National Life Group
Flex Secure Growth 7 Year
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates and brochure.
Type
FIA
Surrender
7 years
Top yield
1.83%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Fixed Account | Fixed | 2.30% | — | — | 1.83% |
| 1 Year Global Balanced Par Rate | Point to Point | — | — | 115.00% | 1.50% |
| 1 Year Global Balanced Participation Rate with Rate Booster | Point to Point | — | — | 160.00% | 1.50% |
| 1 Year S&P 500 Monthly Sum Cap | Point to Point | — | 1.10% | — | 1.50% |
| 1 Year S&P 500 Monthly Sum Cap with Rate Booster | Point to Point | — | 1.60% | — | 1.50% |
| 1 Year S&P 500 Performance Trigger | Performance Triggered | — | 6.00% | — | 1.50% |
| 1 Year S&P 500 Performance Trigger with Rate Booster | Performance Triggered | — | 7.50% | — | 1.50% |
| 1 Year S&P 500 Point-to-Point Cap | Point to Point | — | 7.50% | — | 1.50% |
| 1 Year S&P 500 Point-to-Point Cap with Rate Booster | Point to Point | — | 9.75% | — | 1.50% |
| 1 Year US Fundamental Balanced Participation Rate | Point to Point | — | — | 115.00% | 1.50% |
| 1 Year US Fundamental Balanced Participation Rate with Rate Booster | Point to Point | — | — | 160.00% | 1.50% |
Surrender Schedule
Yr 1
8.25%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Product Specifications
- Minimum premium (non-qualified)
- $5,000
- Minimum premium (qualified)
- $5,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 0%
- Market value adjustment
- true
- Return of premium
- false
- States available
- 48 states
Carrier Brochure
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy.