| SecureIncome 7 Pre-retirees and early retirees who want to lock in a future income stream with a strong guaranteed roll-up and a built-in care doubler, on a shorter surrender commitment than most income FIAs ask for | Income | 7yr | ★ 4.2 | Yes 1.15% annually of Income Base (maximum 1.50% upon restart) fee | — | Review → |
| 1-2-3 with Anytime Income Rider Buyers who want a built-in lifetime income rider with no separate rider fee and can commit long-term money to deferring income for several years | Income | 10yr | ★ 4.1 | Yes | — | Review → |
| 1-2-3 with Future Income Rider Buyers who want to defer income for at least a decade, value a built-in income rider with no separate fee, and want a strong roll-up that grows the income base while they wait | Income | 10yr | ★ 4.1 | Yes | — | Review → |
| Confidence Builder Buyers who want more market upside than a fixed indexed annuity can offer, are willing to absorb some loss below a buffer, and prefer a 6-year commitment over a longer one | FIA | 6yr | ★ 4.1 | — | — | Review → |
| Secure MYGA MVA 7 Savers who want a locked multi-year guaranteed rate for seven years and are comfortable with MVA risk in exchange for a competitive yield | MYGA | 7yr | A | — | — | Review → |
| Secure MYGA Non-MVA 5 Conservative savers who want a guaranteed fixed rate for five years and are comfortable making that full commitment without market value adjustment risk | MYGA | 5yr | A | — | — | Review → |
| Secure MYGA Non-MVA 5 with ROP Buyers who want a 5-year locked rate, no market value adjustment risk, and a built-in return-of-premium safety net | MYGA | 5yr | A | — | — | Review → |
| Secure MYGA Non-MVA 7 Conservative savers who want a locked guaranteed rate for seven years with no market value adjustment risk and a clean 10% free-withdrawal provision | MYGA | 7yr | A | — | — | Review → |
| Secure MYGA Non-MVA 7 with ROP Conservative savers who want a locked seven-year rate with no market value adjustment risk and an automatic return-of-premium backstop | MYGA | 7yr | A | — | — | Review → |
| Performance Pro Pre-retirees who want an immediate account-value boost, built-in lifetime income access, and principal protection in a single long-duration contract | FIA | 10yr | ★ 4.1 | Yes 0.10% of Income Base per contract anniversary; up to 1.50% upon restart fee | 17% (ages 75 or younger) to 8% (ages 76-80) for most states; variations by state tier | Review → |
| Safe Income Advantage Pre-retirees who want to defer several years, lock in a strong compounding income base, and value an unusually low $10,000 entry point for an income FIA | Income | 10yr | ★ 4.1 | Yes 1.15% of Income Base (guaranteed not to exceed 1.50% upon restart) fee | — | Review → |
| Secure MYGA MVA 5 Conservative savers who want a guaranteed fixed rate locked in for five years and are comfortable with an MVA adjustment if they exit early | MYGA | 5yr | A | — | — | Review → |
| SecureBuilder 7 Buyers who want a straightforward 7-year accumulation FIA with principal protection, a broad crediting menu, and no income rider complexity | FIA | 7yr | ★ 4.0 | — | — | Review → |
| Guarantee Platinum 5-Year Savers who want a guaranteed rate locked for five years, no market exposure, and access to interest without penalty during the surrender period | MYGA | 5yr | A | — | — | Review → |
| Guarantee Platinum 7-Year Conservative savers who want a locked guaranteed rate for 7 years with no index complexity and minimal fees | MYGA | 7yr | A | — | — | Review → |
| Accelerator Plus 10 Buyers who want a meaningful upfront premium bonus, are comfortable with a 10-year commitment, and may want optional income access later | FIA | 10yr | ★ 3.9 | — | 11% (ages 0-75), 8% (ages 76-85) for most states; 10% (ages 0-75), 7% (ages 76-85) for select states | Review → |
| Power Accumulator 10 Accumulation-focused buyers who want a broad ETF-based index menu and principal protection and are comfortable with a full 10-year commitment | FIA | 10yr | ★ 3.9 | — | — | Review → |
| Secure Landing 5 Buyers who want a short-term FIA commitment with multiple crediting choices, chronic-illness access provisions, and no income rider overhead | FIA | 5yr | ★ 3.9 | — | — | Review → |
| Secure Landing 7 Conservative savers who want a 7-year principal-protected FIA with multiple crediting choices and built-in illness waiver protection, without paying for an income rider they don't need | FIA | 7yr | ★ 3.9 | — | — | Review → |
| Secure MYGA Non-MVA 3 Conservative savers who want a short guaranteed-rate window without market value adjustment risk and with some liquidity built in from day one | MYGA | 3yr | A | — | — | Review → |
| SecureBuilder 5 Buyers who want a short FIA commitment, principal protection, and a range of index strategies without paying for an income rider | FIA | 5yr | ★ 3.9 | — | — | Review → |
| AccumulatorPlus 7 Buyers who want a broad index menu and principal protection over a 7-year horizon, with built-in waiver coverage for nursing home and terminal illness events | FIA | 7yr | ★ 3.9 | — | — | Review → |
| Prosperity Elite 7 Buyers who want a vesting premium bonus, a wide index menu, and the option to add lifetime income or enhanced death benefits later | FIA | 7yr | ★ 3.9 | — | Enhancement Package: 4% (age 70-) or 2.5% (age 71-85). Protection Package: 7% (age 70-) or 5.25% (age 71-85). Vests over 7 years. | Review → |
| Flex Accumulator Buyers who want index-linked accumulation with a meaningful no-cost death benefit enhancement and can commit to a 10-year window | FIA | 10yr | ★ 3.8 | — | — | Review → |
| Power Accumulator 7 Buyers who want a mid-length FIA with a broad, alternative-index-heavy crediting menu and a built-in long-term care waiver | FIA | 7yr | ★ 3.8 | — | — | Review → |
| Secure MYGA MVA 3 Conservative savers who want a short guaranteed-rate annuity, plan to leave the money untouched for three years, and want a named carrier with a solid financial strength rating | MYGA | 3yr | A | — | — | Review → |
| Secure MYGA Non-MVA 3 with ROP Conservative savers who want a short, clean guaranteed-rate commitment with no market value adjustment risk and a built-in return-of-premium death benefit | MYGA | 3yr | A | — | — | Review → |
| SecureBuilder 5 (TD Bank) Bank-channel buyers who want a shorter FIA commitment with principal protection and a handful of crediting choices, without an income rider | FIA | 5yr | ★ 3.8 | — | — | Review → |
| SecureIncome 7 (TD Bank) TD Bank clients in pre-retirement who want a built-in income guarantee with a benefit-base bonus and a meaningful roll-up rate, and can commit to a 7-year surrender period | Income | 7yr | ★ 3.8 | Yes 1.15% of Income Base annually (maximum 1.50% upon restart) fee | — | Review → |
| AccumulatorPlus 10 Accumulation-focused buyers who want a broad index menu, no mandatory income rider, and principal protection over a longer time horizon | FIA | 10yr | ★ 3.8 | — | — | Review → |
| Guarantee Platinum 3-Year Conservative savers who want a short, fully guaranteed rate commitment with no index complexity and no rider fees | MYGA | 3yr | A | — | — | Review → |
| Prosperity Elite 10 Buyers who want a premium bonus, a future income option, and a long deferral window in one contract, and who plan to add the Protection Package | FIA | 10yr | ★ 3.8 | — | 6.00% (ages 0-70), 3.00% (ages 71-85), 12.00% (ages 0-71 with Protection Package), 6.50% (ages 71-85 with Protection Package) | Review → |
| Accelerator Plus 14 Buyers in a handful of approved states who want a built-in lifetime income rider, are comfortable with a 14-year lockup, and value having a vesting bonus as part of the deal | FIA | 14yr | ★ 3.7 | Yes 0.95% of Income Base annually fee | 12% (age 75 or younger); 9% (age 76-85); vests over 14 years | Review → |
| Secure Landing 5 (TD Bank) Conservative buyers shopping through TD Bank who want a short FIA commitment with principal protection and modest index-linked upside, without paying for income features they don't need | FIA | 5yr | ★ 3.7 | — | — | Review → |
| Secure Landing 7 (TD Bank) Bank-channel buyers who want downside protection, a guaranteed minimum account value floor, and modest index-linked growth potential over a 7-year horizon | FIA | 7yr | ★ 3.7 | — | — | Review → |
| SecureBuilder 7 (TD Bank) TD Bank clients who want a principal-protected FIA with a broad crediting menu and no income rider complexity | FIA | 7yr | ★ 3.6 | — | — | Review → |
| Prosperity Elite 14 Long-horizon buyers who want a sizable upfront bonus plus the option to add lifetime income, and who are certain they will not need the money for well over a decade | FIA | 14yr | ★ 3.6 | — | Enhancement Package: 7.00% (ages 0-70) or 4.00% (ages 71-85); Protection Package: 14.00% (ages 0-70) or 7.50% (ages 71-85). Plus additional 18.00% bonus applied to benefit base (not account value) | Review → |
