Fixed Indexed Annuity Reviews

In-depth reviews of fixed indexed annuities (FIAs) focused on accumulation, principal protection, and index-linked growth potential. Each product is rated within its peer group based on design, flexibility, fees, and overall consumer fit.

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Fixed indexed annuity reviews

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Showing 1–15 of 288 products

Product	Type	Rating	Surrender	Income rider	Bonus
American National Smart Start Accumulator Series American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options	FIA	★ 4.3	10-yr	—	—	View →
Athene Aviator 5 Athene · Buyers who want a 5-year accumulation FIA with a competitive crediting menu from a top-rated carrier	FIA	★ 4.3	5-yr	—	—	View →
American National Rate Certainty Annuity 10 American National · Long-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period	FIA	★ 4.3	10-yr	—	—	View →
Reliance Accumulator 5 Reliance Standard Life · Buyers who want a short-commitment FIA with a genuinely varied crediting menu and a low $20,000 entry point, backed by an A++ carrier	FIA	★ 4.3	5-yr	—	—	View →
Nationwide New Heights Select 8 Nationwide · Buyers who want a low-minimum, principal-protected FIA with a 7-index BAS crediting menu and the flexibility to add either an income or enhanced death benefit rider	FIA	★ 4.2	8-yr	Yes 0.50%	—	View →
Nationwide New Heights Select 9 Nationwide · Buyers who want 3-year strategy terms for potentially higher growth, a 7-index BAS crediting menu, and optional income or death benefit riders	FIA	★ 4.2	9-yr	Yes 0.50%	—	View →
Allianz Accumulation Advantage 7 Allianz · Buyers who want a shorter-duration accumulation FIA from a top-rated carrier with a solid crediting menu and no income rider complexity	FIA	★ 4.2	7-yr	—	—	View →
Athene Agility 10 Athene · Buyers who want a 10-year accumulation FIA with built-in income and death benefit features from a top-rated carrier	FIA	★ 4.2	10-yr	Yes	—	View →
Athene AccuMax 7 Athene · Buyers who want a 7-year accumulation FIA with strategy charges that enable higher crediting potential from a top-rated carrier	FIA	★ 4.2	7-yr	—	—	View →
American National Rate Certainty Annuity 7 American National · Conservative savers who want a 7-year FIA with all rates guaranteed at issue, no annual resets, and multiple crediting strategies including a positive floor on negative index years	FIA	★ 4.2	7-yr	—	—	View →
American National Smart Start Accumulator Plus American National · Single-premium accumulators who want an upfront premium enhancement (14% no-fee or 20% with a fee) combined with the Best Entry Window and preset diversified portfolios	FIA	★ 4.2	10-yr	—	14%	View →
American National Strategy Indexed Annuity Plus 10 American National · Flexible-premium accumulators with a decade-long horizon who want a 1% bonus credited to every payment made in the first seven years, six indexed strategies across four indices, and the option to add a lifetime income rider whose fee is capped at its current level	FIA	★ 4.2	10-yr	Yes 1.10% annually (limited to interest)	Yes	View →
Protective Guaranteed Income Indexed Annuity Protective Life · Buyers age 50 to 79 who want a long-duration income FIA with a 15% bonus on the benefit base if income commences after year 5 (and 20% after year 10), a mandatory built-in lifetime income rider, and exposure to a competitive 4.0% simple rollup over 15 years	FIA	★ 4.2	10-yr	Yes 1.20% annually	—	View →
NAC Guaranteed Allocation 5 North American · Accumulation-focused buyers who want index-linked growth potential and value knowing their caps and participation rates won't be reset during the surrender period	FIA	★ 4.2	5-yr	—	—	View →
American Legend 7 MassMutual Ascend · Buyers who want principal protection, a broad crediting menu with cap-lock options, and the flexibility to add a competitive income rider without being required to pay for one	FIA	★ 4.2	7-yr	—	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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