02
Income rider fees
Disclosed charges for optional riders on Securian Financial products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Accelerated Death Benefit | SecureLink Chronic Illness Access | 0.75% |
| Accelerated Death Benefit 71-80 | SecureLink Chronic Illness Access | 1.15% |
03
Frequently asked questions
Is Securian Financial a good annuity company?
Securian Financial earns an average rating of 3.9/5 across the 7 products we've reviewed, and A.M. Best rates the carrier A+ for financial strength.
What are the fees for Securian Financial annuities?
Fee structures vary by product. Optional income riders on Securian Financial products carry disclosed charges — for example Accelerated Death Benefit (SecureLink Chronic Illness Access): 0.75% ; Accelerated Death Benefit 71-80 (SecureLink Chronic Illness Access): 1.15% . See each product review for the full fee detail.
What is the surrender period for Securian Financial annuities?
Surrender periods on Securian Financial's current lineup run 3–9 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.