Annuities with care benefits.

Annuities with chronic-illness and long-term-care enhancements that can boost income or access if your health declines. Compare the care-focused products side by side.

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Showing 1–15 of 67 products

Product	Type	Rating	Surrender	Income rider	Bonus
Allianz Benefit Control+ Allianz · Buyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation	Income	★ 4.3	10-yr	Yes	—	View →
American Equity IncomeShield BONUS 10 American Equity · Buyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit	Income	★ 4.2	10-yr	Yes 1.10% annually	14%	View →
Allianz Benefit Control Allianz · Buyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier	Income	★ 4.2	10-yr	Yes	—	View →
Income Planning Annuity Midland National · Pre-retirees and early retirees who want to plan future lifetime income, value principal protection, and like having a care-need income boost baked into the same contract	Income	★ 4.2	10-yr	Yes 1.25% annually	—	View →
Sage Accumulator 5-Year Sagicor · Buyers who want a 5-year FIA with competitive cap rates, a full-account-value death benefit, and a built-in nursing home/terminal illness waiver without paying rider fees	FIA	★ 4.2	5-yr	—	—	View →
Ultimate One Index 7 Americo · Buyers who want a low-minimum, no-fee accumulation FIA with an automatic no-cost nursing home/hospital waiver and no interest in paying for an income rider	FIA	★ 4.2	7-yr	—	—	View →
Income Driver 10 National Life Group · Pre-retirees and early retirees using long-term money to build future lifetime income who want a built-in roll-up and a genuine choice between paying for a benefit-base bonus or taking a no-charge income rider	Income	★ 4.2	10-yr	Yes 1.00% annually	—	View →
EverGuard Assurance 10 Talcott Financial Group · Pre-retirees who want to lock in a future lifetime paycheck, will actually defer income for several years, and value a low, fixed rider fee over maximum accumulation	Income	★ 4.2	10-yr	Yes 0.85% annually	—	View →
NAC BenefitSolutions 10 North American · Pre-retirees who want guaranteed lifetime income built directly into the contract and want the nursing-home multiplier without paying a separate rider fee	Income	★ 4.1	10-yr	Yes 1.20% annually	—	View →
Income 150+ SE 7-Year Forethought · Buyers who want a built-in lifetime income guarantee with a front-loaded benefit base and a shorter surrender commitment than most income FIAs ask for	Income	★ 4.1	7-yr	Yes 1.20% annually	—	View →
WealthDefender 10 Ibexis · Retirement savers using non-qualified or IRA money who want index-linked growth with principal protection, a full-account-value death benefit, and built-in relief for nursing-home or terminal-illness needs	FIA	★ 4.1	10-yr	—	—	View →
Heritage Premier 7 Liberty Bankers · Buyers who want a straightforward, honestly-priced 7-year guaranteed rate with an optional long-term-care-style backstop built in at no extra cost	MYGA	A-	7-yr	—	—	View →
Milestone Max MYGA 5-Year Sagicor · Buyers with $25,000 or more to commit for five years who want a locked rate, near-nationwide state approval, and a built-in nursing-home or terminal-illness liquidity waiver they hope never to need	MYGA	A	5-yr	—	—	View →
Milestone Max MYGA 6-Year Sagicor · Shoppers outside California who want a locked 6-year MYGA rate plus built-in nursing-home and terminal-illness liquidity relief, and who can meet the $25,000 minimum	MYGA	A	6-yr	—	—	View →
Income Driver 7 National Life Group · Buyers who want to defer future lifetime income, prefer a 7-year commitment over the usual 10, and want a real choice between a zero-cost income rider and a bonused one	Income	★ 4.1	7-yr	Yes 1.00% annually	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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