Income rider fees
Disclosed charges for optional riders on Guaranty Income Life products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Guaranteed Accumulation Protection (GAP) Rider | Guidepath Growth 5-Year | 0.20% |
| Guaranty Glidepath Income Option 1: Interest Roll-Up Rider | Guidepath Income 10-Year | 1.20% annually (1.20% max) |
| Guaranty Glidepath Income Option 2: Interest Credit Multiplier Rider | Guidepath Income 10-Year | 1.20% annually (1.20% max) |
| WealthChoice GLBR: Increasing Income | WealthChoice 10-Year | 0.95% annually |
| WealthChoice GLBR: Level Income | WealthChoice 10-Year | 0.95% annually |
Frequently asked questions
Is Guaranty Income Life a good annuity company?
We have reviewed 17 Guaranty Income Life products, and A.M. Best rates the carrier A- for financial strength.
What are the fees for Guaranty Income Life annuities?
Fee structures vary by product. Optional income riders on Guaranty Income Life products carry disclosed charges, for example Guaranteed Accumulation Protection (GAP) Rider (Guidepath Growth 5-Year): 0.20% ; Guaranty Glidepath Income Option 1: Interest Roll-Up Rider (Guidepath Income 10-Year): 1.20% annually (1.20% max); Guaranty Glidepath Income Option 2: Interest Credit Multiplier Rider (Guidepath Income 10-Year): 1.20% annually (1.20% max). See each product review for the full fee detail.
What is the surrender period for Guaranty Income Life annuities?
Surrender periods on Guaranty Income Life's current lineup run 3–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.