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Multi-year guaranteed · MYGA
Best 7-year annuity rates
Current 7-year multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for the full 7-year term. Highest right now: 6.90%.
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7-year MYGA rates
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Showing 1–15 of 237 products
| Product | Term | Rate | Surrender | MVA | Bonus | |
|---|---|---|---|---|---|---|
Safe Harbor 7-Year Atlantic Coast | 7-yr | 6.90% | 7-yr | Yes | 1% | |
Staysail 7-Year Merit Life Insurance Co. | 7-yr | 6.50% | 7-yr | Yes | — | |
Anchor MYGA 7-Year Gulf Guaranty Life Insurance | 7-yr | 6.30% | 7-yr | Yes | — | |
Personal Choice Annuity™7 Sentinel Security Life | 7-yr | 6.25% | 7-yr | Yes | — | |
MYGA PlusTM 7-Year Ibexis Life & Annuity | 7-yr | 6.15% | 7-yr | Yes | — | |
Safeguard Plus® Multi-Year Guaranteed Annuity 7 Farmers Life Insurance | 7-yr | 5.95% | 7-yr | Yes | — | |
Staysail 7-Year with Liquidity Rider Merit Life Insurance Co. | 7-yr | 5.95% | 7-yr | Yes | — | |
IQumulateTM Single Premium Deferred Annuity 7-Year Baltimore Life | 7-yr | 5.80% | 7-yr | Yes | — | |
Secure Rate Multi-Year Guarantee Annuity 7-Year Heartland National Life | 7-yr | 5.80% | 7-yr | Yes | — | |
| Aspida Advisory MYGA 7-Year Aspida Life | 7-yr | 5.75% | 7-yr | Yes | — | Review → |
Safe Haven Bonus Guarantee 7-Year Atlantic Coast | 7-yr | 5.75% | 7-yr | Yes | 1% | |
Secure Summit 7 Mountain Life | 7-yr | 5.75% | 7-yr | Yes | — | |
Secure Legacy 7-Year Upstream Life Insurance Co. | 7-yr | 5.60% | 7-yr | Yes | — | |
Waypoint MYGA 7 AmFirst Insurance | 7-yr | 5.50% | 7-yr | Yes | — | |
| Synergy ChoiceTM MYGA 7-Year Aspida Life | 7-yr | 5.50% | 7-yr | Yes | — | Carrier review → |
Rates are current as of 2026-05-20 and shown for the highest available premium band per product. Rates change frequently and vary by premium amount and state — confirm with the carrier before purchasing. This is rate information, not a quote or a recommendation.
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