Annuity Atlas
Today's top ratesMYGA3yr 6.10%5yr 6.30%7yr 6.35%10yr 6.30%FIA S&P cap3yr 9.70%5yr 16.00%7yr 12.90%10yr 17.00%
As of Oct 26 · B++ or betterAll rates →

Expert review · 2026

National Integrity Life review

Annuity Atlas covers 3 National Integrity Life annuity products with live rates and contract specs. 3 carry full editorial reviews.
How we rank →Today's rates →

A.M. Best

A+

Insurer claims-paying rating

Products tracked
3
Surrender range
5–10 years
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Products covered
3
A.M. Best
A+
Categories covered
FIA

3 National Integrity Life annuities

Click any product for rates, specs, and the full peer-group review.

Indextra NY 10-Year
A New York buyer who wants the highest S&P 500 cap available on a New York-filed ten-year fixed indexed annuity, from the strongest-rated carrier in the category, with no market value adjustment
A+
A.M. BEST
FIA10-YR SURRENDER
Review →
Indextra NY 5-Year
A New York buyer who wants the shortest Indextra commitment and the family's highest current cap, from an A+ rated insurer with no market value adjustment
A+
A.M. BEST
FIA5-YR SURRENDER
Review →
Indextra NY 7-Year
A New York buyer who wants an above-median New York cap from an A+ rated insurer with no market value adjustment, on a mid-length term
A+
A.M. BEST
FIA7-YR SURRENDER
Review →

Frequently asked questions

Is National Integrity Life a good annuity company?
We have reviewed 3 National Integrity Life products, and A.M. Best rates the carrier A+ for financial strength.
What is the surrender period for National Integrity Life annuities?
Surrender periods on National Integrity Life's current lineup run 5–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure, minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.
Full methodology →Who publishes this →

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