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Multi-year guaranteed · MYGA

Heartland National annuity rates

Heartland National's current multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for a set term — across 8 products.

Best rates by term

3-year
5.80%
5-year
6.10%
7-year
6.10%
10-year
6.15%
Read our full Heartland National review
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Heartland National products & terms

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Carrier
Term
Min rate
MVA
Premium bonus
Premium amount
Showing 18 of 8 products
ProductTermRateSurrenderMVABonus
Secure Rate Pro 10
Heartland National
10-yr6.15%10-yrYesReview →
Secure Rate Pro 5
Heartland National
5-yr6.10%5-yrYesReview →
Secure Rate Pro 7
Heartland National
7-yr6.10%7-yrYesReview →
Secure Rate Pro 3
Heartland National
3-yr5.80%3-yrYesReview →
Secure Rate 10
Heartland National
10-yr5.70%10-yrYesReview →
Secure Rate 7
Heartland National
7-yr5.60%7-yrYesReview →
Secure Rate 5
Heartland National
5-yr5.50%5-yrYesReview →
Secure Rate 3
Heartland National
3-yr5.20%3-yrYesReview →

Best current rate per product and term, as of 2026-07-27. Rates vary by premium amount and state and change frequently — confirm with the carrier. Rate information, not a quote or recommendation.

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