National Life Group
Zenith Growth 10
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
10 years
Top yield
0.35%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year Declared Interest | Fixed | 2.60% | — | — | 0.35% |
| Global Balanced Index 1-Year Point to Point Participation Rate | Point to Point | — | — | 135.00% | 0.09% |
| Global Balanced Index 1-Year Point to Point Participation Rate RateBooster | Point to Point | — | — | 185.00% | 0.09% |
| Global Balanced Index 2-Year Point to Point Participation Rate | Point to Point | — | — | 190.00% | 0.09% |
| Global Balanced Index 2-Year Point to Point Participation Rate RateBooster | Point to Point | — | — | 255.00% | 0.09% |
| S&P 500® Index 1-Year Monthly Sum Cap | Point to Point | — | 1.40% | — | 0.09% |
| S&P 500® Index 1-Year Monthly Sum Cap RateBooster | Point to Point | — | 1.90% | — | 0.09% |
| S&P 500® Index 1-Year Point to Point Cap | Point to Point | — | 8.25% | — | 0.09% |
| S&P 500® Index 1-Year Point to Point Cap RateBooster | Point to Point | — | 10.75% | — | 0.09% |
| S&P 500® Index 2-Year Point to Point Cap | Point to Point | — | 18.50% | — | 0.09% |
| S&P 500® Index 2-Year Point to Point Cap RateBooster | Point to Point | — | 27.00% | — | 0.09% |
| S&P 500® Index Performance Trigger | Performance Triggered | — | 6.75% | — | 0.09% |
| S&P 500® Index Performance Trigger with RateBooster | Performance Triggered | — | 8.25% | — | 0.09% |
| US Fundamental Balanced Index 1-Year Point to Point Participation Rate | Point to Point | — | — | 135.00% | 0.09% |
| US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster | Point to Point | — | — | 185.00% | 0.09% |
| US Fundamental Balanced Index 2-Year Point to Point Participation Rate | Point to Point | — | — | 190.00% | 0.09% |
| US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster | Point to Point | — | — | 255.00% | 0.09% |
Surrender Schedule
Yr 1
8.25%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
Yr 9
1%
Yr 10
0%
Product Specifications
- Minimum premium (non-qualified)
- $25,000
- Minimum premium (qualified)
- $25,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 50 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.