Annuity Atlas
Reviews

Fixed indexed · FIA

Fixed indexed annuity products

Every fixed indexed annuity we track — 460 products from 66 carriers. 359 carry a full editorial review; the other 101 show live rates and specs with a review still to come. Filter by carrier, income rider, and premium bonus.

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01

Fixed indexed annuity products

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Showing 115 of 460 products
ProductTypeStandingSurrenderIncome riderBonus
EverGuard Aspire 10-Year
Talcott Financial Group · Buyers with a genuine 10-year horizon who want top-of-market indexed crediting potential and free built-in waivers, without paying for an income rider they don't need
FIATop quartile of 8–10 year fixed-indexed peers · as of Sep 13, 202610-yrView →
EverGuard Aspire 7-Year
Talcott Financial Group · Buyers with at least $25,000 to commit for seven years who want multi-index growth potential with principal protection and no interest in an income rider
FIATop quartile of 6–7 year fixed-indexed peers · as of Sep 13, 20267-yrView →
EverGuard Aspire 5-Year
Talcott Financial Group · Buyers who want principal-protected, index-linked growth potential on a shorter 5-year commitment without paying for an income rider they don't need
FIATop quartile of 3–5 year fixed-indexed peers · as of Sep 13, 20265-yrView →
Observatory Accumulation 10
AuguStar · A 10-year buyer who wants a broad menu of indexed crediting strategies and a no-cost nursing home waiver, and doesn't need an income rider or early liquidity.
FIATop quartile of 8–10 year fixed-indexed peers · as of Sep 13, 202610-yrView →
EverGuard Aspire 10 Model 2: Equity Focused
Talcott Financial Group · Live rates and specs published — editorial review not yet written.
FIATop quartile of 8–10 year fixed-indexed peers · as of Sep 13, 202610-yrNot statedNot statedView →
EverGuard Aspire 7 Model 2: Equity Focused
Talcott Financial Group · Live rates and specs published — editorial review not yet written.
FIATop quartile of 6–7 year fixed-indexed peers · as of Sep 13, 20267-yrNot statedNot statedView →
NAC Guaranteed Allocation 10
North American · Buyers who want locked crediting terms for the full surrender period and are comfortable choosing from a set of blended multi-index allocation models
FIATop quartile of 8–10 year fixed-indexed peers · as of Sep 13, 202610-yrView →
RetireVantage 14
Midland National · Patient accumulators who can genuinely commit 14 years, want a broad index menu, and carry a strong A+ carrier preference
FIATop quartile of 11+ year fixed-indexed peers · as of Sep 13, 202614-yrView →
Chartline 10 Cap Amplifier Model
Knighthead Life · Live rates and specs published — editorial review not yet written.
FIATop quartile of 8–10 year fixed-indexed peers · as of Sep 13, 202610-yrNot statedNot statedView →
Observatory Accumulation 7
AuguStar · Buyers who want a broad menu of index-linked crediting strategies and a built-in nursing home waiver, without paying for an income rider they don't need
FIATop quartile of 6–7 year fixed-indexed peers · as of Sep 13, 20267-yrView →
Delaware Life Target Growth 10
Delaware Life · Accumulation-focused buyers who want a 10-year FIA from Delaware Life and can tolerate the elevated 10% surrender charge across the first five years
FIATop quartile of 8–10 year fixed-indexed peers · as of Sep 13, 202610-yrView →
Chartline 7 Cap Amplifier Model
Knighthead Life · Live rates and specs published — editorial review not yet written.
FIATop quartile of 6–7 year fixed-indexed peers · as of Sep 13, 20267-yrNot statedNot statedView →
Observatory Accumulation 5
AuguStar · Buyers who want a short five-year FIA commitment, a genuinely deep crediting menu that includes locked-rate "guaranteed" options, and no interest in paying for an income rider
FIATop quartile of 3–5 year fixed-indexed peers · as of Sep 13, 20265-yrView →
Chartline 5-Year
Knighthead Life · Buyers who want the shortest surrender commitment in the Chartline lineup, a broad index menu, and built-in care-related liquidity protections without paying a rider fee
FIATop quartile of 3–5 year fixed-indexed peers · as of Sep 13, 20265-yrView →
EverGuard Aspire 5 Model 2: Equity Focused
Talcott Financial Group · Live rates and specs published — editorial review not yet written.
FIATop quartile of 3–5 year fixed-indexed peers · as of Sep 13, 20265-yrNot statedNot statedView →

Products with enough comparable contracts are ranked by peer standing in our rate feed (see /methodology); the rest are ranked by carrier strength (A.M. Best rating), then product name. Not every product has a written review yet — those pages show live rates and specs only, with no rating. Rates and terms are snapshots and vary by premium and state — confirm current terms with the carrier. Information, not a quote or recommendation.

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