Protective Life
Asset Builder II 10 No ROP
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates. We don't hold this carrier's brochure for this product yet, so the specifications below are limited to what the rate filing carries.
Type
FIA
Surrender
10 years
Top yield
2.70%
A.M. Best
A+
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1-Year JP Morgan Mojave Index w/ Participation | Point to Point | — | — | 112.00% | 2.70% |
| 1-Year JP Morgan Mojave Index w/ Participation | Point to Point | — | — | 112.00% | 2.70% |
| 1-Year JP Morgan Mojave Index w/ Participation | Point to Point | — | — | 130.00% | 2.70% |
| 1-Year JP Morgan Mojave Index w/ Participation | Point to Point | — | — | 130.00% | 2.70% |
| 1-Year JP Morgan Mojave Index w/ Participation | Point to Point | — | — | 140.00% | 2.70% |
| 1-Year JP Morgan Mojave Index w/ Participation | Point to Point | — | — | 140.00% | 2.70% |
| 1-Year S&P 500 Performance Trigger | Performance Triggered | — | 4.10% | — | 2.70% |
| 1-Year S&P 500 Performance Trigger | Performance Triggered | — | 4.10% | — | 2.70% |
| 1-Year S&P 500 Performance Trigger | Performance Triggered | — | 5.00% | — | 2.70% |
| 1-Year S&P 500 Performance Trigger | Performance Triggered | — | 5.00% | — | 2.70% |
| 1-Year S&P 500 Performance Trigger | Performance Triggered | — | 6.20% | — | 2.70% |
| 1-Year S&P 500 Performance Trigger | Performance Triggered | — | 6.20% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Cap | Point to Point | — | 5.70% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Cap | Point to Point | — | 5.70% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Cap | Point to Point | — | 7.65% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Cap | Point to Point | — | 7.65% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Cap | Point to Point | — | 8.90% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Cap | Point to Point | — | 8.90% | — | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Participation | Point to Point | — | — | 28.00% | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Participation | Point to Point | — | — | 28.00% | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Participation | Point to Point | — | — | 37.00% | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Participation | Point to Point | — | — | 37.00% | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Participation | Point to Point | — | — | 42.00% | 2.70% |
| 1-Year S&P 500 Point-to-Point w/ Participation | Point to Point | — | — | 42.00% | 2.70% |
| 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation | Point to Point | — | — | 151.00% | 2.70% |
| 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation | Point to Point | — | — | 151.00% | 2.70% |
| 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation | Point to Point | — | — | 167.00% | 2.70% |
| 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation | Point to Point | — | — | 167.00% | 2.70% |
| 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation | Point to Point | — | — | 180.00% | 2.70% |
| 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation | Point to Point | — | — | 180.00% | 2.70% |
| Fixed | Fixed | 3.65% | — | — | 2.66% |
| Fixed | Fixed | 3.65% | — | — | 2.66% |
| Fixed | Fixed | 3.55% | — | — | 2.65% |
| Fixed | Fixed | 3.55% | — | — | 2.65% |
| Fixed | Fixed | 3.10% | — | — | 2.60% |
| Fixed | Fixed | 3.10% | — | — | 2.60% |
| 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term | Point to Point | — | 5.50% | — | 0.00% |
| 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term | Point to Point | — | 5.50% | — | 0.00% |
| 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term | Point to Point | — | 7.45% | — | 0.00% |
| 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term | Point to Point | — | 7.45% | — | 0.00% |
Showing the 40 highest-yielding of 42 rate rows.
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- Yes
- Return of premium
- No
- States available
- 50 states
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.