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Multi-year guaranteed · MYGA

Upstream Life Insurance Co. annuity rates

Upstream Life Insurance Co.'s current multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for a set term — across 8 products.

Best rates by term

3-year
5.90%
5-year
6.00%
7-year
5.60%
10-year
5.50%
01

Upstream Life Insurance Co. products & terms

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Carrier
Term
Min rate
MVA
Premium bonus
Showing 18 of 8 products
ProductTermRateSurrenderMVABonus
Secure Legacy 5-Year
Upstream Life Insurance Co.
5-yr6.00%5-yrYes
Secure Legacy 3-Year
Upstream Life Insurance Co.
3-yr5.90%3-yrYes
Secure Legacy 4-Year
Upstream Life Insurance Co.
4-yr5.90%4-yrYes
Secure Legacy 6-Year
Upstream Life Insurance Co.
6-yr5.70%6-yrYes
Secure Legacy 7-Year
Upstream Life Insurance Co.
7-yr5.60%7-yrYes
Secure Legacy 10-Year
Upstream Life Insurance Co.
10-yr5.50%10-yrYes
Secure Legacy 2-Year
Upstream Life Insurance Co.
2-yr5.30%2-yrYes
Secure Legacy 15-Year
Upstream Life Insurance Co.
15-yr5.05%15-yrYes

Best current rate per product and term, as of 2026-05-20. Rates vary by premium amount and state and change frequently — confirm with the carrier. Rate information, not a quote or recommendation.

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