Expert review · 2026

Stellar National review

Annuity Atlas covers 1 Stellar National annuity product with live rates and contract specs. 1 carry full editorial reviews.

How we rank →Today's rates →

A.M. Best

B

Insurer claims-paying rating

Products tracked: 1
MYGA yield (lineup max): 3.95% · 5yr · Stellar Security 5
Surrender range: 5 years

Rate as of Sep 17, 2024

Start my comparison

Products covered

1

A.M. Best

B

Categories covered

MYGA

1 Stellar National annuity

Click any product for rates, specs, and the full peer-group review.

Product	Type	Surrender	Rating	Income rider	Bonus
Stellar Security 5 A shopper in one of the small handful of approved states who wants a short, level-rate lock with no MVA and a clean full-account-value death benefit, and who will call to confirm today's actual rate before signing anything	MYGA	5yr	B	—	—	Review →

Stellar Security 5

A shopper in one of the small handful of approved states who wants a short, level-rate lock with no MVA and a clean full-account-value death benefit, and who will call to confirm today's actual rate before signing anything

B

A.M. BEST

MYGA5-YR SURRENDER

Review →

Frequently asked questions

Is Stellar National a good annuity company?

We have reviewed 1 Stellar National product, and A.M. Best rates the carrier B for financial strength.

What is the surrender period for Stellar National annuities?

Surrender periods on Stellar National's current lineup run 5 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply. The product table above shows each product's surrender length, and each review covers the exact schedule.

Sources & standards

How we know what's on this page

Rates, terms & availability: Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
Financial strength: A.M. Best. We publish the carrier's letter rating rather than a score of our own.
Contract detail: The carrier's own brochure, minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.

Full methodology →Who publishes this →

See your Stellar National income projection

Answer a few questions and compare the products that fit you, on today's rates.

Start my comparison Compare Stellar National →