| Protective Income Builder Buyers age 50 to 85 who want a 7-year income FIA with an aggressive 10.00% simple rollup on the benefit base, two payout options including one with annual increases after commencement, and Protective's A-plus carrier rating | Income | 7yr | ★ 4.3 | Yes 1.00% annually on benefit base (mandatory) fee | — | Review → |
| Schwab Genesis Advisory Variable Annuity Schwab advisory clients who want a variable annuity with no surrender charges, exceptionally low 0.25% base expense, 129 subaccount choices, and optional SecurePay II (Schwab) living benefit rider through their existing Schwab relationship | Variable | 0yr | ★ 4.3 | — | — | Review → |
| Protective Secure Saver Pro 5-Year Edward Jones clients who want a 5-year guaranteed rate at competitive levels (5.20% at $75K+), 10% annual account-value liquidity, a 7%-starting surrender schedule, and 100% MGSV protection | MYGA | 5yr | A+ | — | — | Review → |
| Protective Secure Saver Pro 7-Year Edward Jones clients with a 7-year time horizon who want a competitive guaranteed rate (5.20% at $75K+), 10% annual account-value liquidity, a 7%-starting surrender schedule, and 100% MGSV protection | MYGA | 7yr | A+ | — | — | Review → |
| Protective Guaranteed Income Indexed Annuity Buyers age 50 to 79 who want a long-duration income FIA with a 15% bonus on the benefit base if income commences after year 5 (and 20% after year 10), a mandatory built-in lifetime income rider, and exposure to a competitive 4.0% simple rollup over 15 years | FIA | 10yr | ★ 4.2 | Yes 1.20% annually on benefit base (mandatory) fee | 15% benefit base bonus if income starts after year 5; additional 20% after year 10 (35% combined) | Review → |
| Protective Investors Benefit Advisory Variable Annuity Fee-based advisory clients who want a variable annuity with no surrender charges, low 0.30% base expense, 146 variable subaccounts, and optional SecurePay III living benefit rider | Variable | 0yr | ★ 4.2 | — | — | Review → |
| Protective Secure Saver Fixed Annuity 5-Year Buyers who want a competitive 5-year guaranteed rate (5.15% at $75K+), 10% annual account-value liquidity, and Protective's A-plus carrier rating across multiple distribution channels | MYGA | 5yr | A+ | — | — | Review → |
| Protective Secure Saver Fixed Annuity 7-Year Buyers with a 7-year time horizon who want a competitive guaranteed rate, 10% annual account-value liquidity, and broad distribution from Protective's A-plus carrier rating | MYGA | 7yr | A+ | — | — | Review → |
| Smart Saver 7-Year (NY) New York residents who want a clean seven-year locked rate with no index complexity, no rider fees, and an immediate free-withdrawal provision | MYGA | 7yr | A+ | — | — | Review → |
| Schwab Genesis Variable Annuity Schwab clients with $100,000+ to deploy who want a low-cost variable annuity with no surrender charges, M&E that scales down at higher account values, 129 subaccount choices, and optional SecurePay II (Schwab) living benefit rider | Variable | 0yr | ★ 4.1 | — | — | Review → |
| Smart Saver 6-Year (NY) New York residents who want a six-year locked rate with no market exposure, immediate free-withdrawal access, and a clean, fee-free contract structure | MYGA | 6yr | A+ | — | — | Review → |
| Protective Asset Builder II 5-Year Buyers who want a 5-year fixed indexed annuity with multiple S&P 500 strategies, a JP Morgan Mojave option, biennial Citi Flexible Allocation crediting, and Protective's A-plus carrier rating | FIA | 5yr | ★ 4.0 | — | — | Review → |
| Protective Asset Builder II 7-Year Buyers who can commit for seven years and want a flexible crediting menu including dual S&P 500 cap structures, JP Morgan Mojave Index, and biennial Citi Flexible Allocation strategies through an A-plus rated carrier | FIA | 7yr | ★ 4.0 | — | — | Review → |
| Protective Asset Builder II 10-Year Buyers with a long planning horizon who want the highest rate ceilings on Protective's Asset Builder II platform — particularly the 180% biennial Citi Flexible Allocation participation rate at the $100,000 band | FIA | 10yr | ★ 4.0 | — | — | Review → |
| Protective Income Creator Fixed Annuity Buyers age 55 to 75 who want predictable lifetime income from a fixed-rate annuity (rather than indexed crediting) with a mandatory built-in income rider, sold through full-service broker-dealers | Income | 7yr | ★ 4.0 | Yes 0.95% annually on account value (mandatory) fee | — | Review → |
| Smart Saver 5-Year (NY) New York residents who want a simple 5-year guaranteed rate, principal protection, and no rider complexity | MYGA | 5yr | A+ | — | — | Review → |
| Protective Asset Builder II 5-Year with Return of Premium Buyers who want a 5-year accumulation FIA with the additional protection of an automatic Return of Premium rider that ensures their surrender value cannot fall below total premium paid | FIA | 5yr | ★ 3.9 | — | — | Review → |
| Protective Asset Builder II 7-Year with Return of Premium Buyers who want a 7-year accumulation FIA with the structural protection of an automatic Return of Premium rider that guarantees surrender value cannot fall below premium paid | FIA | 7yr | ★ 3.9 | — | — | Review → |
| Protective Dimensions V (Edward Jones) Edward Jones clients who want a variable annuity with O-share structure (lower 0.55% M&E than B-share), 106 subaccount choices, an optional SecurePay Income Rider IV, and a surrender schedule that scales with premium size | Variable | 7yr | ★ 3.9 | — | — | Review → |
| Smart Saver 4-Year (NY) New York residents who want a short-term guaranteed rate with no market-value adjustment risk and immediate access to 10% annually | MYGA | 4yr | A+ | — | — | Review → |
| Protective Aspirations Variable Annuity Buyers who want a variable annuity with broad subaccount choice (127 variable subaccounts), optional GLWB and enhanced death benefit riders, and Protective's A-plus carrier rating | Variable | 7yr | ★ 3.8 | — | — | Review → |
| Protective Smart Saver 5-Year Bank clients who want a 5-year guaranteed rate, automatic Return of Premium protection, and 10% account-value liquidity from an A-plus carrier | MYGA | 5yr | A+ | — | — | Review → |
| Protective Smart Saver 6-Year Bank clients who want a 6-year guaranteed rate, automatic Return of Premium protection, and 10% account-value liquidity from an A-plus carrier | MYGA | 6yr | A+ | — | — | Review → |
| Protective Smart Saver 7-Year Bank clients who want a 7-year guaranteed rate, automatic Return of Premium protection, and 10% account-value liquidity from an A-plus carrier | MYGA | 7yr | A+ | — | — | Review → |
| Indexed Annuity NY 5-Year New York residents who want a short-commitment, principal-protected FIA with no MVA and straightforward S&P 500 crediting | FIA | 5yr | ★ 3.8 | — | — | Review → |
| Protective Investors Series Variable Annuity Buyers who want a lower-cost B-share variable annuity (1.00% total annual expense) with 82 subaccount choices, an optional Return of Purchase Payments death benefit, and a 7-year surrender window from an A-plus carrier | Variable | 7yr | ★ 3.7 | — | — | Review → |
| Protective Smart Saver 4-Year Bank clients who want a 4-year guaranteed rate, automatic Return of Premium protection, and 10% account-value liquidity from an A-plus carrier | MYGA | 4yr | A+ | — | — | Review → |
| Indexed Annuity NY 10-Year New York residents who want a principal-protected FIA with no rider fees and a straightforward two-strategy crediting menu | FIA | 10yr | ★ 3.7 | — | — | Review → |
| Indexed Annuity NY 7-Year New York residents who want principal protection and index-linked growth potential with a 7-year commitment and no income rider complexity | FIA | 7yr | ★ 3.7 | — | — | Review → |
| Investors Benefit Advisory Variable Annuity (NY) Investors already working with a fee-based advisor who want tax-deferred market exposure through a low-cost annuity wrapper, with the option to add lifetime income later | Variable | 0yr | ★ 3.7 | — | — | Review → |
| Aspirations Variable Annuity (NY) New York residents who want tax-deferred market participation across a deep fund menu and may add a guaranteed-income or enhanced-death-benefit rider later | Variable | 7yr | ★ 3.5 | — | — | Review → |
