Annuity Atlas
Reviews

Expert review · 2026

Baltimore Life Insurance Company review

Annuity Atlas covers 3 Baltimore Life Insurance Company annuity products with live rates and contract specs.

Carrier strength

B++
A.M. Best
Products3
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Products covered
3
A.M. Best
B++
Categories covered
MYGA
01

3 Baltimore Life Insurance Company annuities

Click any product for rates, specs, and contract detail.

ProductTypeSurrenderRatingIncome riderBonus
IQumulate 5MYGA5yrB++Details →
IQumulate 7MYGA7yrB++Details →
IQumulate 3MYGA3yrB++Details →
02

Frequently asked questions

Is Baltimore Life Insurance Company a good annuity company?
Baltimore Life Insurance Company is covered by our editorial team, and A.M. Best rates the carrier B++ for financial strength.
What is the surrender period for Baltimore Life Insurance Company annuities?
Surrender periods on Baltimore Life Insurance Company's current lineup run 3–7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure — minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

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