Annuity Atlas
As of Oct 27 · B++ or betterAll rates →

By goal · Chronic illness / care

Annuities with care benefits.

Annuities with chronic-illness and long-term-care enhancements that can boost income or access if your health declines. Compare the care-focused products side by side.

Top 5-year MYGA

6.30%

B++ or better, yield to surrender

FIA S&P cap
17.00%
Products for this goal
78
As of
Oct 27
Start my comparison

Compare these annuities

Search
Carrier
Income rider
Premium bonus
Type
Surrender
Showing 1 to 15 of 78 products
AllianzBuyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDERNO BONUS
View →
American EquityBuyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit
A
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 1.10% annually BONUS 14%
View →
AllianzBuyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDERNO BONUS
View →
Midland NationalPre-retirees and early retirees who want to plan future lifetime income, value principal protection, and like having a care-need income boost baked into the same contract
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 1.25% annually NO BONUS
View →
SagicorBuyers who want a 5-year FIA with competitive cap rates, a full-account-value death benefit, and a built-in nursing home/terminal illness waiver without paying rider fees
A
A.M. BEST
FIA5-YR SURRENDERNO BONUS
View →
AmericoBuyers who want a low-minimum, no-fee accumulation FIA with an automatic no-cost nursing home/hospital waiver and no interest in paying for an income rider
A
A.M. BEST
FIA7-YR SURRENDERNO BONUS
View →
National Life GroupPre-retirees and early retirees using long-term money to build future lifetime income who want a built-in roll-up and a genuine choice between paying for a benefit-base bonus or taking a no-charge income rider
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 1.00% annually NO BONUS
View →
Talcott Financial GroupPre-retirees who want to lock in a future lifetime paycheck, will actually defer income for several years, and value a low, fixed rider fee over maximum accumulation
A-
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 0.85% annually NO BONUS
View →
North AmericanPre-retirees who want guaranteed lifetime income built directly into the contract and want the nursing-home multiplier without paying a separate rider fee
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 1.20% annually NO BONUS
View →
ForethoughtBuyers who want a built-in lifetime income guarantee with a front-loaded benefit base and a shorter surrender commitment than most income FIAs ask for
A
A.M. BEST
Income7-YR SURRENDERINCOME RIDER 1.20% annually NO BONUS
View →
IbexisRetirement savers using non-qualified or IRA money who want index-linked growth with principal protection, a full-account-value death benefit, and built-in relief for nursing-home or terminal-illness needs
A-
A.M. BEST
FIA10-YR SURRENDERNO BONUS
View →
Liberty BankersBuyers who want a straightforward, honestly-priced 7-year guaranteed rate with an optional long-term-care-style backstop built in at no extra cost
A-
A.M. BEST
MYGA7-YR SURRENDERNO BONUS
View →
SagicorBuyers with $25,000 or more to commit for five years who want a locked rate, near-nationwide state approval, and a built-in nursing-home or terminal-illness liquidity waiver they hope never to need
A
A.M. BEST
MYGA5-YR SURRENDERNO BONUS
View →
SagicorShoppers outside California who want a locked 6-year MYGA rate plus built-in nursing-home and terminal-illness liquidity relief, and who can meet the $25,000 minimum
A
A.M. BEST
MYGA6-YR SURRENDERNO BONUS
View →
National Life GroupBuyers who want to defer future lifetime income, prefer a 7-year commitment over the usual 10, and want a real choice between a zero-cost income rider and a bonused one
A+
A.M. BEST
Income7-YR SURRENDERINCOME RIDER 1.00% annually NO BONUS
View →

Products are listed in our editorial order, not by rate or commission. Details are snapshots and reflect features as documented. Confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

Get quotes matched to your situation

Answer a few questions about your age, state, and goals and we'll narrow these down to the products that fit.