Annuities with a premium bonus.

Allianz · Buyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation

American Equity · Buyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit

American National · Single-premium accumulators who want an upfront premium enhancement (14% no-fee or 20% with a fee) combined with the Best Entry Window and preset diversified portfolios

American National · Flexible-premium accumulators with a decade-long horizon who want a 1% bonus credited to every payment made in the first seven years, six indexed strategies across four indices, and the option to add a lifetime income rider whose fee is capped at its current level

Protective Life · Buyers age 50 to 79 who want a long-duration income FIA with a 15% bonus on the benefit base if income commences after year 5 (and 20% after year 10), a mandatory built-in lifetime income rider, and exposure to a competitive 4.0% simple rollup over 15 years

Athene · Buyers who want a large upfront premium bonus, broad index access, and accumulation-focused FIA mechanics without an income rider

National Life Group · Pre-retirees and early retirees using long-term money to build future lifetime income who want a built-in roll-up and a genuine choice between paying for a benefit-base bonus or taking a no-charge income rider

Oceanview · Savers who can commit $20,000+ for four years and want a clean, bonus-free locked rate from an A-rated carrier

Nationwide · Younger buyers with a very long time horizon who want the most aggressive crediting features including 3-year strategy terms and the highest EDB bonus

American National · Flexible-premium accumulators who want a premium enhancement applied to contributions in the first three years, four indexed crediting options including uncapped strategies, and an optional income rider

F&G · Pre-retirees who want an immediate account-value boost, lifetime income access they can elect at issue, and principal protection in a single long-duration contract

Athene · Long-term savers who want a deep index menu and the flexibility to add a lifetime income rider later — or never

Athene · Buyers who want a 6% account-value premium bonus, multiple index choices, and principal protection in a 7-year FIA without an income rider

National Life Group · Buyers who want to defer future lifetime income, prefer a 7-year commitment over the usual 10, and want a real choice between a zero-cost income rider and a bonused one