Annuity Atlas
Today's top ratesMYGA3yr 6.10%5yr 6.30%7yr 6.35%10yr 6.30%FIA S&P cap3yr 9.70%5yr 16.00%7yr 12.90%10yr 17.00%
As of Oct 26 · B++ or betterAll rates →

Expert review · 2026

F&G review

Annuity Atlas covers 1 F&G annuity product with live rates and contract specs. 1 carry full editorial reviews.
How we rank →Today's rates →

A.M. Best

A

Insurer claims-paying rating

Products tracked
1
Surrender range
10 years
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Products covered
1
A.M. Best
A
Categories covered
FIA

1 F&G annuity

Click any product for rates, specs, and the full peer-group review.

Index Choice 10 (NY)
A New York resident who wants principal-protected, index-linked growth from an A-rated carrier, is comfortable leaving the money untouched for a decade, and values the small upfront bonus more than a tall crediting cap
A
A.M. BEST
FIA10-YR SURRENDERBONUS 2%
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Frequently asked questions

Is F&G a good annuity company?
We have reviewed 1 F&G product, and A.M. Best rates the carrier A for financial strength.
What is the surrender period for F&G annuities?
Surrender periods on F&G's current lineup run 10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure, minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.
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