02
What you could receive
Live projection for Safe Income Advantage with Safe Income Advantage GMWB Level Option — single life, issue age 62, income beginning at age 67. Illustrative, not a quote; figures refresh from Annuity Rate Watch.
| Premium | Monthly | Annual |
|---|---|---|
| $250,000 | $2,419 | $29,022 |
| $500,000 | $4,837 | $58,044 |
| $1,000,000 | $9,674 | $116,088 |
03
Income rider fees
Disclosed charges for optional riders on F&G products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Accelerator EGMWB Rider | Accelerator Plus 10 | 0.95% annually |
| Accumulator Plus Series: FG Income for Life | AccumulatorPlus 10 | 0.70% annually (1.00% max) |
| Performance Pro: Enhanced Guaranteed Minimum Withdrawal Benefit | Performance Pro | 0.10% annually (1.50% max) |
| Enhancement Package | Prosperity Elite 10 | 0.60% annually |
| EGMDB Rider (Lump Sum) | Prosperity Elite 10 | 0.60% annually |
| EGMDB Rider (Payable Over Time) | Prosperity Elite 10 | 0.60% annually |
| EGMDB Rider | Prosperity Elite 10 | 0.50% annually |
| Prosperity Elite Series: Protection Package 158 | Prosperity Elite 10 | 0.35% annually |
+6 more riders listed on individual product pages.
04
Frequently asked questions
Is F&G a good annuity company?
F&G earns an average rating of 3.9/5 across the 15 products we've reviewed, and A.M. Best rates the carrier A for financial strength.
How much income can I get from a F&G annuity?
Income depends on your premium, age, and start date. At our benchmark scenario — single life, issue age 62, income beginning at age 67 — F&G's highest-paying income product (Safe Income Advantage) currently projects about $58,044 per year on a $500,000 premium, or $29,022 on $250,000. Figures are illustrative, based on live Annuity Rate Watch data, and are not a quote.
What are the fees for F&G annuities?
Fee structures vary by product. Optional income riders on F&G products carry disclosed charges — for example Accelerator EGMWB Rider (Accelerator Plus 10): 0.95% annually ; Accumulator Plus Series: FG Income for Life (AccumulatorPlus 10): 0.70% annually (1.00% max); Performance Pro: Enhanced Guaranteed Minimum Withdrawal Benefit (Performance Pro): 0.10% annually (1.50% max). See each product review for the full fee detail.
What is the surrender period for F&G annuities?
Surrender periods on F&G's current lineup run 3–14 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.