Income annuities · SPIA · DIA · Income FIA

Income Annuity Reviews

Reviews of income-focused fixed indexed annuities designed for protected lifetime income, legacy planning, and retirement income generation. Rated on income design, rider value, payout structure, and overall fit for income-seeking buyers.

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Top 5-year MYGA

6.30%

B++ or better, yield to surrender

FIA S&P cap: 17.00%
Products in this list: 65
As of: Oct 26

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Showing 1 to 15 of 65 products

Product	Type	Rating	Surrender	Income rider	Bonus
Allianz Core Income 7 Allianz · Buyers who want a competitive 7-year income FIA with stronger income terms than Essential Income 7 from the same top-rated carrier	Income	—	7-yr	Yes 1.25% annually (2.50% max)	—	View →
Allianz 222+ Allianz · Buyers who want the Allianz 222 income design with enhanced features and a premium bonus for a stronger starting position	Income	—	10-yr	Yes	—	View →
Allianz Benefit Control+ Allianz · Buyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation	Income	—	10-yr	Yes	—	View →
Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential	Income	—	10-yr	Yes 0.95% annually (limited to interest)	—	View →
Protective Income Builder Protective Life · Buyers age 50 to 85 who want a 7-year income FIA with an aggressive 10.00% simple rollup on the benefit base, two payout options including one with annual increases after commencement, and Protective's A-plus carrier rating	Income	—	7-yr	Yes 1.00% annually (2.00% max)	—	View →
Delaware Life TruePath Income Delaware Life · Buyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing	Income	—	10-yr	Yes 1.20% annually (1.95% max)	—	View →
American Equity IncomeShield BONUS 10 American Equity · Buyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit	Income	—	10-yr	Yes 1.10% annually	14%	View →
Allianz Benefit Control Allianz · Buyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier	Income	—	10-yr	Yes	—	View →
Allianz Essential Income 7 Allianz · Buyers who want a shorter-duration income FIA with a 7-year surrender period from a top-rated carrier	Income	—	7-yr	Yes 1.05% annually and a Max Fee of 2.50% after Year 1	—	View →
Prudential SurePath Income Pruco Life · Buyers age 45 or older who want a 10-year income FIA with a built-in single or spousal lifetime income benefit and the Goldman Sachs Voyager Index option	Income	—	10-yr	Yes 1.00% annually (2.50% max)	—	View →
Income Planning Annuity Midland National · Pre-retirees and early retirees who want to plan future lifetime income, value principal protection, and like having a care-need income boost baked into the same contract	Income	—	10-yr	Yes 1.25% annually	—	View →
ForeIncome II 7-Year with Guaranteed Income Builder Forethought · Pre-retirees in their 50s to mid-60s who want to lock in future lifetime income, value a built-in rider, and prefer a 7-year commitment over a 10-year one	Income	—	7-yr	Yes 1.05% annually (0.95% max)	—	View →
Velocity Athene · Buyers who want to fund future lifetime income, value a no-cost built-in income rider, and can leave the money alone for several years before turning income on	Income	—	10-yr	Yes 0.85% annually	—	View →
JourneyMark 7 with Expanse Rider Integrity · Pre-retirees in their fifties to mid-seventies who want to fund future guaranteed lifetime income and can leave the money alone for seven years	Income	—	7-yr	Yes 1.00% annually	—	View →
Power 10 Protector Plus Income Corebridge · Pre-retirees in their 50s to mid-70s who want to set aside long-term money now and turn on guaranteed lifetime income later, without buying a separate rider	Income	—	10-yr	Yes 0.95% annually	—	View →

Allianz Core Income 7

AllianzBuyers who want a competitive 7-year income FIA with stronger income terms than Essential Income 7 from the same top-rated carrier

Income7-YR SURRENDERINCOME RIDER 1.25% annually (2.50% max)NO BONUS

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Allianz 222+

AllianzBuyers who want the Allianz 222 income design with enhanced features and a premium bonus for a stronger starting position

Income10-YR SURRENDERINCOME RIDERNO BONUS

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Allianz Benefit Control+

AllianzBuyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation

Income10-YR SURRENDERINCOME RIDERNO BONUS

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Allianz 360

AllianzBuyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential

Income10-YR SURRENDERINCOME RIDER 0.95% annually (limited to interest)NO BONUS

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Protective Income Builder

Protective LifeBuyers age 50 to 85 who want a 7-year income FIA with an aggressive 10.00% simple rollup on the benefit base, two payout options including one with annual increases after commencement, and Protective's A-plus carrier rating

Income7-YR SURRENDERINCOME RIDER 1.00% annually (2.00% max)NO BONUS

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Delaware Life TruePath Income

Delaware LifeBuyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing

Income10-YR SURRENDERINCOME RIDER 1.20% annually (1.95% max)NO BONUS

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American Equity IncomeShield BONUS 10

American EquityBuyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit

Income10-YR SURRENDERINCOME RIDER 1.10% annually BONUS 14%

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Allianz Benefit Control

AllianzBuyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier

Income10-YR SURRENDERINCOME RIDERNO BONUS

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Allianz Essential Income 7

AllianzBuyers who want a shorter-duration income FIA with a 7-year surrender period from a top-rated carrier

Income7-YR SURRENDERINCOME RIDER 1.05% annually and a Max Fee of 2.50% after Year 1NO BONUS

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Prudential SurePath Income

Pruco LifeBuyers age 45 or older who want a 10-year income FIA with a built-in single or spousal lifetime income benefit and the Goldman Sachs Voyager Index option

Income10-YR SURRENDERINCOME RIDER 1.00% annually (2.50% max)NO BONUS

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Income Planning Annuity

Midland NationalPre-retirees and early retirees who want to plan future lifetime income, value principal protection, and like having a care-need income boost baked into the same contract

Income10-YR SURRENDERINCOME RIDER 1.25% annually NO BONUS

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ForeIncome II 7-Year with Guaranteed Income Builder

ForethoughtPre-retirees in their 50s to mid-60s who want to lock in future lifetime income, value a built-in rider, and prefer a 7-year commitment over a 10-year one

Income7-YR SURRENDERINCOME RIDER 1.05% annually (0.95% max)NO BONUS

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Velocity

AtheneBuyers who want to fund future lifetime income, value a no-cost built-in income rider, and can leave the money alone for several years before turning income on

Income10-YR SURRENDERINCOME RIDER 0.85% annually NO BONUS

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JourneyMark 7 with Expanse Rider

IntegrityPre-retirees in their fifties to mid-seventies who want to fund future guaranteed lifetime income and can leave the money alone for seven years

Income7-YR SURRENDERINCOME RIDER 1.00% annually NO BONUS

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Power 10 Protector Plus Income

CorebridgePre-retirees in their 50s to mid-70s who want to set aside long-term money now and turn on guaranteed lifetime income later, without buying a separate rider

Income10-YR SURRENDERINCOME RIDER 0.95% annually NO BONUS

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Products are listed in our editorial order, not by payout or commission. Details are snapshots and reflect features as documented. Confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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