| Income Driver 10 Pre-retirees and early retirees using long-term money to build future lifetime income who want a built-in roll-up and a genuine choice between paying for a benefit-base bonus or taking a no-charge income rider | Income | 9yr | ★ 4.2 | Yes Standard GLIR: 1.00% current annual charge (3.00% maximum), assessed against the Benefit Base but deducted from Account Value annually; No-Charge GLIR: 0% fee | — | Review → |
| Zenith Growth 5 Buyers who want a fee-free base contract, a deep crediting menu, and a stronger-than-typical death benefit, without needing an income rider | FIA | 5yr | ★ 4.2 | — | — | Review → |
| Income Driver 7 Buyers who want to defer future lifetime income, prefer a 7-year commitment over the usual 10, and want a real choice between a zero-cost income rider and a bonused one | Income | 7yr | ★ 4.1 | Yes Standard GLIR: 1.00% of accumulation value deducted annually (based on Benefit Base), maximum 3.00%. No-Cost GLIR: $0 annual charge. fee | — | Review → |
| Zenith Growth 7 Accumulation-focused buyers who want a deep index-crediting menu, no forced income rider, and a stronger-than-typical death benefit, backed by an A+ rated carrier | FIA | 7yr | ★ 4.1 | — | — | Review → |
| Flex Secure Growth 10-Year Buyers who want a principal-protected, long-horizon FIA with a broad index-strategy menu and no interest in a lifetime income rider | FIA | 9yr | ★ 4.0 | — | — | Review → |
| Growth Driver 10 Buyers who want principal-protected accumulation from an A+ carrier, can commit for the full nine years, and want a 10% up-front credit that grows their starting balance | FIA | 9yr | ★ 4.0 | — | 10.00% | Review → |
| RetireMax Secure 5 (MVA) Savers who want the highest guaranteed rate available in National Life Group's RetireMax Secure 5 lineup and are comfortable accepting market value adjustment exposure on withdrawals beyond the free amount | MYGA | 5yr | A+ | — | — | Review → |
| Flex Secure Growth 7-Year Buyers who want a deep menu of index-crediting strategies and a no-cost nursing-care/terminal-illness waiver, and who don't need to touch the money in the first year | FIA | 7yr | ★ 3.9 | — | — | Review → |
| Growth Driver 7 Accumulation-focused buyers who will hold for the full seven years and want an upfront account-value bonus plus a deep crediting menu from a highly rated carrier | FIA | 7yr | ★ 3.9 | — | 7.00% | Review → |
| RetireMax Secure 5 Conservative savers who want a five-year guaranteed rate with zero market value adjustment risk, even if it costs them the higher rate available on National Life Group's own MVA version of this same product | MYGA | 5yr | A+ | — | — | Review → |
| Zenith Growth 10 Buyers with a decade-long time horizon who want a deep menu of index crediting strategies from a highly rated carrier and don't need an income rider | FIA | 9yr | ★ 3.9 | — | — | Review → |
| Flex Secure Growth 5-Year Buyers who want a low minimum-premium FIA with a deep menu of crediting strategies and don't need an income rider or premium bonus | FIA | 5yr | ★ 3.8 | — | — | Review → |
| RetireMax Secure 3 (MVA) Savers who want a short, three-year rate lock from an A+ rated carrier and are willing to accept market value adjustment risk on early surrenders for a meaningfully higher guaranteed rate than the non-MVA version | MYGA | 3yr | A+ | — | — | Review → |
| RetireMax Secure 3 Conservative savers who want a short, locked-in rate with zero exposure to market value adjustment risk | MYGA | 3yr | A+ | — | — | Review → |
| Green Mountain Freedom 5 New York savers with a six-figure lump sum who want one fixed rate locked in for five years, with no bonus gimmicks and no rider fees | MYGA | 5yr | A+ | — | — | Review → |
| Green Mountain Freedom Flex New York residents who want to open a fixed annuity with a very small initial deposit and can commit to a 10-year surrender schedule | MYGA | 10yr | A+ | — | — | Review → |
| Green Mountain Freedom New York residents who want a simple, no-fee, no-MVA declared-rate fixed annuity and are comfortable with the rate resetting annually after the first year | MYGA | 10yr | A+ | — | — | Review → |
