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Income rider fees
Disclosed charges for optional riders on Sentinel Security products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Rate Enhancement Rider | Accumulation Protector Plus | 0.95% annually |
| Guaranteed Lifetime Withdrawal Benefit | Guaranteed Income Annuity 10-Year | 1.25% annually and a Max Fee of 1.60% after Year 5 |
| Enhanced Death Benefit (Required for ages 86+) | Personal Choice Plus | 0.35% annually |
| Enhanced Death Benefit | Personal Choice Plus | 0.35% annually |
| Summit Bonus Guaranteed Lifetime Withdrawal Benefit Rider | Summit Bonus Index Annuity | 1.30% annually (1.50% max) |
03
Frequently asked questions
Is Sentinel Security a good annuity company?
We have reviewed 8 Sentinel Security products, and A.M. Best rates the carrier B for financial strength.
What are the fees for Sentinel Security annuities?
Fee structures vary by product. Optional income riders on Sentinel Security products carry disclosed charges — for example Rate Enhancement Rider (Accumulation Protector Plus): 0.95% annually ; Guaranteed Lifetime Withdrawal Benefit (Guaranteed Income Annuity 10-Year): 1.25% annually and a Max Fee of 1.60% after Year 5; Enhanced Death Benefit (Required for ages 86+) (Personal Choice Plus): 0.35% annually . See each product review for the full fee detail.
What is the surrender period for Sentinel Security annuities?
Surrender periods on Sentinel Security's current lineup run 3–10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.