Annuity Atlas
As of Oct 26 · B++ or betterAll rates →

Expert review · 2026

Nassau review

Annuity Atlas covers 16 Nassau annuity products with live rates and contract specs. 14 carry full editorial reviews.

A.M. Best

B++

Insurer claims-paying rating

Products tracked
16
MYGA yield (lineup max)
5.85% · 7yr · MYAnnuity 7X (0% Free Withdrawals)
Income on $500K (benchmark)
$81,180/yr · Nassau Income Accelerator Group B
Surrender range
4–10 years
Rate as of Oct 1, 2026
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Products covered
16
A.M. Best
B++
Categories covered
MYGA · Income · FIA

16 Nassau annuities

Click any product for rates, specs, and the full peer-group review.

Buyers who are confident they won't touch this money before the guarantee period ends and want to squeeze extra guaranteed yield out of a locked-rate contract
B++
A.M. BEST
MYGA7-YR SURRENDER
Review →
Savers who genuinely will not touch this money for five years and want to squeeze the last basis points out of a locked rate
B++
A.M. BEST
MYGA5-YR SURRENDER
Review →
Savers who want a straightforward, six-year locked-rate annuity with no riders, no bonus gimmicks, and clean RMD handling
B++
A.M. BEST
MYGA6-YR SURRENDER
Review →
Savers who want a locked 7-year rate but also want guaranteed penalty-free access to part of their money every single year
B++
A.M. BEST
MYGA7-YR SURRENDER
Review →
Savers who want a 5-year locked rate but also want the option to pull 10% of the account annually without penalty
B++
A.M. BEST
MYGA5-YR SURRENDER
Review →
Savers who want a short, high-yielding rate lock with free withdrawal access from day one and are comfortable with a carrier rated B++ rather than A- or better
B++
A.M. BEST
MYGA4-YR SURRENDER
Review →
Buyers age 75 or younger who want an optional account-value bonus without a separate annual rider fee, and who can hold the contract at least 11 years so the bonus fully vests
B++
A.M. BEST
FIA10-YR SURRENDERBONUS 14% (through age 75) / 10% (ages 76–80)
Review →
Patient accumulation buyers who will hold the full ten years and want an upfront account-value premium bonus on top of principal-protected, index-linked growth
B++
A.M. BEST
FIA10-YR SURRENDERBONUS 10% (through age 80) / 7% (ages 81–85)
Review →
Buyers who want a large upfront account-value boost, will genuinely leave the money untouched for the full 10 years, and understand they are paying an annual fee to get the bonus
B++
A.M. BEST
FIA10-YR SURRENDERBONUS 21% (through age 80) / 15% (ages 81–85)
Review →
Buyers who want a deep menu of index-crediting strategies, transparent guaranteed floors, and the flexibility to add income later, and who are comfortable with a carrier rated a notch below the top financial-strength tier
B++
A.M. BEST
FIA10-YR SURRENDER
Review →
Buyers who want principal protection and a wide menu of index-crediting strategies over a 7-year window, and who don't need a lifetime income rider
B++
A.M. BEST
FIA7-YR SURRENDER
Review →
Buyers who want to defer income for several years, want a built-in guaranteed-withdrawal rider with a choice of payout styles, and are comfortable with a B++ carrier and a long, front-loaded surrender schedule
B++
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 0.95% annually (1.50% max) FEE
Review →
FIA10-YR SURRENDER
Details →
FIA10-YR SURRENDERINCOME RIDER 0.95% annually (1.50% max) FEE
Details →
Buyers who want to build future protected income with an aggressive roll-up or benefit-base bonus, and who can commit long-term money for a full decade
B++
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 0.95% annually (1.50% max) FEE
Review →
Buyers who want one principal-protected contract that can be steered toward accumulation, lifetime income, chronic-illness support, or legacy protection through an optional combination rider
B++
A.M. BEST
FIA10-YR SURRENDER
Review →

What you could receive

Live projection for Nassau Income Accelerator Group B with Flex Forward Income Benefit Rider (Maximum Early Income), single life, issue age 62, income beginning at age 70. Illustrative, not a quote; figures refresh from Annuity Rate Watch.

PremiumMonthlyAnnual
$250,000$3,383$40,590
$500,000$6,765$81,180
$1,000,000$13,530$162,360

Income rider fees

Disclosed charges for optional riders on Nassau products, live from Annuity Rate Watch. Product-level detail is on each review.

RiderProductFee
NBA Amplified Income PlusNassau Bonus Annuity 10 With Income0.95% annually (1.50% max)
NBA Amplified Income Plus with RIONassau Bonus Annuity 10 With Income0.95% annually (1.50% max)
NGA Amplified Income PlusGrowth Annuity 10-Year0.95% annually (1.50% max)
NGA Amplified Income Plus with RIOGrowth Annuity 10-Year0.95% annually (1.50% max)
Flex Forward Income Benefit Rider (Maximum Early Income)Income Accelerator0.95% annually
Income Horizon: Early (Level Income)Income Accelerator0.95% annually (1.50% max)
Income Horizon: Later (Level Income)Income Accelerator0.95% annually (1.50% max)
Personal Income Annuity: Income Strategy: TodayPersonal Income Annuity0.95% annually (1.50% max)

+8 more riders listed on individual product pages.

Frequently asked questions

Is Nassau a good annuity company?
We have reviewed 14 Nassau products, and A.M. Best rates the carrier B++ for financial strength.
How much income can I get from a Nassau annuity?
Income depends on your premium, age, and start date. At our benchmark scenario (single life, issue age 62, income beginning at age 70), Nassau's highest-paying income product (Nassau Income Accelerator Group B) currently projects about $81,180 per year on a $500,000 premium, or $40,590 on $250,000. Figures are illustrative, based on live Annuity Rate Watch data, and are not a quote.
What are the fees for Nassau annuities?
Fee structures vary by product. Optional income riders on Nassau products carry disclosed charges, for example NBA Amplified Income Plus (Nassau Bonus Annuity 10 With Income): 0.95% annually (1.50% max); NBA Amplified Income Plus with RIO (Nassau Bonus Annuity 10 With Income): 0.95% annually (1.50% max); NGA Amplified Income Plus (Growth Annuity 10-Year): 0.95% annually (1.50% max). See each product review for the full fee detail.
What is the surrender period for Nassau annuities?
Surrender periods on Nassau's current lineup run 4–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability
Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength
A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail
The carrier's own brochure, minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

See your Nassau income projection

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