| JourneyMark 7 with Expanse Rider Pre-retirees in their fifties to mid-seventies who want to fund future guaranteed lifetime income and can leave the money alone for seven years | Income | 7yr | ★ 4.2 | Yes 1.00% annually fee | — | Review → |
| Indextra 5-Year Retirement savers who want a shorter FIA commitment, principal protection, and a menu of index strategies that goes beyond just the S&P 500 | FIA | 5yr | ★ 4.1 | — | — | Review → |
| Indextra 7-Year Savers in their 50s and 60s who want principal protection, multi-year crediting flexibility, and a clean path to optional income without paying for it upfront | FIA | 7yr | ★ 4.1 | — | — | Review → |
| JourneyMark Buyers who want a cap-free participation-rate FIA for long-term accumulation and want the option to add income protection later without switching products | FIA | 10yr | ★ 4.1 | — | — | Review → |
| MultiVantage 10-Year Retirement savers who want a single locked rate for the full ten years, have no need for immediate income, and value a financially strong carrier | MYGA | 10yr | A+ | — | — | Review → |
| MultiVantage 5-Year Retirees and near-retirees who want a clean 5-year locked rate, immediate free-withdrawal access, and a nursing home waiver without paying for income rider complexity | MYGA | 5yr | A+ | — | — | Review → |
| MultiVantage 7-Year Conservative savers who want a locked rate from an A+-rated carrier, a meaningful first-year enhancement, and RMD-friendly terms without rider complexity | MYGA | 7yr | A+ | — | — | Review → |
| Indextra 10-Year Buyers who want a 10-year accumulation FIA with a clean fee structure, a guaranteed-cap S&P 500 strategy, and the option to add lifetime income later if their needs change | FIA | 10yr | ★ 4.0 | — | — | Review → |
| JourneyMark 7 Retirement savers who want principal protection, participation-rate-led crediting across multiple index styles, and the option to layer on lifetime income later without being forced to pay for it upfront | FIA | 7yr | ★ 4.0 | — | — | Review → |
| JourneyMark with Expanse Rider Buyers between roughly 55 and 70 who want to defer income for several years and value an income rider whose growth is tied to the contract's actual interest credits rather than a flat roll-up percentage | Income | 10yr | ★ 4.0 | Yes 1.00% annually fee | — | Review → |
| MultiVantage 4-Year Conservative savers who want a short, clean fixed-rate commitment from a financially strong carrier without paying for features they do not need | MYGA | 4yr | A+ | — | — | Review → |
| SPDA Series II 7-Year Conservative savers who want a locked seven-year rate, no market value adjustment risk, and a meaningful waiver suite — especially those who value immediate free-withdrawal access from day one | MYGA | 7yr | A+ | — | — | Review → |
| JourneyMark 7 with Cascade Rider Buyers who want principal-protected growth with a hard downside floor (return of premium plus a guaranteed account-value boost) and are willing to pay a small annual charge for higher participation rates | FIA | 7yr | ★ 3.9 | — | — | Review → |
| New Momentum 7-Year Conservative buyers who want a locked guaranteed rate for seven years with a very low entry threshold and Western & Southern's A+ carrier backing | MYGA | 7yr | A+ | — | — | Review → |
| SPDA Series II 5-Year Conservative buyers who want a guaranteed rate from a financially strong carrier and can commit to a 7-year surrender period | MYGA | 7yr | A+ | — | — | Review → |
| JourneyMark with Cascade Rider Long-horizon buyers who want a 6.50% upfront bonus plus a return-of-premium death benefit guarantee and are willing to pay 1.00% a year and stay the full ten years to capture them | FIA | 10yr | ★ 3.8 | — | 6.5% | Review → |
| New Momentum 10-Year Conservative savers who want a guaranteed fixed rate for up to 10 years, access to a 10% free withdrawal from day one, and a carrier backed by Western & Southern's A+ balance sheet | MYGA | 7yr | A+ | — | — | Review → |
| New Momentum 5-Year Conservative savers who want a guaranteed declared rate from an A+ carrier and are comfortable with a 7-year surrender commitment | MYGA | 7yr | A+ | — | — | Review → |
| New Momentum 6-Year Conservative savers who want a guaranteed fixed rate for six years, a low entry point, and a waiver package that covers common hardship events | MYGA | 7yr | A+ | — | — | Review → |
| New Momentum QIO Conservative accumulators who want a fixed-rate annuity with a low entry bar, quarterly rate flexibility, and a clean fee structure from an A+ carrier | MYGA | 7yr | A+ | — | — | Review → |
| SPDA Series II 1-Year Buyers who want a guaranteed floor and a strong carrier behind them, and are comfortable with annual rate resets inside a longer surrender wrapper | MYGA | 7yr | A+ | — | — | Review → |
| JourneyMark 5 Late-stage buyers in their late 80s who want short-term index-linked growth potential with principal protection and a mild surrender schedule | FIA | 5yr | ★ 3.6 | — | — | Review → |
| SPDA Series II 3-Year Conservative buyers who want a guaranteed rate for the first three years and are comfortable with a 7-year surrender commitment in exchange for no market exposure | MYGA | 7yr | A+ | — | — | Review → |
