Annuity Atlas
As of Oct 26 · B++ or betterAll rates →

By goal · Guaranteed lifetime income

Annuities for guaranteed income.

Income-rider and immediate-income annuities designed for a paycheck you can't outlive. Compare the products on rider, payout features, surrender term, and rating.

Top 5-year MYGA

6.30%

B++ or better, yield to surrender

FIA S&P cap
17.00%
Products for this goal
243
As of
Oct 26
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Carrier
Income rider
Premium bonus
Type
Surrender
Showing 1 to 15 of 243 products
AllianzBuyers who want a competitive 7-year income FIA with stronger income terms than Essential Income 7 from the same top-rated carrier
A+
A.M. BEST
Income7-YR SURRENDERINCOME RIDER 1.25% annually (2.50% max)NO BONUS
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AllianzBuyers who want the Allianz 222 income design with enhanced features and a premium bonus for a stronger starting position
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDERNO BONUS
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AllianzBuyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDERNO BONUS
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AllianzBuyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 0.95% annually (limited to interest)NO BONUS
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Protective LifeBuyers age 50 to 85 who want a 7-year income FIA with an aggressive 10.00% simple rollup on the benefit base, two payout options including one with annual increases after commencement, and Protective's A-plus carrier rating
A+
A.M. BEST
Income7-YR SURRENDERINCOME RIDER 1.00% annually (2.00% max)NO BONUS
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Delaware LifeBuyers age 45 or older who want a 10-year income FIA with a built-in GLWB rider and brand-name carrier backing
A-
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 1.20% annually (1.95% max)NO BONUS
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American EquityBuyers who want a 14% premium bonus combined with built-in lifetime income and Wellbeing Benefit
A
A.M. BEST
Income10-YR SURRENDERINCOME RIDER 1.10% annually BONUS 14%
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NationwideBuyers who want a low-minimum, principal-protected FIA with a 7-index BAS crediting menu and the flexibility to add either an income or enhanced death benefit rider
A+
A.M. BEST
FIA8-YR SURRENDERINCOME RIDER 0.50% NO BONUS
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NationwideBuyers who want 3-year strategy terms for potentially higher growth, a 7-index BAS crediting menu, and optional income or death benefit riders
A+
A.M. BEST
FIA9-YR SURRENDERINCOME RIDER 0.50% NO BONUS
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AllianzBuyers who want a shorter-duration accumulation FIA from a top-rated carrier with a solid crediting menu and no income rider complexity
A+
A.M. BEST
FIA7-YR SURRENDERNO BONUS
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AllianzBuyers who want an income-focused FIA with a meaningful chronic illness income enhancement from a top-rated carrier
A+
A.M. BEST
Income10-YR SURRENDERINCOME RIDERNO BONUS
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AllianzBuyers who want a shorter-duration income FIA with a 7-year surrender period from a top-rated carrier
A+
A.M. BEST
Income7-YR SURRENDERINCOME RIDER 1.05% annually and a Max Fee of 2.50% after Year 1NO BONUS
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AtheneBuyers who want a 10-year accumulation FIA with built-in income and death benefit features from a top-rated carrier
A+
A.M. BEST
FIA10-YR SURRENDERINCOME RIDERNO BONUS
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American NationalIncome-oriented savers who want a 7-year MYGA with immediate 10% free withdrawal access and no lingering MVA after the guarantee period ends
A
A.M. BEST
MYGA7-YR SURRENDERNO BONUS
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American NationalFlexible-premium accumulators with a decade-long horizon who want a 1% bonus credited to every payment made in the first seven years, six indexed strategies across four indices, and the option to add a lifetime income rider whose fee is capped at its current level
A
A.M. BEST
FIA10-YR SURRENDERINCOME RIDER 1.10% annually (limited to interest)BONUS 1%
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Products are listed in our editorial order, not by rate or commission. Details are snapshots and reflect features as documented. Confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

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