Brighthouse review

Annuity Atlas covers 9 Brighthouse annuity products with live rates and contract specs. 9 carry full editorial reviews.

Carrier strength

A.M. Best

Products9

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Products covered

A.M. Best

Categories covered

MYGA

9 Brighthouse annuities

Click any product for rates, specs, and the full peer-group review.

Product	Type	Surrender	Rating	Income rider	Bonus
Fixed Rate Annuity with MVA 7-Year Savers who want a guaranteed fixed rate for a full seven years and are confident they won't need to access principal before maturity	MYGA	7yr	A	—	—	Review →
Fixed Rate Annuity 7-Year Retirees and near-retirees who want a fully guaranteed fixed rate for seven years with no market value adjustment risk	MYGA	7yr	A	—	—	Review →
Fixed Rate Annuity with MVA 5-Year Buyers who want a clean 5-year locked rate from a financially solid carrier and can commit the full term without needing early access	MYGA	5yr	A	—	—	Review →
Fixed Rate Annuity 5-Year Retirement savers who want a clean 5-year guaranteed rate with no rider complexity and a standard free-withdrawal provision	MYGA	5yr	A	—	—	Review →
Fixed Rate Annuity with ROP 7-Year Conservative savers who want a guaranteed rate for seven years and a hard floor on what they can lose if they need to exit early	MYGA	7yr	A	—	—	Review →
Fixed Rate Annuity with ROP 5-Year Conservative buyers who want a guaranteed fixed rate for five years and need the assurance that their principal is never truly at risk of a net loss on surrender	MYGA	5yr	A	—	—	Review →
Fixed Rate Annuity with MVA 3-Year Conservative savers who want a guaranteed fixed rate for a short commitment and can accept limited early exit without penalty	MYGA	3yr	A	—	—	Review →
Fixed Rate Annuity 3-Year Savers who want a short, predictable guaranteed-rate commitment without a market value adjustment and with a reliable AM Best A-rated carrier	MYGA	3yr	A	—	—	Review →
Fixed Rate Annuity with ROP 3-Year Conservative savers who want a short locked rate with a hard guarantee they can get their full premium back at any time	MYGA	3yr	A	—	—	Review →

Frequently asked questions

Is Brighthouse a good annuity company?

We have reviewed 9 Brighthouse products, and A.M. Best rates the carrier A for financial strength.

What is the surrender period for Brighthouse annuities?

Surrender periods on Brighthouse's current lineup run 3–7 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability: Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength: A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail: The carrier's own brochure — minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

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