Annuity Atlas
Reviews

Expert review · 2025

Columbus Life review

Annuity Atlas has published 6 editorial reviews of Columbus Life products. Average peer-group rating 3.5 / 5, top-rated product earns 3.9 / 5. Browse the full lineup below.

Our rating

3.5
Avg ★ / 5
Products reviewed6
A.M. BestA+
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Reviews published
6
Average rating
★ 3.5 / 5
A.M. Best
A+
Categories covered
MYGA
01

6 Columbus Life annuities reviewed

Sorted by star rating. Click any product for the full peer-group review.

ProductTypeSurrenderRatingIncome riderBonus
Passport 5
Savers who want a 5-year rate lock with an automatic return-of-premium guarantee and are comfortable holding the last two years of a 7-year surrender schedule at a carrier-declared renewal rate
MYGA7yrA+Review →
Passport 3
Savers who want a locked 3.75% rate from an A+ carrier for three years and are willing to track Columbus Life's annual renewal declarations for the remaining four years of the surrender schedule
MYGA7yrA+Review →
Passport 4
Buyers who want a fee-free, locked-rate contract from an A+ carrier and are already committed to the full 7-year surrender schedule
MYGA7yrA+Review →
Passport 7
Savers who want one rate locked for the entire surrender period, with zero renewal-rate uncertainty to track
MYGA7yrA+Review →
Passport 2
Buyers who can commit to the full 7-year surrender schedule and are comfortable letting the carrier reset their rate annually for five of those years
MYGA7yrA+Review →
Passport 1
Buyers who want the highest headline rate in Columbus Life's Passport family right now and are comfortable trusting the carrier's annual renewal-rate decisions for years two through seven
MYGA7yrA+Review →
02

Frequently asked questions

Is Columbus Life a good annuity company?
Columbus Life earns an average rating of 3.5/5 across the 6 products we've reviewed, and A.M. Best rates the carrier A+ for financial strength.
What is the surrender period for Columbus Life annuities?
Surrender periods on Columbus Life's current lineup run 7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

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