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Multi-year guaranteed · MYGA

Baltimore Life annuity rates

Baltimore Life's current multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for a set term — across 3 products.

Best rates by term

3-year
5.35%
5-year
5.80%
7-year
5.80%
10-year
01

Baltimore Life products & terms

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Carrier
Term
Min rate
MVA
Premium bonus
Showing 13 of 3 products
ProductTermRateSurrenderMVABonus
IQumulateTM Single Premium Deferred Annuity 5-Year
Baltimore Life
5-yr5.80%5-yrYes
IQumulateTM Single Premium Deferred Annuity 7-Year
Baltimore Life
7-yr5.80%7-yrYes
IQumulateTM Single Premium Deferred Annuity 3-Year
Baltimore Life
3-yr5.35%3-yrYes

Best current rate per product and term, as of 2026-05-20. Rates vary by premium amount and state and change frequently — confirm with the carrier. Rate information, not a quote or recommendation.

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