Compare Rates
Multi-year guaranteed · MYGA
Best 10-year annuity rates
Current 10-year multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for the full 10-year term. Highest right now: 7.65%.
Is a 10-year annuity right for you?
- Compare top-rated annuities
- See real rates in seconds
- 100% free. No pressure.
No credit card required. Takes 2 minutes.
01
10-year MYGA rates
Search
Carrier
Min rate
MVA
Premium bonus
Showing 1–15 of 53 products
| Product | Term | Rate | Surrender | MVA | Bonus | |
|---|---|---|---|---|---|---|
Safe Harbor 10-Year Atlantic Coast | 10-yr | 7.65% | 10-yr | Yes | 1% | |
Personal Choice Annuity™10 Sentinel Security Life | 10-yr | 6.25% | 10-yr | Yes | — | |
Safeguard Plus® Multi-Year Guaranteed Annuity 10 Farmers Life Insurance | 10-yr | 6.05% | 10-yr | Yes | — | |
Secure Rate Multi-Year Guarantee Annuity 10-Year Heartland National Life | 10-yr | 5.90% | 10-yr | Yes | — | |
Safe Haven Bonus Guarantee 10-Year Atlantic Coast | 10-yr | 5.80% | 10-yr | Yes | 1% | |
Secure Summit 10 Mountain Life | 10-yr | 5.75% | 10-yr | Yes | — | |
Harbourview 10-Year Oceanview Life and Annuity | 10-yr | 5.65% | 10-yr | Yes | — | |
Waypoint MYGA 10 AmFirst Insurance | 10-yr | 5.50% | 10-yr | Yes | — | |
Multi-Year Guaranteed Annuity 10-Year Royal Neighbors | 10-yr | 5.50% | 10-yr | Yes | — | |
Secure Legacy 10-Year Upstream Life Insurance Co. | 10-yr | 5.50% | 10-yr | Yes | — | |
Sky Harbourview 10-Year Oceanview Life and Annuity | 10-yr | 5.45% | 10-yr | Yes | — | |
Incline Advisory MYGA 10-Year AmFirst Insurance | 10-yr | 5.40% | 10-yr | Yes | — | |
| Palladium® MYG MAX 10 American National | 10-yr | 5.35% | 10-yr | Yes | — | Carrier review → |
| Pinnacle PlusSM Fixed Annuity 10-Year Delaware Life | 10-yr | 5.30% | 10-yr | Yes | — | Carrier review → |
Certainty Select™ 10 EquiTrust | 10-yr | 5.30% | 10-yr | Yes | — |
Rates are current as of 2026-05-20 and shown for the highest available premium band per product. Rates change frequently and vary by premium amount and state — confirm with the carrier before purchasing. This is rate information, not a quote or a recommendation.
02
Explore more rates
See how these rates fit your retirement
- Compare top-rated annuities
- Real rates, run honestly
- 100% free. No pressure.