| EverGuard Aspire 10-Year Talcott Financial Group · Buyers with a genuine 10-year horizon who want top-of-market indexed crediting potential and free built-in waivers, without paying for an income rider they don't need | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| EverGuard Aspire 7-Year Talcott Financial Group · Buyers with at least $25,000 to commit for seven years who want multi-index growth potential with principal protection and no interest in an income rider | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| EverGuard Aspire 5-Year Talcott Financial Group · Buyers who want principal-protected, index-linked growth potential on a shorter 5-year commitment without paying for an income rider they don't need | FIA | Top quartile of 3–5 year fixed-indexed peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Observatory Accumulation 10 AuguStar · A 10-year buyer who wants a broad menu of indexed crediting strategies and a no-cost nursing home waiver, and doesn't need an income rider or early liquidity. | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Personal Choice Annuity 7 Sentinel Security · Buyers who want a competitive locked 7-year rate and are comfortable with a bare-bones contract that charges extra, in the form of a lower crediting rate, for liquidity and a full-value death benefit | MYGA | Top quartile of 7 year fixed-rate peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Secure Legacy 5 Year Upstream Life · Shoppers comfortable with an unrated carrier and a narrow state footprint who want the highest rate in the Secure Legacy lineup, provided they confirm that rate is still on offer | MYGA | Top quartile of 5 year fixed-rate peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Secure Legacy 4 Year Upstream Life · Buyers in an approved state who are comfortable with an unrated carrier and want a locked 5.90% rate, though the 3-year version of this same product pays the identical rate with a shorter commitment | MYGA | Top quartile of 4 year fixed-rate peers · as of Sep 11, 2026 | 4-yr | — | — | View → |
| NAC Guaranteed Allocation 10 North American · Buyers who want locked crediting terms for the full surrender period and are comfortable choosing from a set of blended multi-index allocation models | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| RetireVantage 14 Midland National · Patient accumulators who can genuinely commit 14 years, want a broad index menu, and carry a strong A+ carrier preference | FIA | Top quartile of 11+ year fixed-indexed peers · as of Sep 11, 2026 | 14-yr | — | — | View → |
| Alpine Horizon 5 Mountain Life · Buyers who want the highest locked rate in Mountain Life's Alpine Horizon ladder and have already made peace with a below-investment-grade carrier for a 5-year term | MYGA | Top quartile of 5 year fixed-rate peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Secure Legacy 6 Year Upstream Life · Buyers in one of the roughly two dozen approved states who want a locked mid-term rate and are comfortable holding an unrated carrier | MYGA | Top quartile of 6 year fixed-rate peers · as of Sep 11, 2026 | 6-yr | — | — | View → |
| Observatory Accumulation 7 AuguStar · Buyers who want a broad menu of index-linked crediting strategies and a built-in nursing home waiver, without paying for an income rider they don't need | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Personal Choice Annuity 10 Sentinel Security · Buyers with a genuine 10-year horizon and no need for interim access who want a near-top-of-market locked rate from a smaller regional carrier | MYGA | Top quartile of 10 year fixed-rate peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| DirectGrowth MYGA 10-Year Revol One · Buyers chasing the single highest guaranteed rate in Revol One's own MYGA lineup who are certain they won't need to touch this money -- or are willing to pay for a rider if they might -- for the full ten years | MYGA | Top quartile of 10 year fixed-rate peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Delaware Life Target Growth 10 Delaware Life · Accumulation-focused buyers who want a 10-year FIA from Delaware Life and can tolerate the elevated 10% surrender charge across the first five years | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Chartline 5-Year Knighthead Life · Buyers who want the shortest surrender commitment in the Chartline lineup, a broad index menu, and built-in care-related liquidity protections without paying a rider fee | FIA | Top quartile of 3–5 year fixed-indexed peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Observatory Accumulation 5 AuguStar · Buyers who want a short five-year FIA commitment, a genuinely deep crediting menu that includes locked-rate "guaranteed" options, and no interest in paying for an income rider | FIA | Top quartile of 3–5 year fixed-indexed peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Personal Choice Annuity 3 Sentinel Security · Savers with a genuine 3-year horizon who want the strongest available locked rate and don't need built-in liquidity or an enhanced death benefit | MYGA | Top quartile of 3 year fixed-rate peers · as of Sep 11, 2026 | 3-yr | — | — | View → |
| Alpine Horizon 3 Mountain Life · Conservative savers in an approved state who want a simple, competitively priced 3-year locked rate and don't need more than modest annual liquidity | MYGA | Top quartile of 3 year fixed-rate peers · as of Sep 11, 2026 | 3-yr | — | — | View → |
| DirectGrowth MYGA 3-Year Revol One · Buyers who can commit the full 3-year term without touching the money and who either don't need an enhanced death benefit or are willing to give up 10-20 basis points to add it | MYGA | Top quartile of 3 year fixed-rate peers · as of Sep 11, 2026 | 3-yr | — | — | View → |
| MaxGrowth 10 American Life · Buyers who want a 10-year principal-protected FIA with a strong current cap and multiple crediting choices, and who won't need money out of the contract in year one | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| DirectGrowth MYGA 7-Year Revol One · Buyers who specifically need a 7-year maturity date and are willing to pay extra for withdrawal access and a real death benefit | MYGA | Top quartile of 7 year fixed-rate peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| NAC Guaranteed Allocation 7 North American · Accumulation-focused buyers who want index-linked growth potential with rate certainty locked in for the full surrender period and no annual product fee | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Premier Voyage 2-Year MassMutual · Buyers parking $100,000 or more who want a short, locked-rate holding spot backed by one of the strongest balance sheets in the industry | MYGA | Top quartile of 2 year fixed-rate peers · as of Sep 11, 2026 | 2-yr | — | — | View → |
| Preserve Multi-Year Guaranteed Annuity 9 Clear Spring Life · Buyers who have a specific reason to want a 9-year term and are not simply rate-shopping the Preserve MYGA lineup | MYGA | Top quartile of 9 year fixed-rate peers · as of Sep 11, 2026 | 9-yr | — | — | View → |
| SecureLink Ultra 7 Securian Financial · Buyers who want principal-protected, index-linked growth from an A+ carrier, plan to hold well past the 7-year surrender window, and do not need a lifetime income rider | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Personal Choice Annuity 5 Sentinel Security · Buyers who want a straightforward 5-year locked rate, are comfortable with a low $2,500 minimum, and don't need built-in liquidity or an enhanced death benefit | MYGA | Top quartile of 5 year fixed-rate peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Secure Rate Pro 7-Year Heartland National · Buyers who want a competitive locked 7-year rate, don't need any access to principal along the way, and will actively manage the 30-day renewal decision at term's end | MYGA | Top quartile of 7 year fixed-rate peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| American National Smart Start Accumulator Series American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Reliance Accumulator 10 Reliance Standard Life · Buyers with a decade-plus time horizon, no near-term income need, and enough other liquidity that locking up $20,000 or more for 10 years is a comfortable trade | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Sage Accumulator 10-Year Sagicor · Buyers with a decade-plus horizon who want strong index-crediting upside and a no-fee base contract without paying for an income rider they won't use | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Alpine Horizon 4 Mountain Life · Savers who want a top-of-ladder guaranteed rate for a 4-year commitment and can tolerate holding a contract with a below-investment-grade-caliber carrier | MYGA | Top quartile of 4 year fixed-rate peers · as of Sep 11, 2026 | 4-yr | — | — | View → |
| AccumRev 10-Year Revol One · Someone who has a specific, non-crediting reason to want a 10-year contract from this carrier, since the crediting menu itself gives no advantage over Revol One's own 5-year AccumRev | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Prudential PruSecure 7-Year Pruco Life · Buyers who want a longer-duration PruSecure with potentially more competitive caps and a higher renewal floor than the 5-year version | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Secure Legacy 3 Year Upstream Life · Rate-focused shoppers with money to lock for exactly three years who have already priced in the risk of an unrated carrier and confirmed their state is on the approved list | MYGA | Top quartile of 3 year fixed-rate peers · as of Sep 11, 2026 | 3-yr | — | — | View → |
| NAC Guaranteed Allocation 5 North American · Accumulation-focused buyers who want index-linked growth potential and value knowing their caps and participation rates won't be reset during the surrender period | FIA | Top quartile of 3–5 year fixed-indexed peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Sage Accumulator 7-Year Sagicor · Buyers who want a diversified index-crediting menu with no annual base fee and a chronic-illness withdrawal waiver, and who don't need a lifetime income rider | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| AccumRev 7-Year Revol One · Buyers who specifically want a cap locked in place for a full seven-year term rather than one that can reset every year, and who are comfortable trading extra liquidity for that certainty | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| RetireVantage 10 Midland National · Buyers who want principal protection with a broad index menu and a 10-year accumulation horizon, and have no need for a guaranteed income rider | FIA | Top quartile of 8–10 year fixed-indexed peers · as of Sep 11, 2026 | 10-yr | — | — | View → |
| Safeguard Plus MYGA 5-Year Farmers Life · rate-focused savers who will not touch the money for five years, do not need the contract to pay a full death benefit, and understand they are buying the stripped version at the headline rate | MYGA | Top quartile of 5 year fixed-rate peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| DirectGrowth MYGA 5-Year Revol One · Savers who want the strongest rate in Revol One's short-to-mid MYGA ladder and are willing to configure -- and pay for -- optional riders if they need liquidity or a stronger death benefit | MYGA | Top quartile of 5 year fixed-rate peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Denali 14 SILAC · Long-horizon accumulation buyers who can genuinely commit 14 years and are comfortable with a B-rated carrier in exchange for an unusually deep index menu | FIA | Top quartile of 11+ year fixed-indexed peers · as of Sep 11, 2026 | 14-yr | — | — | View → |
| Anchor MYGA 6-Year American Gulf · A buyer who specifically wants a six-year maturity date and is willing to give up a year of flexibility to get it, since the rate itself is no better than the five-year sibling | MYGA | Top quartile of 6 year fixed-rate peers · as of Sep 11, 2026 | 6-yr | — | — | View → |
| Preserve Multi-Year Guaranteed Annuity 6 Clear Spring Life · Buyers who have already decided on a 6-year horizon for some reason unrelated to rate — a known liquidity date, a laddering strategy, or a preference for round numbers — rather than buyers simply shopping for the best locked yield | MYGA | Top quartile of 6 year fixed-rate peers · as of Sep 11, 2026 | 6-yr | — | — | View → |
| Safeguard Plus MYGA 7-Year Farmers Life · buyers who have already settled on a seven-year horizon for a reason unrelated to rate -- a laddering plan or a known date -- rather than anyone shopping for the best guaranteed yield | MYGA | Top quartile of 7 year fixed-rate peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Prudential PruSecure 5-Year Pruco Life · Buyers who want a short-duration FIA from a brand-name carrier with multiple index choices and a clean point-to-point design | FIA | Top quartile of 3–5 year fixed-indexed peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Delaware Life Retirement Stages Select 7-Year Delaware Life · Buyers who want a longer-duration accumulation FIA from a brand-name carrier with multi-index portfolios, the S&P 500 bailout provision, and the more competitive crediting that longer terms typically fund | FIA | Top quartile of 6–7 year fixed-indexed peers · as of Sep 11, 2026 | 7-yr | — | — | View → |
| Secure Summit 8 Mountain Life · Buyers who want the highest rate on Mountain Life's own MYGA ladder locked in for eight years and who are comfortable holding a B- rated carrier for that long, in one of the 24 states where the product is sold | MYGA | Top quartile of 8 year fixed-rate peers · as of Sep 11, 2026 | 8-yr | — | — | View → |
| SecureLink Ultra 5 Securian Financial · Buyers who want a short 5-year indexed annuity from a high-rated carrier and will not count on the persistency bonus unless the carrier confirms its terms in writing | FIA | Top quartile of 3–5 year fixed-indexed peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
| Secure Rate Pro 5-Year Heartland National · Rate-focused shoppers comfortable with a B++ carrier who are willing to either forgo penalty-free access for the full five years or pay a modest rate reduction to get any at all | MYGA | Top quartile of 5 year fixed-rate peers · as of Sep 11, 2026 | 5-yr | — | — | View → |
