MassMutual review

Annuity Atlas covers 9 MassMutual annuity products with live rates and contract specs. 9 carry full editorial reviews.

Carrier strength

A++

A.M. Best

Products9

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Products covered

A.M. Best

A++

Categories covered

MYGA

9 MassMutual annuities

Click any product for rates, specs, and the full peer-group review.

Product	Type	Surrender	Rating	Income rider	Bonus
Premier Voyage 7-Year Retirement savers with a genuinely long time horizon who want an A++-rated carrier behind a locked-rate contract and don't need liquidity for seven years	MYGA	7yr	A++	—	—	Review →
Premier Voyage 5-Year Conservative savers with $100,000 or more who value MassMutual's top-tier claims-paying strength over chasing the highest posted MYGA rate	MYGA	5yr	A++	—	—	Review →
Premier Voyage 6-Year Conservative savers with at least $50,000 who want a guaranteed six-year rate from one of the strongest mutual insurers in the industry and are comfortable with a market value adjustment during the term	MYGA	6yr	A++	—	—	Review →
Premier Voyage 4-Year Conservative savers with $100,000 or more to commit for four years who value MassMutual's A++ claims-paying strength and the built-in illness waivers more than they need the single highest rate on the market	MYGA	4yr	A++	—	—	Review →
Stable Voyage 5-Year Conservative savers who want a locked, no-MVA rate from an A++ carrier without needing to chase the very top of the MYGA rate table	MYGA	5yr	A++	—	—	Review →
Stable Voyage 4-Year Savers who want a top-rated carrier and a clean, no-MVA 4-year rate lock and aren't chasing the very top of the MYGA rate table	MYGA	4yr	A++	—	—	Review →
Premier Voyage 3-Year Conservative savers who want a short, guaranteed-rate commitment backed by one of the strongest balance sheets in the industry	MYGA	3yr	A++	—	—	Review →
Stable Voyage 3-Year Conservative savers who want a straightforward, no-MVA 3-year rate lock from a top-rated (A.M. Best A++) carrier and aren't chasing the single highest posted MYGA rate on the market	MYGA	3yr	A++	—	—	Review →
Premier Voyage 2-Year Buyers parking $100,000 or more who want a short, locked-rate holding spot backed by one of the strongest balance sheets in the industry	MYGA	2yr	A++	—	—	Review →

Frequently asked questions

Is MassMutual a good annuity company?

We have reviewed 9 MassMutual products, and A.M. Best rates the carrier A++ for financial strength.

What is the surrender period for MassMutual annuities?

Surrender periods on MassMutual's current lineup run 2–7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability: Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength: A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail: The carrier's own brochure — minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

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