Fixed Indexed Annuity Reviews

In-depth reviews of fixed indexed annuities (FIAs) focused on accumulation, principal protection, and index-linked growth potential. Each product is rated within its peer group based on design, flexibility, fees, and overall consumer fit.

Which annuity fits your goals?

Compare top-rated annuities
See real rates in seconds
100% free. No pressure.

Start my free review

No credit card required. Takes 2 minutes.

Fixed indexed annuity reviews

Carrier

Min star rating

Income rider

Premium bonus

Surrender

Showing 1–15 of 410 products

Product	Type	Rating	Surrender	Income rider	Bonus
Allianz Index Advantage+ Allianz · Buyers who want higher growth potential than traditional FIAs through a structured buffer/floor design with multiple index options and a 6-year surrender period	FIA	★ 4.5	6-yr	—	—	View →
Equitable Structured Capital Strategies Plus 21 Advisor NY Equitable · New York clients of fee-based or fee-only advisors who want buffered equity exposure with no surrender period and the most competitive cap rates in the SCS Plus 21 family	FIA	★ 4.5	0-yr	—	—	View →
Athene Protector 5 Athene · Buyers who want principal protection with accumulation potential on a shorter 5-year timeline from a top-rated carrier	FIA	★ 4.4	5-yr	—	—	View →
Athene Accumulator 5 Athene · Buyers who want a 5-year accumulation FIA with strategy charges that enable higher crediting potential from a top-rated carrier	FIA	★ 4.4	5-yr	—	—	View →
Allianz Index Advantage Income ADV Allianz · Fee-based-advisor clients who want a registered index-linked annuity with built-in lifetime income, structured downside protection through buffers and floors, and the option of level or increasing income payments	FIA	★ 4.4	0-yr	Yes 0.70% annual Income Benefit rider fee plus 0.25% product fee	—	View →
Prudential FlexGuard 2.0 Pruco Life · Accumulation-focused buyers who want market-linked growth with customizable buffer protection, no product fees, and the flexibility to reallocate mid-term without waiting for term end	FIA	★ 4.4	6-yr	—	—	View →
Equitable Structured Capital Strategies Plus 21 NY Equitable · New York buyers who want defined downside protection (10%, 15%, 20%, or 30% buffers), competitive caps on major indices, and a clean RILA chassis with no contract-level M&E	FIA	★ 4.4	6-yr	—	—	View →
Equitable Structured Capital Strategies Plus 21 Advisor NY Wells Fargo Equitable · Wells Fargo-relationship advisory clients in New York who want buffered equity exposure with no surrender period and the higher caps of the I-share variant	FIA	★ 4.4	0-yr	—	—	View →
Nationwide New Heights Select 10 Nationwide · Buyers who want the most competitive crediting terms in the standard New Heights Select line with full rider flexibility and broad state availability	FIA	★ 4.3	10-yr	Yes 0.95% (income) or 0.50% (EDB)	3% (EDB with Bonus rider)	View →
American National Smart Start Accumulator Series American National · Buyers who want an accumulation-focused FIA with a Best Entry Window feature, up to 20% premium enhancement, five diverse indices, and pre-built portfolio allocation options	FIA	★ 4.3	10-yr	—	14-20%	View →
Athene Aviator 5 Athene · Buyers who want a 5-year accumulation FIA with a competitive crediting menu from a top-rated carrier	FIA	★ 4.3	5-yr	—	—	View →
Athene Ascent Pro 7 Athene · Buyers who want a 7-year accumulation FIA with the option to add an income rider later from a top-rated carrier	FIA	★ 4.3	7-yr	Yes Optional; varies	—	View →
Athene Performance Elite 10 Athene · Buyers who want a premium 10-year accumulation FIA with enhanced crediting strategies and income optionality from a top-rated carrier	FIA	★ 4.3	10-yr	Yes Optional; varies	—	View →
Athene AccuMax 5 Athene · Buyers who want a 5-year accumulation FIA with strategy charges that enable higher crediting potential from a top-rated carrier	FIA	★ 4.3	5-yr	—	—	View →
American National Rate Certainty Annuity 10 American National · Long-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period	FIA	★ 4.3	10-yr	—	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

Explore more reviews

Fixed annuity reviews Income annuity reviews Variable annuity reviews All product reviews Best by category

Need a personalized recommendation?

Matched to your goals & timeline
Ranked by fit, not commission
100% free. No pressure.

Get free quote