02
Income rider fees
Disclosed charges for optional riders on MassMutual Ascend products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Legacy Ascender Death Benefit | American Landmark 5 | 0.95% |
| Income Ascender | American Legend 7 | 1.10% annually |
| IncomeSecure | American Legend 7 | 0.95% annually |
| IncomeSecure | American Legend 7 | 1.00% annually |
| Inheritance Enhancer | American Legend 7 | 0.95% annually |
| Inheritance Enhancer | American Legend 7 | 1.15% annually |
| Premier Income Bonus | Premier Income Bonus | 1.15% annually |
| IncomeDuo | Safe Return | 1.05% annually |
+1 more riders listed on individual product pages.
03
Frequently asked questions
Is MassMutual Ascend a good annuity company?
MassMutual Ascend earns an average rating of 4.1/5 across the 8 products we've reviewed, and A.M. Best rates the carrier A++ for financial strength.
What are the fees for MassMutual Ascend annuities?
Fee structures vary by product. Optional income riders on MassMutual Ascend products carry disclosed charges — for example Legacy Ascender Death Benefit (American Landmark 5): 0.95% ; Income Ascender (American Legend 7): 1.10% annually ; IncomeSecure (American Legend 7): 0.95% annually . See each product review for the full fee detail.
What is the surrender period for MassMutual Ascend annuities?
Surrender periods on MassMutual Ascend's current lineup run 3–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.