| Allianz Core Income 7 Allianz · Buyers who want a competitive 7-year income FIA with stronger income terms than Essential Income 7 from the same top-rated carrier | Income | ★ 4.4 | 7-yr | Yes 1.25% annually (2.50% max) | — | View → |
| Allianz 222+ Allianz · Buyers who want the Allianz 222 income design with enhanced features and a premium bonus for a stronger starting position | Income | ★ 4.3 | 10-yr | Yes | — | View → |
| Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential | Income | ★ 4.3 | 10-yr | Yes 0.95% annually (limited to interest) | — | View → |
| Allianz Benefit Control+ Allianz · Buyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation | Income | ★ 4.3 | 10-yr | Yes | — | View → |
| Delaware Life TruePath Income Delaware Life · Buyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing | Income | ★ 4.3 | 10-yr | Yes 1.20% annually (1.95% max) | — | View → |
| Protective Income Builder Protective Life · Buyers age 50 to 85 who want a 7-year income FIA with an aggressive 10.00% simple rollup on the benefit base, two payout options including one with annual increases after commencement, and Protective's A-plus carrier rating | Income | ★ 4.3 | 7-yr | Yes 1.00% annually (2.00% max) | — | View → |
| Allianz Benefit Control Allianz · Buyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier | Income | ★ 4.2 | 10-yr | Yes | — | View → |
| Allianz Essential Income 7 Allianz · Buyers who want a shorter-duration income FIA with a 7-year surrender period from a top-rated carrier | Income | ★ 4.2 | 7-yr | Yes 1.05% annually and a Max Fee of 2.50% after Year 1 | — | View → |
| American Equity IncomeShield BONUS 10 American Equity · Buyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit | Income | ★ 4.2 | 10-yr | Yes 1.10% annually | 14% | View → |
| EverGuard Assurance 10 Talcott Financial Group · Pre-retirees who want to lock in a future lifetime paycheck, will actually defer income for several years, and value a low, fixed rider fee over maximum accumulation | Income | ★ 4.2 | 10-yr | Yes 0.85% annually | — | View → |
| ForeIncome II 7-Year with Guaranteed Income Builder Forethought · Pre-retirees in their 50s to mid-60s who want to lock in future lifetime income, value a built-in rider, and prefer a 7-year commitment over a 10-year one | Income | ★ 4.2 | 7-yr | Yes 1.05% annually (0.95% max) | — | View → |
| Income Driver 10 National Life Group · Pre-retirees and early retirees using long-term money to build future lifetime income who want a built-in roll-up and a genuine choice between paying for a benefit-base bonus or taking a no-charge income rider | Income | ★ 4.2 | 10-yr | Yes 1.00% annually | — | View → |
| Income Planning Annuity Midland National · Pre-retirees and early retirees who want to plan future lifetime income, value principal protection, and like having a care-need income boost baked into the same contract | Income | ★ 4.2 | 10-yr | Yes 1.25% annually | — | View → |
| JourneyMark 7 with Expanse Rider Integrity · Pre-retirees in their fifties to mid-seventies who want to fund future guaranteed lifetime income and can leave the money alone for seven years | Income | ★ 4.2 | 7-yr | Yes 1.00% annually | — | View → |
| Power 10 Protector Plus Income Corebridge · Pre-retirees in their 50s to mid-70s who want to set aside long-term money now and turn on guaranteed lifetime income later, without buying a separate rider | Income | ★ 4.2 | 10-yr | Yes 0.95% annually | — | View → |
| Prudential SurePath Income Pruco Life · Buyers age 45 or older who want a 10-year income FIA with a built-in single or spousal lifetime income benefit and the Goldman Sachs Voyager Index option | Income | ★ 4.2 | 10-yr | Yes 1.00% annually (2.50% max) | — | View → |
| Velocity Athene · Buyers who want to fund future lifetime income, value a no-cost built-in income rider, and can leave the money alone for several years before turning income on | Income | ★ 4.2 | 10-yr | Yes 0.85% annually | — | View → |
| Allianz 222 Allianz · Buyers who want a well-known income-focused FIA with a built-in income rider from a top-rated carrier | Income | ★ 4.1 | 10-yr | Yes | — | View → |
| Delaware Life DualTrack Income Delaware Life · Buyers age 45-80 who want a 10-year income FIA with a built-in GLWB rider, long deferral potential, and brand-name carrier backing | Income | ★ 4.1 | 10-yr | Yes 1.20% annually (2.50% max) | — | View → |
| FlexAdvantage Income 10 Lincoln · Buyers in their 50s to 70s who can commit $75,000 of long-term money, want a built-in lifetime income rider with a meaningful roll-up, and are willing to defer income for several years | Income | ★ 4.1 | 10-yr | Yes 1.10% (2.25% max) | — | View → |
| FlexAdvantage Income 7 Lincoln · Buyers in or near retirement who can commit $75,000 of long-term money and want a built-in lifetime-income rider with a high simple-interest roll-up | Income | ★ 4.1 | 7-yr | Yes 1.10% (2.25% max) | — | View → |
| Income 150+ SE 7-Year Forethought · Buyers who want a built-in lifetime income guarantee with a front-loaded benefit base and a shorter surrender commitment than most income FIAs ask for | Income | ★ 4.1 | 7-yr | Yes 1.20% annually | — | View → |
| Income Assurance 7 Jackson · Pre-retirees in the 55-70 range who want to defer income for several years and value a strong, built-in income-growth engine over a moderate 7-year commitment | Income | ★ 4.1 | 7-yr | Yes 1.10% annually (3.00% max) | — | View → |
| Income Driver 7 National Life Group · Buyers who want to defer future lifetime income, prefer a 7-year commitment over the usual 10, and want a real choice between a zero-cost income rider and a bonused one | Income | ★ 4.1 | 7-yr | Yes 1.00% annually | — | View → |
| IncomeVantage Pro Midland National · Buyers who want a built-in lifetime income rider with no separate rider fee, are comfortable deferring income for several years, and value principal protection along the way | Income | ★ 4.1 | 10-yr | Yes | — | View → |
| NAC BenefitSolutions 10 North American · Pre-retirees who want guaranteed lifetime income built directly into the contract and want the nursing-home multiplier without paying a separate rider fee | Income | ★ 4.1 | 10-yr | Yes 1.20% annually | — | View → |
| OptiBlend Income 10 Lincoln · Buyers in their 50s to 70s who can commit $75,000 of long-term money, want a built-in lifetime income rider with a meaningful roll-up, and value a broad, flexible crediting menu they can shape over time | Income | ★ 4.1 | 10-yr | Yes 1.10% (2.25% max) | — | View → |
| OptiBlend Income 7 Lincoln · Buyers in their late 50s through their 70s who have at least $75,000 to commit, want a built-in lifetime income rider with a high deferral roll-up, and can leave the money alone for seven years | Income | ★ 4.1 | 7-yr | Yes 1.10% (2.25% max) | — | View → |
| Power Select Plus Income (Flex) Corebridge · Pre-retirees who want to lock in a predictable, guaranteed build-up of future lifetime income and can leave the money alone for a decade | Income | ★ 4.1 | 10-yr | Yes 1.10% annually | — | View → |
| Premier Income Bonus MassMutual Ascend · Pre-retirement buyers who want a relatively short surrender commitment, a built-in income rider with an upfront benefit-base credit, and a top-rated carrier behind the guarantee | Income | ★ 4.1 | 7-yr | Yes 1.15% annually | — | View → |
| Safe Income Advantage F&G · Pre-retirees who want to defer several years, lock in a strong compounding income base, and value an unusually low $10,000 entry point for an income FIA | Income | ★ 4.1 | 10-yr | Yes 1.15% annually (1.50% max) | — | View → |
| Assured Edge Income Achiever Corebridge · Buyers who want a simple, single-purpose lifetime-income contract with a strong benefit-base roll-up and don't care about market-linked growth | Income | ★ 4.0 | 10-yr | Yes 0.95% annually | — | View → |
| ForeIncome II 10-Year with Guaranteed Income Builder Forethought · Pre-retirees who want to fund a future guaranteed paycheck, can defer for several years, and want the income guarantee built into the contract | Income | ★ 4.0 | 10-yr | Yes 1.05% annually (0.95% max) | — | View → |
| ForeIncome II 10-Year with Income Multiplier Forethought · Pre-retirees who want to defer income for several years, value a built-in lifetime payout, and want the option to double that payout if they later cannot perform basic daily activities | Income | ★ 4.0 | 10-yr | Yes 1.05% annually (0.95% max) | — | View → |
| ForeIncome II 5-Year with Income Multiplier Forethought · Buyers who want a built-in lifetime income rider but are not willing to tie money up for the eight-to-ten years most income annuities demand | Income | ★ 4.0 | 5-yr | Yes 1.05% annually (0.95% max) | — | View → |
| ForeIncome II 7-Year with Income Multiplier Forethought · Buyers who want to defer income for several years and are drawn to a benefit base that grows as a multiple of the interest the contract actually earns | Income | ★ 4.0 | 7-yr | Yes 1.05% annually (0.95% max) | — | View → |
| Income 150+ SE 10-Year Forethought · Pre-retirees in their late 50s to mid-60s who want to defer income for a handful of years, lock in a strong day-one benefit base, and keep principal protected along the way | Income | ★ 4.0 | 10-yr | Yes 1.20% annually | — | View → |
| Income Assurance 10 Jackson · Buyers in their late 50s to 70s who want to defer for several years and then turn on guaranteed lifetime income from a single contract | Income | ★ 4.0 | 10-yr | Yes 1.10% annually (3.00% max) | — | View → |
| JourneyMark with Expanse Rider Integrity · Buyers between roughly 55 and 70 who want to defer income for several years and value an income rider whose growth is tied to the contract's actual interest credits rather than a flat roll-up percentage | Income | ★ 4.0 | 10-yr | Yes 1.00% annually | — | View → |
| MarketFuture Bonus Income Index EquiTrust · Buyers in their 50s to 70s who want to defer for several years, turn on built-in lifetime income later, and value the chance to double that income if they need care | Income | ★ 4.0 | 10-yr | Yes 1.25% annually | 8% | View → |
| Power 7 Protector Plus Income Corebridge · Buyers in their 50s to 70s who want future protected lifetime income, principal protection, and a shorter commitment than a 10-year income annuity | Income | ★ 4.0 | 7-yr | Yes 0.95% annually | — | View → |
| Power Index Premier (NY) with Lifetime Income Builder Corebridge · New York buyers in their pre-retirement or early-retirement years who want a built-in lifetime income rider with no annual rider fee and a moderate 7-year commitment | Income | ★ 4.0 | 7-yr | Yes | — | View → |
| Protective Income Creator Fixed Annuity Protective Life · Buyers age 55 to 75 who want predictable lifetime income from a fixed-rate annuity (rather than indexed crediting) with a mandatory built-in income rider, sold through full-service broker-dealers | Income | ★ 4.0 | 7-yr | Yes 0.95% annually | — | View → |
| Assured Edge Income Builder (NY) Corebridge · New York buyers between roughly 50 and 80 who want a simple fixed-rate annuity with a built-in lifetime income guarantee and no separate rider fee | Income | ★ 3.9 | 7-yr | Yes | — | View → |
| ForeIncome II 5-Year with Guaranteed Income Builder Forethought · Buyers who want a built-in lifetime income rider with a strong roll-up but do not want to lock their money up for the usual 7-to-10-year income-product surrender period | Income | ★ 3.9 | 5-yr | Yes 1.05% annually (0.95% max) | — | View → |
| Personal Income Annuity Nassau · Buyers who want to build future protected income with an aggressive roll-up or benefit-base bonus, and who can commit long-term money for a full decade | Income | ★ 3.9 | 10-yr | Yes 0.95% annually (1.50% max) | — | View → |
| Enduris 10 Income Revol One · Buyers 45 to 80 with at least $50,000 of long-term money who want a built-in lifetime income guarantee with a strong roll-up and a care-related payment doubler, and who are comfortable with a mid-tier carrier | Income | ★ 3.8 | 10-yr | Yes 1.25% annually | — | View → |
| Income Accelerator Nassau · Buyers who want to defer income for several years, want a built-in guaranteed-withdrawal rider with a choice of payout styles, and are comfortable with a B++ carrier and a long, front-loaded surrender schedule | Income | ★ 3.8 | 10-yr | Yes 0.95% annually (1.50% max) | — | View → |
| MarketEarly Income Index EquiTrust · Buyers who want to defer income for several years, value a built-in income rider with a 20% benefit-base bonus, and would benefit from a no-cost income doubler if they later need care | Income | ★ 3.8 | 10-yr | Yes 1.25% annually | — | View → |
| Power Select Plus Income (Multiplier Flex) Corebridge · Buyers deferring income for several years who expect their index strategies to perform and want leveraged benefit-base growth rather than a fixed guaranteed roll-up | Income | ★ 3.8 | 10-yr | Yes 1.10% annually | — | View → |
