Annuities for guaranteed income.

Income-rider and immediate-income annuities designed for a paycheck you can't outlive. Compare the products on rider, payout features, surrender term, and rating.

Want a personalized shortlist?

Matched to your age & state
Ranked by fit, not commission
100% free. No pressure.

Get my personalized quote

Takes 2 minutes. No credit card required.

Compare these annuities

Carrier

Min star rating

Income rider

Premium bonus

Type

Surrender

Showing 1–15 of 378 products

Product	Type	Rating	Surrender	Income rider	Bonus
Allianz Retirement Foundation ADV Allianz · Fee-based advisor clients who want a competitive income FIA designed for the advisory channel with strong income terms and top-tier carrier backing	Income	★ 4.5	7-yr	Yes Built into product design	—	View →
Nationwide INCOME Promise Select Nationwide · Buyers who want immediate guaranteed income with more payout flexibility and liquidity access than most SPIAs offer	Income	★ 4.4	0-yr	—	—	View →
Allianz Core Income 7 Allianz · Buyers who want a competitive 7-year income FIA with stronger income terms than Essential Income 7 from the same top-rated carrier	Income	★ 4.4	7-yr	Yes Built into product design	—	View →
American National Select Income Focus 7 American National · Retirees and near-retirees who want a 7-year FIA with an income rider offering one of two simple high roll-up options, and who want the Wellbeing Benefit as a built-in care enhancement at no additional charge	Income	★ 4.4	7-yr	Yes 1.0% annually	—	View →
Allianz Index Advantage Income ADV Allianz · Fee-based-advisor clients who want a registered index-linked annuity with built-in lifetime income, structured downside protection through buffers and floors, and the option of level or increasing income payments	FIA	★ 4.4	0-yr	Yes 0.70% annual Income Benefit rider fee plus 0.25% product fee	—	View →
Investor Advantage RIA Class Lincoln · Investors working with a fee-only or fee-based advisor who want tax-deferred growth in low-cost subaccounts without surrender charges or sales commissions	Variable	★ 4.4	0-yr	—	—	View →
American Equity EstateShield 10 American Equity · Buyers who want no-fee lifetime income, increasing payout potential, a Wellbeing Benefit, and enhanced legacy options	Income	★ 4.3	10-yr	Yes No fee	—	View →
Nationwide New Heights Select 10 Nationwide · Buyers who want the most competitive crediting terms in the standard New Heights Select line with full rider flexibility and broad state availability	FIA	★ 4.3	10-yr	Yes 0.95% (income) or 0.50% (EDB)	3% (EDB with Bonus rider)	View →
Nationwide Stable Income Nationwide · Buyers who want guaranteed lifetime income from a fixed annuity without the complexity of an indexed product, backed by a Fortune 100 carrier	Income	★ 4.3	7-yr	Yes 0.95% (built-in)	—	View →
Allianz 222+ Allianz · Buyers who want the Allianz 222 income design with enhanced features and a premium bonus for a stronger starting position	Income	★ 4.3	10-yr	Yes Built into product design	Varies	View →
Allianz Benefit Control+ Allianz · Buyers who want the Benefit Control design with enhanced features and a premium bonus for a stronger income foundation	Income	★ 4.3	10-yr	Yes Built into product design	Varies	View →
Allianz 360 Allianz · Buyers who want a comprehensive income-focused FIA that balances lifetime income, legacy planning, and accumulation potential	Income	★ 4.3	10-yr	Yes Built into product design	—	View →
Athene Activate Athene · Retirees who want to convert a lump sum into guaranteed income payments from a top-rated carrier with multiple payout options	Income	★ 4.3	0-yr	—	—	View →
Athene Ascent Pro 7 Athene · Buyers who want a 7-year accumulation FIA with the option to add an income rider later from a top-rated carrier	FIA	★ 4.3	7-yr	Yes Optional; varies	—	View →
Athene Performance Elite 10 Athene · Buyers who want a premium 10-year accumulation FIA with enhanced crediting strategies and income optionality from a top-rated carrier	FIA	★ 4.3	10-yr	Yes Optional; varies	—	View →

Products are ranked by our editorial star rating, not by rate or commission. Ratings are snapshots and reflect features as documented — confirm current terms and state availability with the carrier. Information, not a quote or recommendation.

Get quotes matched to your situation

Answer a few questions about your age, state, and goals and we'll narrow these down to the products that fit.

Get my personalized quote How these annuities work