Annuity Atlas
Reviews

Expert review · 2025

MassMutual review

Annuity Atlas has published 9 editorial reviews of MassMutual products. Average peer-group rating 3.7 / 5, top-rated product earns 3.8 / 5. Browse the full lineup below.

Our rating

3.7
Avg ★ / 5
Products reviewed9
A.M. BestA++
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Reviews published
9
Average rating
★ 3.7 / 5
A.M. Best
A++
Categories covered
MYGA
01

9 MassMutual annuities reviewed

Sorted by star rating. Click any product for the full peer-group review.

ProductTypeSurrenderRatingIncome riderBonus
Stable Voyage 4-Year
Savers who want a top-rated carrier and a clean, no-MVA 4-year rate lock and aren't chasing the very top of the MYGA rate table
MYGA4yrA++Review →
Premier Voyage 3-Year
Conservative savers who want a short, guaranteed-rate commitment backed by one of the strongest balance sheets in the industry
MYGA3yrA++Review →
Premier Voyage 4-Year
Conservative savers with $100,000 or more to commit for four years who value MassMutual's A++ claims-paying strength and the built-in illness waivers more than they need the single highest rate on the market
MYGA4yrA++Review →
Premier Voyage 5-Year
Conservative savers with $100,000 or more who value MassMutual's top-tier claims-paying strength over chasing the highest posted MYGA rate
MYGA5yrA++Review →
Premier Voyage 6-Year
Conservative savers with at least $50,000 who want a guaranteed six-year rate from one of the strongest mutual insurers in the industry and are comfortable with a market value adjustment during the term
MYGA6yrA++Review →
Stable Voyage 5-Year
Conservative savers who want a locked, no-MVA rate from an A++ carrier without needing to chase the very top of the MYGA rate table
MYGA5yrA++Review →
Premier Voyage 2-Year
Buyers parking $100,000 or more who want a short, locked-rate holding spot backed by one of the strongest balance sheets in the industry
MYGA2yrA++Review →
Premier Voyage 7-Year
Retirement savers with a genuinely long time horizon who want an A++-rated carrier behind a locked-rate contract and don't need liquidity for seven years
MYGA7yrA++Review →
Stable Voyage 3-Year
Conservative savers who want a straightforward, no-MVA 3-year rate lock from a top-rated (A.M. Best A++) carrier and aren't chasing the single highest posted MYGA rate on the market
MYGA3yrA++Review →
02

Frequently asked questions

Is MassMutual a good annuity company?
MassMutual earns an average rating of 3.7/5 across the 9 products we've reviewed, and A.M. Best rates the carrier A++ for financial strength.
What is the surrender period for MassMutual annuities?
Surrender periods on MassMutual's current lineup run 2–7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

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