02
Income rider fees
Disclosed charges for optional riders on VALIC products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Valic Lifetime Income Plus | Power Index Elite | 0.95% annually |
| VALIC Lifetime Income Plus with Multiplier | Power Index Elite | 0.95% annually |
03
Frequently asked questions
Is VALIC a good annuity company?
VALIC earns an average rating of 4.0/5 across the 2 products we've reviewed, and A.M. Best rates the carrier A for financial strength.
What are the fees for VALIC annuities?
Fee structures vary by product. Optional income riders on VALIC products carry disclosed charges — for example Valic Lifetime Income Plus (Power Index Elite): 0.95% annually ; VALIC Lifetime Income Plus with Multiplier (Power Index Elite): 0.95% annually . See each product review for the full fee detail.
What is the surrender period for VALIC annuities?
Surrender periods on VALIC's current lineup run 5–7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.