What you could receive
Live projection for ForeLifetime Income with ForeLifetime Income Income Builder, single life, issue age 62, income beginning at age 67. Illustrative, not a quote; figures refresh from Annuity Rate Watch.
| Premium | Monthly | Annual |
|---|---|---|
| $250,000 | $2,497 | $29,963 |
| $500,000 | $4,994 | $59,925 |
| $1,000,000 | $9,988 | $119,850 |
Income rider fees
Disclosed charges for optional riders on Forethought products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| ForeAccumulation II Enhanced Death Benefit Rider | ForeAccumulation II 10-Year | 0.50% |
| ForeAccumulation II Optional Enhanced Death Benefit | ForeAccumulation II 10-Year | 0.75% annually |
| ForeAccumulation II Optional Enhanced Death Benefit (Issue Age 71+) | ForeAccumulation II 10-Year | 1.20% annually |
| ForeIncome II Guaranteed Income Builder Benefit Level Payments | ForeIncome II 10-Year with Guaranteed Income Builder | 1.20% annually |
| ForeIncome II Guaranteed Income Builder Benefit Lifestyle Payments | ForeIncome II 10-Year with Guaranteed Income Builder | 1.20% annually |
| ForeIncome Option 1 | ForeIncome II 10-Year with Guaranteed Income Builder | 1.05% annually (0.95% max) |
| ForeIncome Option 2 | ForeIncome II 10-Year with Guaranteed Income Builder | 1.05% annually (0.95% max) |
| ForeIncome II Income Multiplier | ForeIncome II 10-Year with Income Multiplier | 1.05% annually |
+5 more riders listed on individual product pages.
Frequently asked questions
Is Forethought a good annuity company?
We have reviewed 22 Forethought products, and A.M. Best rates the carrier A for financial strength.
How much income can I get from a Forethought annuity?
Income depends on your premium, age, and start date. At our benchmark scenario (single life, issue age 62, income beginning at age 67), Forethought's highest-paying income product (ForeLifetime Income) currently projects about $59,925 per year on a $500,000 premium, or $29,963 on $250,000. Figures are illustrative, based on live Annuity Rate Watch data, and are not a quote.
What are the fees for Forethought annuities?
Fee structures vary by product. Optional income riders on Forethought products carry disclosed charges, for example ForeAccumulation II Enhanced Death Benefit Rider (ForeAccumulation II 10-Year): 0.50% ; ForeAccumulation II Optional Enhanced Death Benefit (ForeAccumulation II 10-Year): 0.75% annually ; ForeAccumulation II Optional Enhanced Death Benefit (Issue Age 71+) (ForeAccumulation II 10-Year): 1.20% annually . See each product review for the full fee detail.
What is the surrender period for Forethought annuities?
Surrender periods on Forethought's current lineup run 3–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.