Annuities with care benefits.

Annuities with chronic-illness and long-term-care enhancements that can boost income or access if your health declines. Compare the care-focused products side by side.

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Showing 1–15 of 51 products

Product	Type	Rating	Surrender	Income rider	Bonus
American National Select Income Focus 7 American National · Retirees and near-retirees who want a 7-year FIA with an income rider offering one of two simple high roll-up options, and who want the Wellbeing Benefit as a built-in care enhancement at no additional charge	Income	★ 4.4	7-yr	Yes 1.0% annually	—	View →
American Equity EstateShield 10 American Equity · Buyers who want no-fee lifetime income, increasing payout potential, a Wellbeing Benefit, and enhanced legacy options	Income	★ 4.3	10-yr	Yes No fee	—	View →
Allianz Benefit Control+ Allianz · Buyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation	Income	★ 4.3	10-yr	Yes Built into product design	Varies	View →
Income Pay Pro North American · Pre-retirees age 50-70 using long-term dollars who want to lock in a future income floor, plan to defer activation for several years, and value a built-in rider rather than an optional one	Income	★ 4.3	10-yr	Yes 1.15% of GLWB value annually (current); maximum 2.00%	—	View →
American Equity IncomeShield 7 American Equity · Buyers who want lifetime income flexibility with five LIBR options and the ability to skip the rider for higher crediting rates	Income	★ 4.2	7-yr	Yes 0% to 1.20%	—	View →
American Equity IncomeShield 10 American Equity · Buyers who want a built-in 10% IAV rollup, Wellbeing Benefit, and the broadest crediting menu in the IncomeShield family	Income	★ 4.2	10-yr	Yes 1.20%	—	View →
American Equity IncomeShield BONUS 10 American Equity · Buyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit	Income	★ 4.2	10-yr	Yes 1.20%	14%	View →
Allianz Benefit Control Allianz · Buyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier	Income	★ 4.2	10-yr	Yes Built into product design	—	View →
Secure Horizon Plus North American · Buyers who want a large upfront premium boost, built-in lifetime income, and chronic illness protection in a single contract	FIA	★ 4.2	10-yr	Yes 1.20% - 1.45% annually	22% (includes 2% premium bonus special, subject to modification or discontinuation)	View →
SecureIncome 7 F&G · Pre-retirees and early retirees who want to lock in a future income stream with a strong guaranteed roll-up and a built-in care doubler, on a shorter surrender commitment than most income FIAs ask for	Income	★ 4.2	7-yr	Yes 1.15% annually of Income Base (maximum 1.50% upon restart)	—	View →
NAC BenefitSolutions 10 North American · Pre-retirees who want guaranteed lifetime income built directly into the contract and want the nursing-home multiplier without paying a separate rider fee	Income	★ 4.1	10-yr	Yes 1.20% annually	—	View →
Income 150+ SE 7-Year Forethought · Buyers who want a built-in lifetime income guarantee with a front-loaded benefit base and a shorter surrender commitment than most income FIAs ask for	Income	★ 4.1	7-yr	Yes 1.20%	—	View →
Income 150+ SE 7-Year (Wells Fargo) Forethought · Buyers working with a Wells Fargo advisor who want a built-in lifetime income guarantee with a front-loaded benefit base and a shorter surrender commitment than most income FIAs require	Income	★ 4.1	7-yr	Yes 1.20%	—	View →
Growth Builder 5-Year Guaranty Income Life · Buyers who want a 5-year FIA with an upfront premium bonus and optional chronic-illness access, and who are comfortable with the bonus vesting trade-off	FIA	★ 4.1	5-yr	—	8% on single premium (base); plus 4% additional if Enhanced Access Rider elected (total 12% if rider elected)	View →
WealthSecure Elite 7-Year S.USA Life · Accumulation-focused buyers who want high participation rates on volatility-controlled indices and an optional GLWB with chronic illness doubling, without paying for income features they may not use	FIA	★ 4.1	7-yr	—	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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