| Secure Term Choice Fixed Annuity 5-Year Conservative savers who want a guaranteed fixed rate locked for 5 years with the backing of the highest-rated carrier in the industry | MYGA | 5yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity 6-Year Conservative savers who want a fully guaranteed fixed rate for six years, issued by one of the few insurance companies to hold the highest AM Best rating | MYGA | 6yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity 7-Year Conservative savers who want a guaranteed 7-year locked rate backed by the strongest financial-strength rating in the insurance industry | MYGA | 7yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity 8-Year Conservative savers who want a fully locked rate from one of the strongest-rated carriers in the country and are comfortable with an 8-year commitment | MYGA | 8yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity II 4-Year Conservative savers and retirees who want a guaranteed fixed rate from the highest-rated carrier in the business with no market exposure and minimal complexity | MYGA | 4yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity II 5-Year Conservative savers who want a guaranteed fixed rate from one of the most financially secure carriers in the country, without any indexed complexity | MYGA | 5yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity II 6-Year Conservative savers who want a fully guaranteed rate, no market exposure, and the credibility of an A++ carrier behind their contract | MYGA | 6yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity II 7-Year Conservative savers who want a locked multi-year rate backed by one of the strongest-rated insurers in the country and are comfortable with a 7-year commitment | MYGA | 7yr | A++ | — | — | Review → |
| Secure Term V Fixed Annuity 5-Year Conservative savers who want a fully guaranteed rate from one of the most financially secure carriers in the country, with no market exposure and no rider complexity | MYGA | 5yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity 5-Year Conservative savers who want a locked five-year guaranteed rate from one of the strongest-rated carriers in the country and are comfortable accepting MVA risk in exchange for slightly better terms | MYGA | 5yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity 6-Year Conservative savers who want a guaranteed rate locked for six years and are comfortable accepting a market value adjustment in exchange for slightly higher yields | MYGA | 6yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity 8-Year Conservative savers who want a fully guaranteed fixed rate locked for eight years and are comfortable with a market value adjustment in exchange for the rate premium over the non-MVA version | MYGA | 8yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity II 7-Year Conservative savers who want a seven-year guaranteed rate from one of the highest-rated carriers in the industry and can commit to leaving the money alone for the full term | MYGA | 7yr | A++ | — | — | Review → |
| IndexFlex Fixed Annuity FP Series NY 5-Year New York residents who want a short-term FIA with principal protection, index-linked upside, and the security of one of the strongest-rated carriers in the country | FIA | 5yr | ★ 4.3 | — | — | Review → |
| IndexFlex Fixed Annuity FP Series 7-Year Conservative savers who want a guaranteed floor of zero with index-linked upside, backed by a carrier with the highest possible A.M. Best rating | FIA | 7yr | ★ 4.3 | — | — | Review → |
| Secure Term Choice Fixed Annuity 4-Year Conservative savers who want a short, locked guaranteed rate from a carrier with top-tier financial strength and no market-value adjustment risk | MYGA | 4yr | A++ | — | — | Review → |
| Secure Term Choice Fixed Annuity II 3-Year Conservative savers who want a short, guaranteed fixed rate backed by the most financially secure carrier in the MYGA market | MYGA | 3yr | A++ | — | — | Review → |
| Secure Term V Fixed Annuity 6-Year Conservative savers who want a guaranteed fixed rate from one of the strongest-rated carriers in the country, with no index risk and a modest minimum premium | MYGA | 6yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity II 5-Year Conservative savers who want a guaranteed 5-year rate, meaningful liquidity from day one, and the security of a carrier with the highest possible financial strength rating | MYGA | 5yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity II 6-Year Conservative savers with $25,000 or more who want a six-year rate lock from a top-rated carrier and are confident they will not need early access to principal | MYGA | 6yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity 7-Year Conservative savers who want a locked seven-year rate from one of the most financially secure carriers in the country and can commit to leaving the money alone for the full term | MYGA | 7yr | A++ | — | — | Review → |
| IndexFlex Fixed Annuity FP Series 5-Year Conservative savers who want a 0% floor, index-linked upside, and a 5-year commitment backed by New York Life's A++ carrier rating | FIA | 5yr | ★ 4.2 | — | — | Review → |
| IndexFlex Fixed Annuity FP Series NY 7-Year New York residents who want principal-protected index-linked growth with rate certainty over the full 7-year commitment, backed by the strongest carrier rating in the business | FIA | 7yr | ★ 4.2 | — | — | Review → |
| Secure Term Choice Fixed Annuity 3-Year Conservative savers who want a guaranteed rate from one of the strongest-rated carriers in the industry and do not need to lock up money for more than three years | MYGA | 3yr | A++ | — | — | Review → |
| Secure Term V Fixed Annuity 4-Year Conservative savers who want a short, locked guaranteed rate from one of the most financially secure insurers in the country | MYGA | 4yr | A++ | — | — | Review → |
| Secure Term V Fixed Annuity 7-Year Conservative savers who want a longer guaranteed rate lock from the highest-rated carrier in the industry, particularly those in California or New York where product variations are approved | MYGA | 7yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity 4-Year Conservative savers who want a short, guaranteed-rate commitment from one of the strongest-rated carriers in the industry and do not need to access principal during the term | MYGA | 4yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity IV Fidelity 4-Year CA and NY residents with $50,000 or more who want a locked 4-year rate backed by one of the strongest carriers in the business and are already Fidelity clients | MYGA | 4yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity IV Fidelity 3-Year Conservative savers in California or New York who already work with Fidelity, have at least $50,000 to commit, and want a short-duration guaranteed rate backed by a top-rated carrier | MYGA | 3yr | A++ | — | — | Review → |
| Clear Income Advantage Fixed Annuity FP Series Fee-based advisory clients age 55 to 70 who want guaranteed lifetime income from a top-rated carrier and care more about the income floor than a higher accumulation rate | Income | 7yr | ★ 4.1 | Yes 0.95% fee | — | Review → |
| Secure Term V Fixed Annuity 3-Year Conservative savers who want a short-term guaranteed rate from a top-rated carrier, particularly those in California or New York where product variations are approved | MYGA | 3yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity II 3-Year Conservative savers who want a short guaranteed-rate commitment backed by one of the most financially secure insurers in the country and can leave the money alone for three full years | MYGA | 3yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity II 4-Year Conservative savers who want a locked guaranteed rate from one of the financially strongest carriers in the country and are confident they will not need early access to principal | MYGA | 4yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity IV Fidelity 5-Year Conservative savers in California or New York who already work with Fidelity, want a guaranteed rate from an A++ carrier, and can commit $50,000 for five years without needing the money | MYGA | 5yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity IV Fidelity 6-Year Retirement savers in California or New York who want a locked 6-year rate backed by the strongest carrier financial rating in the industry and already work with Fidelity | MYGA | 6yr | A++ | — | — | Review → |
| Secure Term MVA Fixed Annuity 3-Year Rate-focused savers who want a guaranteed return from an A++ carrier, do not anticipate early surrender, and understand that the MVA introduces an interest-rate-driven variable if they exit before maturity | MYGA | 3yr | A++ | — | — | Review → |
| Clear Income Advantage Fixed Annuity Income-first buyers ages 50 to 80 who want a guaranteed lifetime paycheck backed by an A++ carrier and do not care that the underlying account barely grows | Income | 7yr | ★ 3.8 | Yes 0.95% current / 1.00% maximum fee | — | Review → |
| Premier Advisory Variable Annuity Clients already working with a fee-only or fee-based advisor who want tax-deferred market investing without a surrender period or commission load | Variable | 0yr | ★ 3.8 | — | — | Review → |
| IndexFlex Variable Annuity 7-Year Buyers who want one contract that can hold true market-risk subaccounts, a fixed account, and buffered index strategies, backed by an A++ carrier | Variable | 7yr | ★ 3.7 | — | — | Review → |
| IndexFlex Variable Annuity 5-Year Investors who want some real market participation through variable subaccounts but also want the option to dial part of the contract into buffered, index-linked strategies inside one tax-deferred wrapper | Variable | 5yr | ★ 3.6 | — | — | Review → |
| IndexFlex Variable Annuity FP Series 5-Year Accumulation-focused buyers who want true market exposure plus optional buffered index strategies in one tax-deferred contract, backed by a top-rated carrier | Variable | 5yr | ★ 3.6 | — | — | Review → |
| Premier Variable Annuity II Tax-deferred investors who want a deep subaccount menu from a top-rated carrier, a shorter-than-typical surrender period, and the option to bolt on a principal-preservation or enhanced death benefit | Variable | 7yr | ★ 3.6 | — | — | Review → |
| IndexFlex Variable Annuity 6-Year Buyers who want one contract that blends true market-participating subaccounts with structured index strategies and a fixed account, and who are comfortable with the risk that the variable portion can lose money | Variable | 6yr | ★ 3.5 | — | — | Review → |
| IndexFlex Variable Annuity FP Series 6-Year Accumulation-focused buyers who want variable subaccounts, a fixed account, and structured index strategies in one tax-deferred contract from a top-rated carrier, and who accept that the variable portion can lose principal | Variable | 6yr | ★ 3.5 | — | — | Review → |
| IndexFlex Variable Annuity FP Series 7-Year Buyers who want one contract that mixes market-exposed subaccounts, a fixed account, and structured index strategies, and who are comfortable with the M&E fee that pays for that flexibility | Variable | 7yr | ★ 3.5 | — | — | Review → |
| Flexible Premium Variable Annuity III Tax-deferred investors who want a deep subaccount menu from a top-rated mutual carrier and plan to leave the money invested through the full surrender period | Variable | 9yr | ★ 3.4 | — | — | Review → |
| Premier Plus Variable Annuity II Buyers who want tax-deferred access to a large fund menu inside an annuity wrapper, value a top-rated carrier, and will fund enough to earn the higher bonus tiers | Variable | 8yr | ★ 3.4 | — | 2.75% on $5,000-$99,999; 3.00% on $100,000-$499,999; 4.00% on $500,000+ | Review → |
| Premier Variable Annuity FP Series Investors working with a fee-based advisor who want tax-deferred market participation inside a high-rated carrier and may add an optional living-benefit or enhanced death-benefit rider | Variable | 7yr | ★ 3.4 | — | — | Review → |
| Premier Variable Annuity P Series A conservative buyer working through a Fidelity advisor who wants tax-deferred growth in a single balanced fund backed by one of the strongest carriers in the business | Variable | 7yr | ★ 3.2 | — | — | Review → |
