Annuity Atlas
Today's top ratesMYGA3yr 6.10%5yr 6.30%7yr 6.35%10yr 6.30%FIA S&P cap3yr 9.70%5yr 16.00%7yr 12.90%10yr 17.00%
As of Oct 26 · B++ or betterAll rates →

Multi-year guaranteed · MYGA

Best 10-year annuity rates

Current 10-year multi-year guaranteed annuity (MYGA) rates, a fixed, locked rate for the full 10-year term. Highest right now: 6.30%.
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Top 10-year rate

6.30%

B++ or better, yield to surrender

Products
49
Carriers
29
Highest, any rating
6.30%
As of
Oct 26
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10-year MYGA rates

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Carrier
Min rate
MVA
Premium bonus
Premium amount
Showing 1 to 15 of 49 products
DirectGrowth 10
Revol One Financial
6.30%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Review →
BreakThrough 10yr
Revol One Financial
6.30%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
Farmers Safeguard Plus 10
Farmers Life Insurance Company
6.25%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
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Personal Choice Annuity 10
Sentinel Security Life Insurance Company
6.25%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Review →
Harbourview 10
Oceanview Life and Annuity
6.20%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Review →
DirectGrowth 10 Enhanced Death Benefit
Revol One Financial
6.20%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
DirectGrowth 10 Free Partial Surrender
Revol One Financial
6.20%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
BreakThrough 10yr with Enhanced Death Benefit Rider
Revol One Financial
6.20%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
BreakThrough 10yr with Free Partial Surrender Rider
Revol One Financial
6.20%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
DirectGrowth 10 Free Partial Surrender & Enhanced Death Benefit
Revol One Financial
6.10%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
BreakThrough 10yr with Free Partial Surrender & Enhanced Death Benefit
Revol One Financial
6.10%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
EverStead MYGA 10
Talcott Financial Group
6.10%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Review →
American Freedom Max Growth 10
American Century Life Insurance
6.05%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Details →
Secure Rate Pro 10
Heartland National
6.05%
PER YEAR
10-YR TERM10-YR SURRENDERMVANO BONUS
Review →
Harbourview 10 (CA)
Oceanview Life and Annuity
6.05%
PER YEAR
10-YR TERM10-YR SURRENDERNO BONUS
Review →

Rates are current as of 2026-10-26 and shown for the highest available premium band per product. Rates change frequently and vary by premium amount and state. Confirm with the carrier before purchasing. This is rate information, not a quote or a recommendation.

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