02
Income rider fees
Disclosed charges for optional riders on Ameritas products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| FutureNow Rider | ApexAdvantage | 1.25% annually |
| FutureNow Rider Increasing | ApexAdvantage | 1.25% annually |
| FutureNow Rider Increasing MT, MA | ApexAdvantage | 1.25% annually |
| FutureNow Rider with Booster | ApexAdvantage | 1.35% annually |
03
Frequently asked questions
Is Ameritas a good annuity company?
Ameritas earns an average rating of 3.9/5 across the 1 product we've reviewed, and A.M. Best rates the carrier A for financial strength.
What are the fees for Ameritas annuities?
Fee structures vary by product. Optional income riders on Ameritas products carry disclosed charges — for example FutureNow Rider (ApexAdvantage): 1.25% annually ; FutureNow Rider Increasing (ApexAdvantage): 1.25% annually ; FutureNow Rider Increasing MT, MA (ApexAdvantage): 1.25% annually . See each product review for the full fee detail.
What is the surrender period for Ameritas annuities?
Surrender periods on Ameritas's current lineup run 10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.