MassMutual Ascend Life Insurance Company
Premier Income Bonus Non MVA
Rates and specifications only. Our editorial review of this product hasn't been written yet, so there's no star rating or verdict here — the figures below come straight from the carrier's filed rates. We don't hold this carrier's brochure for this product yet, so the specifications below are limited to what the rate filing carries.
Type
FIA
Surrender
7 years
Top yield
3.01%
A.M. Best
A++
Current Rates
Yield shown is the guaranteed yield to surrender — the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Declared Rate Strategy | Fixed | 4.30% | — | — | 3.01% |
| 1 Year Declared Rate Strategy | Fixed | 4.15% | — | — | 2.99% |
| 1 Year iShares U.S. Real Estate Annual Point to Point with Cap | Point to Point | — | 10.75% | — | 2.40% |
| 1 Year iShares U.S. Real Estate Annual Point to Point with Cap | Point to Point | — | 11.25% | — | 2.40% |
| 1 Year S&P 500 Annual Point-to-Point with Cap | Point to Point | — | 8.40% | — | 2.40% |
| 1 Year S&P 500 Annual Point-to-Point with Cap | Point to Point | — | 8.65% | — | 2.40% |
| 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate | Point to Point | — | — | 65.00% | 2.40% |
| 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate | Point to Point | — | — | 70.00% | 2.40% |
| 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate | Point to Point | — | — | 60.00% | 2.40% |
| 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate | Point to Point | — | — | 65.00% | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock | Point to Point | — | 12.25% | — | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock | Point to Point | — | 12.50% | — | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with Cap rate | Point to Point | — | 12.50% | — | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with Cap rate | Point to Point | — | 12.75% | — | 2.40% |
Surrender Schedule
Yr 1
6%
Yr 2
5%
Yr 3
4%
Yr 4
3%
Yr 5
3%
Yr 6
3%
Yr 7
3%
Yr 8
0%
Product Specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- No
- Return of premium
- No
- States available
- 4 states
Income Riders
Premier Income Bonus(built in)
Roll-up: 6.00%
Withdrawal age: 55.0 Min
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.