| Sage Accumulator 5-Year Buyers who want a 5-year FIA with competitive cap rates, a full-account-value death benefit, and a built-in nursing home/terminal illness waiver without paying rider fees | FIA | 5yr | ★ 4.2 | — | — | Review → |
| Milestone Max MYGA 5-Year Buyers with $25,000 or more to commit for five years who want a locked rate, near-nationwide state approval, and a built-in nursing-home or terminal-illness liquidity waiver they hope never to need | MYGA | 5yr | A | — | — | Review → |
| Milestone Max MYGA 6-Year Shoppers outside California who want a locked 6-year MYGA rate plus built-in nursing-home and terminal-illness liquidity relief, and who can meet the $25,000 minimum | MYGA | 6yr | A | — | — | Review → |
| Milestone Max MYGA 4-Year Buyers with at least $25,000 to commit for four years who want a genuinely better locked rate than Sagicor's own base Milestone MYGA pays at the same premium size | MYGA | 4yr | A | — | — | Review → |
| Sage Accumulator 7-Year Buyers who want a diversified index-crediting menu with no annual base fee and a chronic-illness withdrawal waiver, and who don't need a lifetime income rider | FIA | 7yr | ★ 4.0 | — | — | Review → |
| Milestone Max MYGA 7-Year Buyers with at least $25,000 to commit for seven years who want a locked-in rate plus a no-cost waiver for terminal illness or nursing-home confinement, and who don't live in one of the states where Max isn't sold | MYGA | 7yr | A | — | — | Review → |
| Milestone MYGA 7-Year Shoppers who want a low-minimum, straightforward 7-year rate lock without needing the illness-waiver features of the carrier's Max tier | MYGA | 7yr | A | — | — | Review → |
| Sage Accumulator 10-Year Buyers with a decade-plus horizon who want strong index-crediting upside and a no-fee base contract without paying for an income rider they won't use | FIA | 10yr | ★ 3.9 | — | — | Review → |
| Milestone Max MYGA 3-Year Savers with at least $25,000 who want a locked 3-year rate plus a no-cost nursing-home and terminal-illness withdrawal waiver | MYGA | 3yr | A | — | — | Review → |
| Milestone MYGA 6-Year California residents who want a locked 6-year rate with no market value adjustment and a stronger-than-typical guaranteed floor, and who are comfortable getting a live rate quote rather than relying on a published table | MYGA | 6yr | A | — | — | Review → |
| Milestone MYGA 3-Year Shoppers below the $25,000 minimum Sagicor requires on its own higher-rate Milestone Max sibling who want a simple, no-fee 3-year locked rate | MYGA | 3yr | A | — | — | Review → |
| Milestone MYGA 5-Year Shoppers in the narrow list of states where this legacy contract is still filed who want a no-fee, five-year locked rate and a lower minimum premium than Sagicor's newer Milestone Max version | MYGA | 5yr | A | — | — | Review → |
| Milestone MYGA 4-Year Savers with $100,000 or more to commit for four years who want a locked guaranteed rate and don't need access to the money in year one | MYGA | 4yr | A | — | — | Review → |
