Compare Rates
Multi-year guaranteed · MYGA
Heartland National Life annuity rates
Heartland National Life's current multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for a set term — across 4 products.
Best rates by term
3-year
5.40%
5-year
5.75%
7-year
5.80%
10-year
5.90%
01
Heartland National Life products & terms
Search
Carrier
Term
Min rate
MVA
Premium bonus
Showing 1–4 of 4 products
| Product | Term | Rate | Surrender | MVA | Bonus |
|---|---|---|---|---|---|
Secure Rate Multi-Year Guarantee Annuity 10-Year Heartland National Life | 10-yr | 5.90% | 10-yr | Yes | — |
Secure Rate Multi-Year Guarantee Annuity 7-Year Heartland National Life | 7-yr | 5.80% | 7-yr | Yes | — |
Secure Rate Multi-Year Guarantee Annuity 5-Year Heartland National Life | 5-yr | 5.75% | 5-yr | Yes | — |
Secure Rate Multi-Year Guarantee Annuity 3-Year Heartland National Life | 3-yr | 5.40% | 3-yr | Yes | — |
Best current rate per product and term, as of 2026-05-20. Rates vary by premium amount and state and change frequently — confirm with the carrier. Rate information, not a quote or recommendation.
02
Explore more rates
See how Heartland National Life compares for your goal
- Compare top-rated annuities
- Real rates, run honestly
- 100% free. No pressure.