Annuity 7 MN Sentinel Security Life Insurance Company | 7-yr | 5.95% | 7-yr | — | — | Review → |
| DirectGrowth 7 (CA) Revol One Financial | 7-yr | 5.90% | 7-yr | Yes | — | Details → |
| DirectGrowth 7 Enhanced Death Benefit Revol One Financial | 7-yr | 5.90% | 7-yr | Yes | — | Details → |
| DirectGrowth 7 Free Partial Surrender Revol One Financial | 7-yr | 5.90% | 7-yr | Yes | — | Details → |
| Personal Choice Annuity 7 86-90 Sentinel Security Life Insurance Company | 7-yr | 5.90% | 7-yr | Yes | — | Review → |
| American Spirit SPDA - 7 Interest Only American Century Life Insurance | 7-yr | 5.80% | 7-yr | Yes | — | Details → |
| IQumulate 7 Baltimore Life Insurance Company | 7-yr | 5.80% | 7-yr | Yes | — | Details → |
Rates are current as of 2026-07-28 and shown for the highest available premium band per product. Rates change frequently and vary by premium amount and state — confirm with the carrier before purchasing. This is rate information, not a quote or a recommendation.
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