| SmartSelect 5-Year Conservative savers who want a locked 5-year guaranteed rate, immediate access to 10% per year, and a carrier with a long-established track record | MYGA | 5yr | — | — | — | Review → |
| Acclaim 4-Year Savers who want a short-term, no-drama guaranteed rate from a financially strong carrier without the complexity of indexed crediting or rider fees | MYGA | 5yr | — | — | — | Review → |
| Acclaim 4-Year with ROP Conservative savers who want a locked fixed rate with a guarantee that their full premium is always recoverable | MYGA | 5yr | — | — | — | Review → |
| Acclaim 5-Year with ROP Conservative savers who want a locked five-year rate and a guaranteed floor under their money, without paying for index exposure or income features | MYGA | 5yr | — | — | — | Review → |
| MultiRate 5-Year Conservative savers who want a locked guaranteed rate from a financially strong carrier and can commit to a 7-year surrender window | MYGA | 7yr | — | — | — | Review → |
| MultiRate 7-Year Conservative savers who want a locked guaranteed rate for seven years with no fees, a full death benefit without surrender charges, and the flexibility to split premiums across multiple guarantee periods | MYGA | 7yr | — | — | — | Review → |
| SmartSelect 3-Year Bank-channel buyers who want a short, locked guaranteed rate from an A+ carrier with immediate free-withdrawal access and clean renewal options | MYGA | 3yr | — | — | — | Review → |
| SmartSelect 4-Year Conservative savers who want a short, guaranteed-rate commitment from a financially strong carrier and value RMD-friendly terms | MYGA | 4yr | — | — | — | Review → |
| SmartSelect 6-Year Conservative savers who want a guaranteed six-year rate from a highly rated carrier and prefer bank-channel access | MYGA | 6yr | — | — | — | Review → |
| SmartSelect 7-Year Savers who want a clean seven-year locked rate from a highly rated carrier with immediate free-withdrawal access and solid liquidity waivers | MYGA | 7yr | — | — | — | Review → |
| Acclaim 1-Year Conservative savers who want a guaranteed interest rate with flexibility to reset every 1–5 years and no market risk | MYGA | 5yr | — | — | — | Review → |
| Acclaim 5-Year Conservative savers who want a locked five-year rate through a bank relationship, a very low entry minimum, and no exposure to index volatility | MYGA | 5yr | — | — | — | Review → |
| SmartStep Conservative savers who want a predictable step-up rate schedule, zero fees, and a clean death benefit with no income rider needed | MYGA | 6yr | — | — | — | Review → |
| Acclaim 1-Year with ROP Conservative buyers who want a guaranteed short-term rate with a built-in safety net against total surrender loss | MYGA | 5yr | — | — | — | Review → |
| Acclaim 2-Year Buyers who want a low-minimum guaranteed-rate annuity from a strong carrier and are comfortable with rate-renewal risk after the initial two-year guarantee | MYGA | 5yr | — | — | — | Review → |
| Acclaim 2-Year with ROP Conservative savers who want a short guaranteed rate period with the safety net of a return-of-premium exit option | MYGA | 5yr | — | — | — | Review → |
| Acclaim 3-Year Conservative savers who want a locked rate from a financially strong carrier and can commit to a 5-year window | MYGA | 5yr | — | — | — | Review → |
| Acclaim 3-Year with ROP Conservative savers who want a guaranteed rate, a low entry point, and a return-of-premium backstop during a 5-year commitment | MYGA | 5yr | — | — | — | Review → |
| MultiRate 1-Year Buyers who want a short guaranteed-rate window inside a longer contract, flexible premium splitting across multiple durations, and access to a highly rated carrier | MYGA | 7yr | — | — | — | Review → |
| MultiRate 2-Year Conservative savers who want a short 2-year guaranteed rate window inside a longer contract, with the flexibility to reset into a new guarantee period | MYGA | 7yr | — | — | — | Review → |
| MultiRate 4-Year Conservative savers who want a guaranteed rate from an A+ carrier and can comfortably commit to a 7-year surrender period | MYGA | 7yr | — | — | — | Review → |
| SmartStep with ROP Conservative savers who want a bank-channel fixed annuity with a Return of Premium guarantee and no market value adjustment risk | MYGA | 6yr | — | — | — | Review → |
| MultiRate 3-Year Savers who want a guaranteed fixed rate from a financially strong carrier and can commit to a 7-year surrender window without needing principal access | MYGA | 7yr | — | — | — | Review → |
| SeniorSelect 1 Annuity owners aged 86 and older who need a fully liquid, tax-deferred home for a 1035 exchange without starting a new surrender period | MYGA | 0yr | — | — | — | Review → |
