MassMutual Ascend Life Insurance Company · FIA
Premier Income Bonus Non MVA
Top yield to surrender
3.01%
- Surrender
- 7 years
- A.M. Best
- A++
- Free withdrawal
- 10%
- Minimum
- $10,000
Current rates
Yield shown is the guaranteed yield to surrender, the honest effective return, not a first-year teaser rate. Each row is a variant of the same product.
| Strategy | Method | Rate | Cap | Par | Yield to surrender |
|---|---|---|---|---|---|
| 1 Year Declared Rate Strategy | Fixed | 4.30% | — | — | 3.01% |
| 1 Year Declared Rate Strategy | Fixed | 4.15% | — | — | 2.99% |
| 1 Year iShares U.S. Real Estate Annual Point to Point with Cap | Point to Point | — | 10.75% | — | 2.40% |
| 1 Year iShares U.S. Real Estate Annual Point to Point with Cap | Point to Point | — | 11.25% | — | 2.40% |
| 1 Year S&P 500 Annual Point-to-Point with Cap | Point to Point | — | 8.40% | — | 2.40% |
| 1 Year S&P 500 Annual Point-to-Point with Cap | Point to Point | — | 8.65% | — | 2.40% |
| 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate | Point to Point | — | — | 65.00% | 2.40% |
| 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate | Point to Point | — | — | 70.00% | 2.40% |
| 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate | Point to Point | — | — | 60.00% | 2.40% |
| 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate | Point to Point | — | — | 65.00% | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock | Point to Point | — | 12.25% | — | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock | Point to Point | — | 12.50% | — | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with Cap rate | Point to Point | — | 12.50% | — | 2.40% |
| 1-Year First Trust Barclays Edge point-to-point with Cap rate | Point to Point | — | 12.75% | — | 2.40% |
Surrender schedule
Product specifications
- Minimum premium (non-qualified)
- $10,000
- Minimum premium (qualified)
- $10,000
- Maximum issue age
- 85
- Free withdrawal
- 10%
- Free withdrawal (year 1)
- 10%
- Market value adjustment
- No
- Return of premium
- No
- States available
- 4 states
Income riders
Roll-up: 6.00%
Withdrawal age: 55.0 Min
Sources & standards
How we know what's on this page
- Rates, terms & availability
- Annuity Rate Watch, which aggregates carriers' filed rate sheets. Refreshed every night.
- Financial strength
- A.M. Best. We publish the carrier's letter rating rather than a score of our own.
- Contract detail
- The carrier's own brochure, minimum guaranteed surrender value, death benefit, RMD treatment, annuitization options, waiver riders and free-withdrawal terms. Where the brochure and the rate feed disagree, the brochure wins: it is the filed document. Where neither carries a fact, the page omits it. We do not fill gaps with estimates.
Rates are a snapshot and change frequently. Figures are sourced from the carrier's filed rates via Annuity Rate Watch and refreshed nightly. Nothing here is a recommendation to buy. Annuities are issued by insurance companies and are not guaranteed by any bank or the FDIC. See our legal & disclosures.
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