| American National Smart Start Accumulator Series Buyers who want an accumulation-focused FIA with a Best Entry Window feature, five diverse indices, and pre-built portfolio allocation options | FIA | 10yr | ★ 4.3 | — | — | Review → |
| American National Rate Certainty Annuity 10 Long-term conservative savers who want ten years of guaranteed crediting rates on a FIA and don't want to worry about rate reductions throughout the commitment period | FIA | 10yr | ★ 4.3 | — | — | Review → |
| American National Palladium Match MYG 7 Income-oriented savers who want a 7-year MYGA with immediate 10% free withdrawal access and no lingering MVA after the guarantee period ends | MYGA | 7yr | A | — | — | Review → |
| American National Rate Certainty Annuity 7 Conservative savers who want a 7-year FIA with all rates guaranteed at issue, no annual resets, and multiple crediting strategies including a positive floor on negative index years | FIA | 7yr | ★ 4.2 | — | — | Review → |
| American National Smart Start Accumulator Plus Single-premium accumulators who want an upfront premium enhancement (14% no-fee or 20% with a fee) combined with the Best Entry Window and preset diversified portfolios | FIA | 10yr | ★ 4.2 | — | 14% | Review → |
| American National Strategy Indexed Annuity Plus 10 Flexible-premium accumulators with a decade-long horizon who want a 1% bonus credited to every payment made in the first seven years, six indexed strategies across four indices, and the option to add a lifetime income rider whose fee is capped at its current level | FIA | 10yr | ★ 4.2 | Yes 1.10% annually (limited to interest) fee | Bonus | Review → |
| American National Palladium MYG Conservative savers who want a guaranteed fixed rate for a defined period with the flexibility to choose from multiple guarantee durations | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG 7 Conservative savers who want a meaningfully competitive guaranteed rate without committing to a decade-long surrender period | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG 10 Long-term conservative savers who want to maximize guaranteed yield and can commit capital for a full decade without needing more than 10% per year | MYGA | 10yr | A | — | — | Review → |
| American National Palladium Match MYG 5 Conservative savers who want a 5-year MYGA with 10% annual free withdrawal from day one and an MVA that expires at the end of the guarantee period | MYGA | 5yr | A | — | — | Review → |
| American National Strategy Indexed Annuity Plus 7 Flexible-premium accumulators who want a premium enhancement applied to contributions in the first three years, four indexed crediting options including uncapped strategies, and an optional income rider | FIA | 7yr | ★ 4.1 | Yes 1.10% annually (limited to interest) fee | Bonus | Review → |
| American National Palladium MYG 5 Conservative savers who want a competitive guaranteed rate locked in for five years, with no market exposure and a clean exit at maturity | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG MAX 7 Long-term rate-maximizing savers who have a 7-year commitment and want the highest guaranteed rate in this duration from American National without needing any annual income access | MYGA | 10yr | A | — | — | Review → |
| American National Rate Certainty Annuity 5 Safety-first savers who want a fixed index annuity with all crediting rates guaranteed at issue for the full five years | FIA | 5yr | ★ 4.0 | — | — | Review → |
| American National Palladium MYG MAX Conservative savers who want a higher guaranteed fixed rate and do not need annual free withdrawal access during the guarantee period | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG 8 Savers who want a long-term guaranteed rate and are comfortable committing capital for eight years in exchange for a rate above 5 and 7-year options | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG MAX 5 Rate-maximizing savers with a defined 5-year horizon who don't need annual income access and want the highest possible guaranteed rate from American National in this duration | MYGA | 10yr | A | — | — | Review → |
| American National Rate Certainty Annuity Buyers who want the simplicity of guaranteed crediting rates locked in at issue with the upside potential of an indexed annuity | FIA | 5yr | ★ 3.8 | — | — | Review → |
| American National Palladium MYG 6 Savers who want a slightly longer than 5-year guarantee with a marginally better rate, without committing to a full 7-year term | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG 9 Savers with a specific 9-year financial horizon who want a guaranteed rate one step below the 10-year without the full decade commitment | MYGA | 10yr | A | — | — | Review → |
| American National Palladium Match MYG 3 Savers who want a short guaranteed MYGA with 10% free withdrawal available every year from day one | MYGA | 3yr | A | — | — | Review → |
| American National Palladium MYG MAX 10 Long-horizon committed savers who want the absolute best guaranteed MYGA rate from American National and can genuinely forgo all access for ten years | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG 3 Savers who want a short, fully guaranteed fixed rate with flexible access to interest and a clean exit at the end of three years | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG MAX 6 Savers with a specific 6-year no-access horizon who want the highest possible guaranteed rate in that duration slot | MYGA | 10yr | A | — | — | Review → |
| Palladium MYG 10 (NY) New York savers who want a fully locked, decade-long guaranteed rate with no market value adjustment and no rate-reset risk partway through the surrender period | MYGA | 10yr | A | — | — | Review → |
| American National Palladium MYG MAX 3 Rate-maximizing savers with a 3-year horizon who are comfortable with no free withdrawal access until the end of the guarantee period | MYGA | 10yr | A | — | — | Review → |
| Palladium MYG 7 (NY) New York MYGA shoppers who want a guaranteed fixed rate with no MVA exposure and can commit to a full 10-year contract even though the rate itself only locks for 7 of those years | MYGA | 10yr | A | — | — | Review → |
| American National Rate Certainty Annuity 20 A narrow buyer profile — younger savers (issue age limit 50) doing long-range accumulation who want guaranteed crediting rates for two decades | FIA | 20yr | ★ 3.5 | — | — | Review → |
| Palladium MYG 5 (NY) New York savers who want a locked 5-year rate, a low $5,000 minimum, and a full-account-value death benefit, and who are organized enough to track the renewal date | MYGA | 10yr | A | — | — | Review → |
| Palladium MYG 3 (NY) New York buyers who want a low $5,000 minimum, no-MVA guaranteed-rate contract for an initial 3-year term and are willing to actively manage the renewal decision every few years | MYGA | 10yr | A | — | — | Review → |
| Palladium MYG 6 (NY) New York savers who want an A-rated, NY-licensed six-year rate guarantee and are comfortable committing to the full 10-year surrender window that wraps around it | MYGA | 10yr | A | — | — | Review → |
| WealthQuest Citadel 5 Diamond (NY) New York savers who want a no-fee fixed annuity from an A-rated carrier and are willing to do the year-two math on the teaser rate before committing | MYGA | 5yr | A | — | — | Review → |
| WealthQuest Citadel 7 Diamond (NY) NY buyers with a short time horizon who want the strongest one-year rate we track from an A-rated carrier and don't need the money to actually grow for the full seven years | MYGA | 7yr | A | — | — | Review → |
