| MYGA Plus 7 Year Savers who want a locked-in guaranteed rate for seven years with the option to layer on index-linked upside, without paying for a rider they won't use | MYGA | 7yr | A- | — | — | Review → |
| FIA Plus 7 Year Buyers who want a broad menu of index-linked crediting choices, a built-in bailout provision against falling renewal rates, and no living-benefit rider fees, and who are comfortable with a 7-year commitment | FIA | 7yr | ★ 4.1 | — | — | Review → |
| WealthDefender 10 Retirement savers using non-qualified or IRA money who want index-linked growth with principal protection, a full-account-value death benefit, and built-in relief for nursing-home or terminal-illness needs | FIA | 10yr | ★ 4.1 | — | — | Review → |
| FIA Plus with Premium Bonus 7 Year Buyers who want a meaningful upfront premium bonus and a deep menu of index-crediting choices for money they can commit to a full 7-year term | FIA | 7yr | ★ 4.0 | — | 12.50% | Review → |
| MYGA Plus 3 Year Shoppers who want a short 3-year rate lock with a guaranteed floor plus a shot at extra credited interest tied to the S&P 500, at no added cost | MYGA | 3yr | A- | — | — | Review → |
| FIA Plus 10-Year Buyers who want a 10-year indexed accumulation contract with an unusually clean death benefit and a deep menu of fully protected 0%-floor indexed strategies, plus an optional structured-buffer strategy for those willing to trade some downside protection for higher caps | FIA | 10yr | ★ 3.9 | — | — | Review → |
| WealthDefender 5 Buyers who want a shorter 5-year FIA commitment, a full-contract-value death benefit, and don't need an income rider | FIA | 5yr | ★ 3.9 | — | — | Review → |
| WealthDefender 7 Retirement savers who want tax-deferred indexed growth and principal protection without paying for a lifetime income rider they don't need | FIA | 7yr | ★ 3.9 | — | — | Review → |
| WealthDefender 10 Bonus Buyers who want a sizable upfront account-value bonus and a clean, full-value death benefit, and who don't mind locking money up for a decade to get it | FIA | 10yr | ★ 3.8 | — | 15.50% (issue ages 0-75) / 12.50% (issue ages 76+) | Review → |
| WealthDefender 5 Bonus Buyers who want an upfront account-value bonus, a full-account-value death benefit, and a short 5-year commitment, and who don't need an income rider | FIA | 5yr | ★ 3.8 | — | 8.50% (ages 0-75) or 6.50% (ages 76+), vesting annually during first 5 years, fully vested after year 6 | Review → |
| FIA Plus 5-Year Accumulation-focused buyers who want to dial in their own downside exposure through the floor selection and don't need access to funds in the first contract year | FIA | 5yr | ★ 3.7 | — | — | Review → |
| FIA Plus with Premium Bonus 5 Year Buyers who want an upfront account-value bonus, a broad menu of index and structured-floor crediting strategies, and a shorter 5-year commitment, without needing an income rider | FIA | 5yr | ★ 3.7 | — | 9.50% | Review → |
| MYGA Plus 5 Year Buyers who want a five-year locked-rate contract with an optional index-linked sleeve for extra upside, plus built-in extended care and terminal illness waivers | MYGA | 5yr | A- | — | — | Review → |
| WealthDefender 7 Bonus Buyers who want a meaningful upfront account-value bonus and a clean full-value death benefit, and who don't need an income rider | FIA | 7yr | ★ 3.7 | — | 10.50% ages 0-75; 8.50% ages 76+ | Review → |
| FIA Plus with Premium Bonus 10 Year Buyers with a genuine 10-to-11-year horizon who want a large menu of indexed crediting options and are comfortable letting a premium bonus vest slowly in exchange for it | FIA | 10yr | ★ 3.5 | — | 17.50% | Review → |
| WealthDefender 10 Bonus Plus Buyers who want a large upfront account-value bonus and a strong legacy/death benefit, and who are comfortable committing money for a full 10 years | FIA | 10yr | ★ 3.5 | — | 22.50% on all premiums during first year, ages 0-75; 19.50% on all premiums during first year, ages 76+ | Review → |
