Annuity Atlas
Reviews

Expert review · 2026

Nassau review

Annuity Atlas covers 16 Nassau annuity products with live rates and contract specs. 14 carry full editorial reviews.

Carrier strength

B++
A.M. Best
Products16
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Products covered
16
A.M. Best
B++
Categories covered
MYGA · Income · FIA
01

16 Nassau annuities

Click any product for rates, specs, and the full peer-group review.

ProductTypeSurrenderRatingIncome riderBonus
MYAnnuity 7X (0% Free Withdrawals)
Buyers who are confident they won't touch this money before the guarantee period ends and want to squeeze extra guaranteed yield out of a locked-rate contract
MYGA7yrB++Review →
MYAnnuity 5X (0% Free Withdrawals)
Savers who genuinely will not touch this money for five years and want to squeeze the last basis points out of a locked rate
MYGA5yrB++Review →
Simple Annuity 6
Savers who want a straightforward, six-year locked-rate annuity with no riders, no bonus gimmicks, and clean RMD handling
MYGA6yrB++Review →
MYAnnuity 7X (10% Free Withdrawals)
Savers who want a locked 7-year rate but also want guaranteed penalty-free access to part of their money every single year
MYGA7yrB++Review →
MYAnnuity 5X (10% Free Withdrawals)
Savers who want a 5-year locked rate but also want the option to pull 10% of the account annually without penalty
MYGA5yrB++Review →
Simple Annuity 4
Savers who want a short, high-yielding rate lock with free withdrawal access from day one and are comfortable with a carrier rated B++ rather than A- or better
MYGA4yrB++Review →
Athos Annuity with Bonus
Buyers age 75 or younger who want an optional account-value bonus without a separate annual rider fee, and who can hold the contract at least 11 years so the bonus fully vests
FIA10yrB++14% (through age 75) / 10% (ages 76–80)Review →
Bonus Annuity
Patient accumulation buyers who will hold the full ten years and want an upfront account-value premium bonus on top of principal-protected, index-linked growth
FIA10yrB++10% (through age 80) / 7% (ages 81–85)Review →
Bonus Annuity Plus
Buyers who want a large upfront account-value boost, will genuinely leave the money untouched for the full 10 years, and understand they are paying an annual fee to get the bonus
FIA10yrB++21% (through age 80) / 15% (ages 81–85)Review →
Growth Annuity 10-Year
Buyers who want a deep menu of index-crediting strategies, transparent guaranteed floors, and the flexibility to add income later, and who are comfortable with a carrier rated a notch below the top financial-strength tier
FIA10yrB++Review →
Growth Annuity 7-Year
Buyers who want principal protection and a wide menu of index-crediting strategies over a 7-year window, and who don't need a lifetime income rider
FIA7yrB++Review →
Income Accelerator
Buyers who want to defer income for several years, want a built-in guaranteed-withdrawal rider with a choice of payout styles, and are comfortable with a B++ carrier and a long, front-loaded surrender schedule
Income10yrB++Yes
0.95% annually (1.50% max) fee
Review →
Nassau Athos Annuity Non-BonusFIA10yrB++Details →
Nassau Bonus Annuity 10 With IncomeFIA10yrB++Yes
0.95% annually (1.50% max) fee
Details →
Personal Income Annuity
Buyers who want to build future protected income with an aggressive roll-up or benefit-base bonus, and who can commit long-term money for a full decade
Income10yrB++Yes
0.95% annually (1.50% max) fee
Review →
Personal Protection Choice
Buyers who want one principal-protected contract that can be steered toward accumulation, lifetime income, chronic-illness support, or legacy protection through an optional combination rider
FIA10yrB++Review →
02

What you could receive

Live projection for Nassau Income Accelerator Group B with Income Horizon: Later — single life, issue age 62, income beginning at age 67. Illustrative, not a quote; figures refresh from Annuity Rate Watch.

PremiumMonthlyAnnual
$250,000$2,375$28,504
$500,000$4,751$57,008
$1,000,000$9,501$114,015
03

Income rider fees

Disclosed charges for optional riders on Nassau products, live from Annuity Rate Watch. Product-level detail is on each review.

RiderProductFee
NBA Amplified Income PlusNassau Bonus Annuity 10 With Income0.95% annually (1.50% max)
NBA Amplified Income Plus with RIONassau Bonus Annuity 10 With Income0.95% annually (1.50% max)
NGA Amplified Income PlusGrowth Annuity 10-Year0.95% annually (1.50% max)
NGA Amplified Income Plus with RIOGrowth Annuity 10-Year0.95% annually (1.50% max)
Flex Forward Income Benefit RiderIncome Accelerator0.95% annually
Income Horizon: EarlyIncome Accelerator0.95% annually (1.50% max)
Income Horizon: LaterIncome Accelerator0.95% annually (1.50% max)
Personal Income Annuity: Income Strategy: TodayPersonal Income Annuity0.95% annually (1.50% max)

+8 more riders listed on individual product pages.

04

Frequently asked questions

Is Nassau a good annuity company?
We have reviewed 14 Nassau products, and A.M. Best rates the carrier B++ for financial strength.
How much income can I get from a Nassau annuity?
Income depends on your premium, age, and start date. At our benchmark scenario — single life, issue age 62, income beginning at age 67 — Nassau's highest-paying income product (Nassau Income Accelerator Group B) currently projects about $57,008 per year on a $500,000 premium, or $28,504 on $250,000. Figures are illustrative, based on live Annuity Rate Watch data, and are not a quote.
What are the fees for Nassau annuities?
Fee structures vary by product. Optional income riders on Nassau products carry disclosed charges — for example NBA Amplified Income Plus (Nassau Bonus Annuity 10 With Income): 0.95% annually (1.50% max); NBA Amplified Income Plus with RIO (Nassau Bonus Annuity 10 With Income): 0.95% annually (1.50% max); NGA Amplified Income Plus (Growth Annuity 10-Year): 0.95% annually (1.50% max). See each product review for the full fee detail.
What is the surrender period for Nassau annuities?
Surrender periods on Nassau's current lineup run 4–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure — minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

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