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Income rider fees
Disclosed charges for optional riders on Atlantic Coast Life products, live from Annuity Rate Watch. Product-level detail is on each review.
| Rider | Product | Fee |
|---|---|---|
| Rate Enhancement Rider | Accumulation Protector Plus | 0.95% annually |
| Guaranteed Income Annuity GLWB Rider | Guaranteed Income Annuity 10-Year | 1.25% annually and a Max Fee of 1.60% after Year 5 |
| Income Navigator GLWB | Income Navigator Annuity | 1.50% annually (1.50% max) |
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Frequently asked questions
Is Atlantic Coast Life a good annuity company?
Atlantic Coast Life earns an average rating of 3.1/5 across the 3 products we've reviewed, and A.M. Best rates the carrier B for financial strength.
What are the fees for Atlantic Coast Life annuities?
Fee structures vary by product. Optional income riders on Atlantic Coast Life products carry disclosed charges — for example Rate Enhancement Rider (Accumulation Protector Plus): 0.95% annually ; Guaranteed Income Annuity GLWB Rider (Guaranteed Income Annuity 10-Year): 1.25% annually and a Max Fee of 1.60% after Year 5; Income Navigator GLWB (Income Navigator Annuity): 1.50% annually (1.50% max). See each product review for the full fee detail.
What is the surrender period for Atlantic Coast Life annuities?
Surrender periods on Atlantic Coast Life's current lineup run 10 years, depending on the product. Most products allow an annual free-withdrawal amount before charges apply — the product table above shows each product's surrender length, and each review covers the exact schedule.