02
Income rider fees
Disclosed charges for optional riders on Investors Heritage products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Guaranteed Lifetime Withdrawal Benefit Rider | Heritage Income Advantage | 1.25% annually |
03
Frequently asked questions
Is Investors Heritage a good annuity company?
Investors Heritage is covered by our editorial team, and A.M. Best rates the carrier B++ for financial strength.
What are the fees for Investors Heritage annuities?
Fee structures vary by product. Optional income riders on Investors Heritage products carry disclosed charges — for example Guaranteed Lifetime Withdrawal Benefit Rider (Heritage Income Advantage): 1.25% annually . See each product review for the full fee detail.
What is the surrender period for Investors Heritage annuities?
Surrender periods on Investors Heritage's current lineup run 3–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.