Annuity Atlas
Reviews

Expert review · 2026

Revol One review

Annuity Atlas covers 28 Revol One annuity products with live rates and contract specs. 14 carry full editorial reviews.

Carrier strength

B++
A.M. Best
Products28
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Products covered
28
A.M. Best
B++
Categories covered
FIA · Income · MYGA
01

28 Revol One annuities

Click any product for rates, specs, and the full peer-group review.

ProductTypeSurrenderRatingIncome riderBonus
DirectGrowth MYGA 10-Year
Buyers chasing the single highest guaranteed rate in Revol One's own MYGA lineup who are certain they won't need to touch this money -- or are willing to pay for a rider if they might -- for the full ten years
MYGA10yrB++——Review →
DirectGrowth 10 Enhanced Death BenefitMYGA10yrB++——Details →
DirectGrowth 10 Free Partial SurrenderMYGA10yrB++——Details →
DirectGrowth MYGA 5-Year
Savers who want the strongest rate in Revol One's short-to-mid MYGA ladder and are willing to configure -- and pay for -- optional riders if they need liquidity or a stronger death benefit
MYGA5yrB++——Review →
DirectGrowth MYGA 7-Year
Buyers who specifically need a 7-year maturity date and are willing to pay extra for withdrawal access and a real death benefit
MYGA7yrB++——Review →
DirectGrowth 10 Free Partial Surrender & Enhanced Death BenefitMYGA10yrB++——Details →
DirectGrowth 5 Enhanced Death BenefitMYGA5yrB++——Details →
DirectGrowth 5 Free Partial SurrenderMYGA5yrB++——Details →
DirectGrowth 7 Enhanced Death BenefitMYGA7yrB++——Details →
DirectGrowth 7 Free Partial SurrenderMYGA7yrB++——Details →
DirectGrowth MYGA 3-Year
Buyers who can commit the full 3-year term without touching the money and who either don't need an enhanced death benefit or are willing to give up 10-20 basis points to add it
MYGA3yrB++——Review →
DirectGrowth 5 Free Partial Surrender & Enhanced Death BenefitMYGA5yrB++——Details →
DirectGrowth 7 Free Partial Surrender & Enhanced Death BenefitMYGA7yrB++——Details →
DirectGrowth 3 Enhanced Death BenefitMYGA3yrB++——Details →
DirectGrowth 3 Free Partial SurrenderMYGA3yrB++——Details →
DirectGrowth 3 Free Partial Surrender & Enhanced Death BenefitMYGA3yrB++——Details →
Excelera Plus 3-Year
Buyers with genuinely idle 3-year money who want a guaranteed MYGA floor plus a no-cost shot at doing better if the S&P 500 runs, and who won't need to touch a dollar of it before the term ends
MYGA3yrB++——Review →
Excelera Plus 5-Year
savers who can commit money for a full 5 years, want a guaranteed fixed rate as the floor, and like the idea of a free shot at extra growth if the S&P 500 cooperates
MYGA5yrB++——Review →
Excelera Plus 7-Year
Buyers who have zero need to touch this money for a full seven years and want a guaranteed floor rate plus a genuinely free shot at S&P 500 upside
MYGA7yrB++——Review →
AccumRev 10-Year
Someone who has a specific, non-crediting reason to want a 10-year contract from this carrier, since the crediting menu itself gives no advantage over Revol One's own 5-year AccumRev
FIA10yrB++——Review →
AccumRev 5-Year
Buyers comparing all three AccumRev surrender lengths who want the shortest one without giving up any crediting rate
FIA5yrB++——Review →
AccumRev 7-Year
Buyers who specifically want a cap locked in place for a full seven-year term rather than one that can reset every year, and who are comfortable trading extra liquidity for that certainty
FIA7yrB++——Review →
BonusRev CoreFIA10yrB++——Details →
BonusRev MaxFIA10yrB++——Details →
Enduris 10
Buyers who want a low-minimum, no-bonus, no-rider fixed indexed annuity for straightforward principal-protected growth
FIA10yrB++——Review →
Enduris 10 Bonus
Buyers who are genuinely certain they will hold the full 10-year term, or who care most about the death-benefit and care-waiver full vesting, and who want a large headline bonus with principal protection but do not need an income rider
FIA10yrB++—16%Review →
Enduris 10 Income
Buyers 45 to 80 with at least $50,000 of long-term money who want a built-in lifetime income guarantee with a strong roll-up and a care-related payment doubler, and who are comfortable with a mid-tier carrier
Income10yrB++Yes
1.25% annually fee
—Review →
Enduris 6
Buyers who want a straightforward, no-rider FIA with a genuinely competitive crediting menu and a shorter commitment than the bonus and income versions in this family
FIA6yrB++——Review →
02

Income rider fees

Disclosed charges for optional riders on Revol One products, live from Annuity Rate Watch. Product-level detail is on each review.

RiderProductFee
Enduris 10 Income GLWBEnduris 10 Income1.25% annually
03

Frequently asked questions

Is Revol One a good annuity company?
We have reviewed 14 Revol One products, and A.M. Best rates the carrier B++ for financial strength.
What are the fees for Revol One annuities?
Fee structures vary by product. Optional income riders on Revol One products carry disclosed charges — for example Enduris 10 Income GLWB (Enduris 10 Income): 1.25% annually . See each product review for the full fee detail.
What is the surrender period for Revol One annuities?
Surrender periods on Revol One's current lineup run 3–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure — minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.
Full methodology →Who publishes this →

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