Annuity Atlas
Reviews

Expert review · 2026

American Equity review

Annuity Atlas covers 8 American Equity annuity products with live rates and contract specs. 1 carry full editorial reviews.

Carrier strength

A
A.M. Best
Products8
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Products covered
8
A.M. Best
A
Categories covered
MYGA
01

8 American Equity annuities

Click any product for rates, specs, and the full peer-group review.

ProductTypeSurrenderRatingIncome riderBonus
NY Eagle Platinum Non MVA 7 (Interest Only)MYGA7yrADetails →
NY Eagle Platinum MVA 5 Fixed Annuity
New York residents who want a simple 5-year locked-rate annuity with predictable terms and a choice between two free-withdrawal structures
MYGA5yrAReview →
NY Eagle Platinum Non MVA 6 (Interest Only)MYGA6yrADetails →
NY Eagle Platinum Non MVA 7 (10% W/D)MYGA7yrADetails →
NY Eagle Platinum MVA 5 (10% W/D)MYGA5yrADetails →
NY Eagle Platinum Non MVA 6 (10% W/D)MYGA6yrADetails →
NY Eagle Platinum Non MVA 5 (Interest Only)MYGA5yrADetails →
NY Eagle Platinum Non MVA 5 (10% W/D)MYGA5yrADetails →
02

Frequently asked questions

Is American Equity a good annuity company?
We have reviewed 1 American Equity product, and A.M. Best rates the carrier A for financial strength.
What is the surrender period for American Equity annuities?
Surrender periods on American Equity's current lineup run 5–7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure — minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

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