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Multi-year guaranteed · MYGA
American Life annuity rates
American Life's current multi-year guaranteed annuity (MYGA) rates — a fixed, locked rate for a set term — across 4 products.
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Showing 1–4 of 4 products
| Product | Term | Rate | Surrender | MVA | Bonus | |
|---|---|---|---|---|---|---|
| American Classic 5 (No Liquidity) American Life | 5-yr | 5.83% | 5-yr | Yes | — | Review → |
| American Classic 5 Year American Life | 5-yr | 5.70% | 5-yr | Yes | — | Review → |
| American Classic 3 (No Liquidity) American Life | 3-yr | 5.51% | 3-yr | Yes | — | Review → |
| American Classic 3 Year American Life | 3-yr | 5.35% | 3-yr | — | — | Review → |
Best current rate per product and term, as of 2026-09-12. Rates vary by premium amount and state and change frequently — confirm with the carrier. Rate information, not a quote or recommendation.
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