Fixed indexed annuity products

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All carriers (91)AllianzAmerican EquityAmerican Equity Investment Life Insurance CompanyAmerican LifeAmerican NationalAmerican National Insurance CompanyAmericoAmericoAmeritasAspidaAspida Life Insurance CompanyAtheneAthene IAAtlantic Coast LifeAuguStarAxonic InsuranceAxonic InsuranceCapitol LifeCeres LifeCL LifeClear Spring LifeColumbus Life Insurance CompanyCorebridgeDelaware LifeDelaware LifeEquiTrustEquiTrust Life Insurance CompanyF&GF&GFarmers LifeFidelity & Guaranty LifeForethoughtGBU LifeGCUGlobal Atlantic Financial GroupGuaranty Income LifeHeartland NationalIbexisIntegrityInvestors HeritageJacksonJackson®Knighthead LifeKnighthead LifeLincolnMassMutual AscendMassMutual Ascend Life Insurance CompanyMidland NationalMidland National LifeMutual of OmahaNassauNassau Life and Annuity CompanyNational Integrity LifeNational Life GroupNational Life GroupNational Western LifeNational Western LifeNationwideNationwide Life Insurance CompanyNorth AmericanNorth American CompanyOceanviewOceanview Life and AnnuityOxford LifePacific LifeProtective LifeProtective LifeProtective Life And Annuity (NY)Pruco LifePruco Life Insurance Company (Prudential)Puritan Life Insurance Company of AmericaReliance Standard LifeRevol OneRevol One FinancialS.USA LifeSagicorSBLI USASecurian FinancialSecurian FinancialSecurity BenefitSecurity Benefit LifeSentinel SecuritySILACSymetra LifeSymetra Life Insurance CompanyTalcott Financial GroupTalcott Financial GroupThe StandardUnited LifeVALICWestern United Life

Income rider

AnyYesNo

Premium bonus

AnyYesNo

Surrender

≤5 yr6 to 7 yr8 to 10 yr11+ yr

Showing 1 to 15 of 472 products

Product	Type	Standing	Surrender	Income rider	Bonus
Observatory Accumulation 10 AuguStar · A 10-year buyer who wants a broad menu of indexed crediting strategies and a no-cost nursing home waiver, and doesn't need an income rider or early liquidity.	FIA	Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026	10-yr	—	—	View →
EverGuard Aspire 7 Model 2: Equity Focused Talcott Financial Group · Live rates and specs published. Editorial review not yet written.	FIA	Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026	7-yr	Not stated	Not stated	View →
EverGuard Aspire 5-Year Talcott Financial Group · Buyers who want principal-protected, index-linked growth potential on a shorter 5-year commitment without paying for an income rider they don't need	FIA	Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026	5-yr	—	—	View →
EverGuard Aspire 10-Year Talcott Financial Group · Buyers with a genuine 10-year horizon who want top-of-market indexed crediting potential and free built-in waivers, without paying for an income rider they don't need	FIA	Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026	10-yr	—	—	View →
Jackson Fixed Index Accumulation Advisory 7 Jackson® · Live rates and specs published. Editorial review not yet written.	FIA	Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026	7-yr	Not stated	Not stated	View →
EverGuard Aspire 10 Model 2: Equity Focused Talcott Financial Group · Live rates and specs published. Editorial review not yet written.	FIA	Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026	10-yr	Not stated	Not stated	View →
RetireVantage 14 Midland National · Patient accumulators who can genuinely commit 14 years, want a broad index menu, and carry a strong A+ carrier preference	FIA	Top quartile of 11+ year fixed-indexed peers · as of Oct 28, 2026	14-yr	—	—	View →
NAC Guaranteed Allocation 10 North American · Buyers who want locked crediting terms for the full surrender period and are comfortable choosing from a set of blended multi-index allocation models	FIA	Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026	10-yr	—	—	View →
Chartline 10 Cap Amplifier Model Knighthead Life · Live rates and specs published. Editorial review not yet written.	FIA	Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026	10-yr	Not stated	Not stated	View →
Observatory Accumulation 7 AuguStar · Buyers who want a broad menu of index-linked crediting strategies and a built-in nursing home waiver, without paying for an income rider they don't need	FIA	Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026	7-yr	—	—	View →
Chartline 7 Cap Amplifier Model Knighthead Life · Live rates and specs published. Editorial review not yet written.	FIA	Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026	7-yr	Not stated	Not stated	View →
Delaware Life Target Growth 10 Delaware Life · Accumulation-focused buyers who want a 10-year FIA from Delaware Life and can tolerate the elevated 10% surrender charge across the first five years	FIA	Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026	10-yr	—	—	View →
Jackson Fixed Index Accumulation Advisory 5 Jackson® · Live rates and specs published. Editorial review not yet written.	FIA	Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026	5-yr	Not stated	Not stated	View →
Observatory Accumulation 5 AuguStar · Buyers who want a short five-year FIA commitment, a genuinely deep crediting menu that includes locked-rate "guaranteed" options, and no interest in paying for an income rider	FIA	Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026	5-yr	—	—	View →
Chartline 5-Year Knighthead Life · Buyers who want the shortest surrender commitment in the Chartline lineup, a broad index menu, and built-in care-related liquidity protections without paying a rider fee	FIA	Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026	5-yr	—	—	View →

Observatory Accumulation 10

AuguStarA 10-year buyer who wants a broad menu of indexed crediting strategies and a no-cost nursing home waiver, and doesn't need an income rider or early liquidity.

FIA10-YR SURRENDERNO BONUS

Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026

View →

EverGuard Aspire 7 Model 2: Equity Focused

Talcott Financial GroupLive rates and specs published. Editorial review not yet written.

FIA7-YR SURRENDERRIDER NOT STATEDBONUS NOT STATED

Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026

View →

EverGuard Aspire 5-Year

Talcott Financial GroupBuyers who want principal-protected, index-linked growth potential on a shorter 5-year commitment without paying for an income rider they don't need

FIA5-YR SURRENDERNO BONUS

Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026

View →

EverGuard Aspire 10-Year

Talcott Financial GroupBuyers with a genuine 10-year horizon who want top-of-market indexed crediting potential and free built-in waivers, without paying for an income rider they don't need

FIA10-YR SURRENDERNO BONUS

Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026

View →

Jackson Fixed Index Accumulation Advisory 7

Jackson®Live rates and specs published. Editorial review not yet written.

FIA7-YR SURRENDERRIDER NOT STATEDBONUS NOT STATED

Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026

View →

EverGuard Aspire 10 Model 2: Equity Focused

Talcott Financial GroupLive rates and specs published. Editorial review not yet written.

FIA10-YR SURRENDERRIDER NOT STATEDBONUS NOT STATED

Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026

View →

RetireVantage 14

Midland NationalPatient accumulators who can genuinely commit 14 years, want a broad index menu, and carry a strong A+ carrier preference

FIA14-YR SURRENDERNO BONUS

Top quartile of 11+ year fixed-indexed peers · as of Oct 28, 2026

View →

NAC Guaranteed Allocation 10

North AmericanBuyers who want locked crediting terms for the full surrender period and are comfortable choosing from a set of blended multi-index allocation models

FIA10-YR SURRENDERNO BONUS

Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026

View →

Chartline 10 Cap Amplifier Model

Knighthead LifeLive rates and specs published. Editorial review not yet written.

FIA10-YR SURRENDERRIDER NOT STATEDBONUS NOT STATED

Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026

View →

Observatory Accumulation 7

AuguStarBuyers who want a broad menu of index-linked crediting strategies and a built-in nursing home waiver, without paying for an income rider they don't need

FIA7-YR SURRENDERNO BONUS

Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026

View →

Chartline 7 Cap Amplifier Model

Knighthead LifeLive rates and specs published. Editorial review not yet written.

FIA7-YR SURRENDERRIDER NOT STATEDBONUS NOT STATED

Top quartile of 6–7 year fixed-indexed peers · as of Oct 28, 2026

View →

Delaware Life Target Growth 10

Delaware LifeAccumulation-focused buyers who want a 10-year FIA from Delaware Life and can tolerate the elevated 10% surrender charge across the first five years

FIA10-YR SURRENDERNO BONUS

Top quartile of 8–10 year fixed-indexed peers · as of Oct 28, 2026

View →

Jackson Fixed Index Accumulation Advisory 5

Jackson®Live rates and specs published. Editorial review not yet written.

FIA5-YR SURRENDERRIDER NOT STATEDBONUS NOT STATED

Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026

View →

Observatory Accumulation 5

AuguStarBuyers who want a short five-year FIA commitment, a genuinely deep crediting menu that includes locked-rate "guaranteed" options, and no interest in paying for an income rider

FIA5-YR SURRENDERNO BONUS

Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026

View →

Chartline 5-Year

Knighthead LifeBuyers who want the shortest surrender commitment in the Chartline lineup, a broad index menu, and built-in care-related liquidity protections without paying a rider fee

FIA5-YR SURRENDERNO BONUS

Top quartile of 3–5 year fixed-indexed peers · as of Oct 28, 2026

View →

Show next 15 →Show all 472

Products with enough comparable contracts are ranked by peer standing in our rate feed (see /methodology); the rest are ranked by carrier strength (A.M. Best rating), then product name. Not every product has a written review yet. Those pages show live rates and specs only, with no rating. Rates and terms are snapshots and vary by premium and state. Confirm current terms with the carrier. Information, not a quote or recommendation.