Expert review · 2026

Puritan Life Insurance Company of America review

Annuity Atlas covers 2 Puritan Life Insurance Company of America annuity products with live rates and contract specs.

How we rank →Today's rates →

A.M. Best

B++

Insurer claims-paying rating

Products tracked: 2
MYGA yield (lineup max): 5.00% · 10yr · Interest Plus Annuity MYGIA
Surrender range: 10 years

Rate as of Mar 2, 2026

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Products covered

A.M. Best

B++

Categories covered

MYGA · FIA

2 Puritan Life Insurance Company of America annuities

Click any product for rates, specs, and contract detail.

Product	Type	Surrender	Rating	Income rider	Bonus
Interest Plus Annuity MYGIA	MYGA	10yr	B++	Yes 0.85% fee	—	Details →
Interest Plus Annuity FIA	FIA	10yr	B++	Yes 0.85% fee	—	Details →

Interest Plus Annuity MYGIA

B++

A.M. BEST

MYGA10-YR SURRENDERINCOME RIDER 0.85% FEE

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Interest Plus Annuity FIA

B++

A.M. BEST

FIA10-YR SURRENDERINCOME RIDER 0.85% FEE

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Income rider fees

Disclosed charges for optional riders on Puritan Life Insurance Company of America products, live from Annuity Rate Watch. Product-level detail is on each review.

Rider	Product	Fee
GLWB	Interest Plus Annuity FIA	0.85%
GLWB with EWB	Interest Plus Annuity FIA	1.00%

Frequently asked questions

Is Puritan Life Insurance Company of America a good annuity company?

Puritan Life Insurance Company of America is covered by our editorial team, and A.M. Best rates the carrier B++ for financial strength.

What are the fees for Puritan Life Insurance Company of America annuities?

Fee structures vary by product. Optional income riders on Puritan Life Insurance Company of America products carry disclosed charges, for example GLWB (Interest Plus Annuity FIA): 0.85% ; GLWB with EWB (Interest Plus Annuity FIA): 1.00% . See each product review for the full fee detail.

What is the surrender period for Puritan Life Insurance Company of America annuities?

Surrender periods on Puritan Life Insurance Company of America's current lineup run 10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability: Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength: A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail: The carrier's own brochure, minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

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